2026 Construction Loan Lenders for Surprise, Arizona

The Lendersa® compilation of construction loan lenders in Surprise, AZ features regional banking entities, national lenders, and local hard money lenders. These lenders use private capital catering to your ground-up construction projects or significant refurbishments.

In Surprise, AZ, lenders assess the construction cost for a 2,000 Sq. Ft. home, ranging from $236,343 for basic construction to $428,038 for more luxurious builds. Interest rates and loan terms adjust according to the borrower's financial profile, LTV, ARV, and selected lender type.

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Lendersa®'s advanced AI technology ensures all your construction financing needs are met by swiftly aligning your loan application with numerous construction lenders. Discover excellent construction rates for funding projects like ground-up builds, fix-and-flips, or major renovations on both residential and commercial properties within the AZ.

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Eligibility for 100% LTV (Loan to Value) financing is possible if additional property is pledged as security in a blanket loan arrangement.

Utilize the Lendersa® land loan calculator to find land loan lenders across zip codes 85361.



Surprise Construction Loan Lenders

  • Solido Capital Group
  • 15901 W Waddell Rd #1096, Surprise, AZ, 85379
  • Lends in Arizona
  • Solido Capital Group — 24 years of lending expertise, laser-focused on what builders and investors need most: Construction loans, Rehab loans, DSCR loans, Commercial, and DSCR HELOCs. We don't dabble — we specialize. If you're building, flipping, or scaling a portfolio, we're your capital partner. 

  • Level 4 Funding
  • 9133 W Plum Rd, Peoria, AZ, 85383
  • Lends in Arizona
  • Level 4 Funding LLC is among the very few mortgage broker companies Licensed in the state that fund private hard money loans for real estate investors and professionals and home owners. Level 4 Funding LLC has a great team of professionals that can help get the tough mortgage approval for you at the best possible rates.

  • Precision Mortgage Inc.
  • 14155 N 83rd Ave, Suite 125, Glendale, AZ, 85381
  • Lends in Arizona
  • Precesion Mortgage has a strong reputation as an outstanding mortgage firm in Peoria Arizona, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state. We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending.

  • Rally Home Mortgage, LLC
  • 12725 West Indian School Road, Suite F106, Avondale, AZ, 85392
  • Lends in Arizona
  • Rally Home Mortgage has nearly 25 years of experience in helping clients complete their financial goals. We pride ourselves on serving Veterans & First Time Homebuyers to Investors & Builders.Rally Home Mortgage, your One-Stop-Shop for all your residential financing needs. Founded in 2018 by Joshua Nelson & Michael Acosta

  • Setabay LLC
  • 22601 N 19th Ave, Suite 112, Phoenix, AZ, 85027
  • Lends in Arizona
  • We Specialize in Private Hard Money Loans. If You Are Not Using Setabay You’re Probably Paying Way Too Much. Setabay LLC is a Arizona Private Hard Money Lender. Lending on Commercial, Investor, Rental, Fix and Flip, Multi Family. Licensed AZ Mortgage Broker and Licensed Loan Originator NMLS 1057417.

  • 1st Tribal Business Loan
  • 1449 W. Wickieup Lane, Phoenix, AZ, 85027
  • Lends in Arizona
  • 1st Tribal Lending is comprised of the most experience HUD Section 184 lending team in the nation. Much of our staff has been in the HUD Section 184 industry for greater than ten years. Our underwriters were among the first in the nation to become approved to directly underwrite this loan product

  • Setabay Loan Trust Deed Investing - Private Lender
  • 22601 N 19th Ave, Suite 112, Phoenix, AZ, 85027
  • Lends in Arizona
  • Setabay LLC, Brokers, Agents and employees are not: attorneys, real estate appraisers, financial planners, securities dealers or accountants and we do not give advice as to these professions. If the loan is denied for any reasons, Setabay LLC is not responsible for refunding any of the costs/fees or services pay directly by you.

  • Teco Funding, LLC
  • 2432 W. Peoria Ave Suite 1120, Phoenix, AZ, 85029
  • Lends in Arizona
  • Wasting time with Banks? Use our Private Money! At Teco Funding "We Make Real Estate Funding Fast & Simple" Join millions of savvy real estate investors and get funded quickly with capital provided by private lenders through private money exchange and our network of borrowers and lenders.

  • Hilton Financial Corporation
  • 11024 N. 28th Drive Suite #170, Phoenix, AZ, 85029
  • Lends in Arizona
  • Hilton Financial is one of the oldest and experienced Hard Money Lenders and Hilton Financial Corporation (HFC) combines the experience and talent of some of the top mortgage, management and supervisory specialists available. Jack Hilton and Sue Watford each bring with them more than 35 years of administrative.