172 Construction Loan Lenders with AI in Charter-Oak, California 2026

In Charter-Oak, CA, the Lendersa® directory features a variety of construction loan providers including regional banks, national lenders, and local hard money lenders, all utilizing private funds for ground-up construction or major rehab endeavors.

For a 2,000-square-foot home in Charter-Oak, CA, construction costs range from $318,940 for basic projects to $577,238 for more upscale developments. Interest rates and loan terms vary depending on the borrower's financial condition, LTV, ARV, and the chosen lender type.

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To satisfy all your construction financing needs, Lendersa® AI technology quickly matches your loan request with numerous construction lenders. Discover competitive construction rates for ground-up projects, fix-and-flips, or major renovations on both residential and commercial properties in CA.

Looking for nearby construction loan providers?

Avoid unnecessary inquiries to maintain your credit score. Secure preapproval for your land loan without revealing your social security number or any private financial details.

You may qualify for 100% LTV financing by using additional property as security, under a blanket loan arrangement.

Use the Lendersa® land loan calculator to locate vacant land loan lenders within zip codes 91724.



Charter-Oak Construction Loan Lenders

  • Pacific Loanworks, Inc
  • 461 Grand Ave, Covina, CA, 91724
  • Lends in California
  • Pacific Loanworks, Inc. has been a family-run company specializing in Trust Deed loans and investments for over a decade. We have an unwavering commitment to quality product and service for both borrowers and investors. Our track record is impeccable and we have hundreds of satisfied return clients

  • Futura Financial Inc.
  • 750 Terrado Place, Suite 114, Covina, CA, 91723
  • Lends in California
  • The Futura Financial Inc. team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.

  • C & S California Capital
  • 644 S. Barranca Ave, Covina, CA, 91723
  • Lends in California
  • C&S California Capital was established in 1997 as a Mortgage Broker dedicated to provide informed, exceptional service. In January 2014, we became a division of American Pacific Mortgage. Becoming a direct lender as well as retaining the ability to broker loans, allows us to be highly efficient, diverse and resourceful in caring for our clients.

  • TRT HOME LOANS, INC.
  • 3110 E. Garvey Ave South, West Covina, CA, 91791
  • Lends in California
  • At TRT Home Loans, Inc, I am pleased to share with you our mission statement. To dedicate the highest quality of customer service to our clients and customers with honesty, integrity & a professional environment. At TRT Home Loans, Inc, we will find a loan that fits each borrower. Unlike big banks that have order takers helping you with your loan.

  • California Mortgage Brokers Inc.
  • 150 N. Grand Ave Suite 204, West Covina, CA, 91791
  • Lends in California
  • California Mortgage Brokers Inc mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Reverse4Retirement
  • 100 N Barranca St Fl 7, West Covina, CA, 91791
  • Lends in California
  • This company offers Welcome to Reverse4Retirement, we are reverse mortgage professionals and dedicated to helping senior citizens in California with reverse mortgages and reverse purchase home loans We understand the needs and concerns of our clients and work with them each step of the way to make the reverse mortgage process easy and stress free.

  • Gateway Mortgage Group
  • 2640 E Garvey Ave S, Suite 107, West Covina, CA, 91791
  • Lends in California
  • Gateway Mortgage Group mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan

  • Prime Equity Mortgage
  • 100 N Citrus St #638, West Covina, CA, 91791
  • Lends in California
  • Prime Equity Mortgage mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Capital Direct Funding
  • 100 N CITRUS ST SUITE 530, West Covina, CA, 91791
  • Lends in California
  • Capital Direct Funding, we handle unique transactions we are no stranger too.We excel in handling these types of transactions and We help good people with unique challenges achieve their real estate goals by getting them connected with private and alternative financing and while improving their investments and safeguarding their financial future.

  • Community Mortgage Funding LLC
  • 3201 W. Temple Avenue, Suite 120, Pomona, CA, 91768
  • Lends in California
  • CMF is mortgage banking company owned by two leading Southern California credit unions providing homebuyers & homeowners with customized home financing solutions for over 10 years. CMF has become a premier mortgage lender by delivering quality residential mortgage lending programs to satisfied customers.