1 Construction Loan Lenders in Arcata, California in 2026

Lendersa® offers a list of construction loan lenders in Arcata, CA, including regional banks, national lenders, and local hard money lenders who use private money for ground-up constructions or major rehabs.

In Arcata, CA, lenders estimate building costs for a 2,000 square foot home, starting from $321,580 for basic constructions to $579,878 for more intricate designs. Interest rates and loan terms vary depending on borrowers' financial details, the LTV, ARV, and lender selection.

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Lendersa® AI technology efficiently matches your loan request with many construction lenders to ensure all financing needs are met. Discover top construction rates for funding ground-up projects, flip and fix, or major rehabs on residential and commercial properties in CA.

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Avoiding unnecessary inquiries is vital to maintain your credit score. Secure preapproval for your land loan without sharing your social security number or sensitive financial information.

If pledging additional property as security (blanket loan), you might qualify for 100% LTV financing.

Utilize the Lendersa® land loan calculator to locate vacant land loan lenders across zip codes 95521.



Arcata Construction Loan Lenders

  • Coast Central Credit Union
  • 2650 Harrison Avenue, Eureka, CA, 95501
  • Lends in California
  • At Coast Central, we make banking easy, with access to your finances – anytime. With a network of over 30,000 free ATMs nationwide, the latest digital banking solutions, and 11 convenient Member Services Branches, one open Monday through Saturday and another open 7 days a week and evenings, control your funds from anywhere you happen to be.

  • Members 1st Credit Union
  • PO Box 492395, Redding, CA, 96049
  • Lends in California
  • Members 1st Credit Union provides the convenient and relevant financial services its members need to achieve their goals and dreams. They offer checking, savings, certificates, IRAs, money market, credit cards, mortgages, home equity loans, auto loans, personal loans, student loans, online and mobile banking and more.

  • US Lending Co
  • 2280 BECHELLI LANE, Redding, CA, 96002
  • Lends in California
  • We hold ourselves to high standards. We value excellence in our personal lives and our company as a whole. We desire to provide high quality products and services while using the most up-to-date technology in order to stay ahead of the curve and make the process more efficient for us and less stressful for our clients.

  • Omega Mortgage Group
  • 2285 Hilltop Dr., Redding, CA, 96002
  • Lends in California
  • Omega Mortgage Group (OMG) is a mortgage banker that has been in Northern California for more then 10 years. We are a direct lender with branches also in Redding, Santa Rosa and Reno. We understand that our business is not about a single transaction, it is about building and maintaining relationships.

  • Only 1 Benji
  • 1177 Hilltop Dr, Redding, CA, 96003
  • Lends in California
  • Benji Edwardson was born and raised in Redding, CA. He received his psychology degree in 2004 from Simpson University and wanted to go into counseling. He took a job at a local mortgage office in 2004 and decided this was his career.His wife Jamie is a local Real Estate agent that was also born and raised in Redding.

  • Realty World Selzer home loans
  • 551 South Orchard Ave, Ukiah, CA, 95482
  • Lends in California
  • "Selzer Realty was founded in Ukiah, CA on October 1, 1976 by present Owner/Broker Richard Paul Selzer, and joined the Realty World franchise in 1995.

    Our agency started small, but with a strong commitment to service and integrity, we have prospered and grown. Today, with more than 40 agents"

  • Home Loans By Shan
  • 121 W 1st Avenue, Chico, CA, 95926
  • Lends in California
  • Home Loans By Shan. Local expertise and broad real estate experience will benefit you whether you are serious about buying or selling a home at this time, or are a returning client checking out the many homeowner resources offered here. Home Loans By Shan's the objective here is to work diligently to assist you in meeting your real estate goals.

  • Network Mortgage
  • 155 E 3rd Ave, Chico, CA, 95926
  • Lends in California
  • Network Mortgage is a residential mortgage broker headquartered in Chico California. Founded in 1994, Network Mortgage serves California with the vision to provide mortgages to our friends, families and clients. We are a trusted mortgage brokerage that creates long term relationships and clients for life..

  • IMS Lending
  • 120 W 2nd Street, Unit 2, Chico, CA, 95928
  • Lends in California
  • IMS Lending have been in the Real Estate and Mortgage service business for over 20 successful years. This longevity and confidence comes from our Real Estate & Mortgage services to a great many buyers and sellers, and their recommendations to others that result in repeat referral business

  • Caliber Home Loans
  • 2580 Sierra Sunrise Terrace #200, Chico, CA, 95928
  • Lends in California
  • Caliber Home Loans, Inc is a full-service national mortgage lender and agency direct seller/servicer. Caliber originates loans through various channels and transaction types, including a network of retail branches, wholesale lending, and correspondent lending,and a consumer-direct centralized operation specializing in a variety of loan