398 Construction Loan Lenders with AI in Surprise, Arizona 2026

The Lendersa® compilation of construction loan lenders in Surprise, AZ features regional banking entities, national lenders, and local hard money lenders. These lenders use private capital catering to your ground-up construction projects or significant refurbishments.

In Surprise, AZ, lenders assess the construction cost for a 2,000 Sq. Ft. home, ranging from $236,343 for basic construction to $428,038 for more luxurious builds. Interest rates and loan terms adjust according to the borrower's financial profile, LTV, ARV, and selected lender type.

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The exceptional construction loan calculator

Lendersa®'s advanced AI technology ensures all your construction financing needs are met by swiftly aligning your loan application with numerous construction lenders. Discover excellent construction rates for funding projects like ground-up builds, fix-and-flips, or major renovations on both residential and commercial properties within the AZ.

Searching for nearby construction loan providers?

To safeguard your credit score, avoid unnecessary inquiries. Obtain preapproval for a land loan without disclosing your social security number or any sensitive financial details.

Eligibility for 100% LTV (Loan to Value) financing is possible if additional property is pledged as security in a blanket loan arrangement.

Utilize the Lendersa® land loan calculator to find land loan lenders across zip codes 85361, 85379, 85388, 85387, 85374, 85375, 85378.



  • Allison Capital
  • 936 Constitution Drive, San Mateo, CA, 94404
  • Lends in Arizona

  • Innovation
    We design custom funding solutions for your business needs. Working Capital - Term Loans - Business Lines of Credit and more!
    Fund Your Business
    Our company can get you the funding you need through revenue based or credit based funding options.
    WHO WE ARE
    We are a provider of non traditional business funding options. We offer

  • Land Home Financial Services, Inc.
  • 1355 Willow Way, Suite 250, Concord, CA, 94520
  • Lends in Arizona
  • Land Home Financial Services, Inc. (also known as “Land Home” or Land Home Financial”) is a leading direct lender licensed in all 50 states, and the District of Columbia with retail branches located across the country. Our knowledgeable professionals are committed to building trust and strong relationships with our customers and partners.

  • Niche-Loans
  • Oakland, Oakland, CA, 94601
  • Lends in Arizona
  • We have Over 20 Years of Commercial & Residential Lending Experience at Niche-Loans. Great Network Relationships with Conventional Banks and Lenders, Bridge and Private Money Lenders, etc. Able to work through Complexed Deal Situations even in this current challenging lending market. Fast Answers, Great and Reliable Service and Willing to go the Ex

  • Newfi Wholesale
  • 2200 Powell St. Suite 340, Emeryville, CA, 94608
  • Lends in Arizona
  • Newfi Wholesale is a wholesale mortgage lender founded by industry veterans and managed by a team of mortgage professionals with deep experience in the wholesale market. We are committed to providing our broker partners with a broad range of loan products, efficient technology, and an attractive price point to help them grow their business.

  • Kiavi
  • 575 Market Street, Suite 1600, San Francisco, CA, 94105
  • Lends in Arizona
  • Since 2013, Kiavi has been the go-to brand for real estate investors seeking reliable, fast financing solutions.

    Dedicated financing experts always on your side to help you scale
    Embark on a journey through Kiavi’s transformative decade in real estate with our special report, 'A Decade of Deals and Dreams.'

  • Tse Financial
  • 2332 Taraval Street, Suite A, San Francisco, CA, 94116
  • Lends in Arizona
  • We have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state.

    We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending.

  • Community National Bank (Midland, Texas)
  • 500 W. Illinois Ave., Midland, TX, 79701
  • Lends in Arizona
  • Community National Bank, established in 1984, continues to expand upon our original mission to provide a strong, locally owned, community bank. CNB distinguishes ourselves through a focused dedication to the success of the the DFW, Midland, Odessa, & Stanton communities by providing outstanding customer experiences to those we are honored to serve.

  • COLONIAL SAVINGS, F.A.
  • 2020 Grand Ave, Suite 100, Laramie, WY, 82070
  • Lends in Arizona
  • Colonial is a national provider of banking, home loans and insurance. Founded in 1952, the company has $1 Billion in assets and is privately held by choice to ensure our focus remains on our customers and not the expectations of Wall Street. Colonial is rated “Five Stars – Highly Recommended” as one of the strongest financial institutions

  • Opportunity Business Loans
  • 2304 E Lincolnway, Suite 154, Cheyenne, WY, 82001
  • Lends in Arizona
  • We have a network of thousands of lenders who are all ready to lend the money you need. This network allows us to find the best deal for you based on you and your business's individual needs. Our personal financial advisors will work with you through each step of our online business loan process.

  • FinLend, LLC
  • 1603 Capitol Avenue, Suite 310 A660, Cheyenne, WY, 82001
  • Lends in Arizona
  • FINLEND Capital® is a nationwide, private direct lender. Established in 2019, we provide short-term fix & flip financing and long-term rental financing for real estate investors. Our loans can be used for the purchase or refinance of non-owner occupied residential & commercial properties, financing of renovation project, and bridge funding. FINLEND