16 Construction Loan Lenders with AI in El-Rio, California 2026

Lendersa® compiles a directory of construction loan providers in El-Rio, CA, which features regional banks, national institutions, and local hard money lenders utilizing private funding for new builds or major renovations.

In El-Rio, CA, lenders estimate the cost to construct a 2,000 square foot home to range from $317,741 for basic builds to $576,039 for more upscale construction. Interest rates and terms vary depending on the borrower's financials, Loan-to-Value (LTV), After Repair Value (ARV), and the selected lender.

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The Construction Loan Calculator

To ensure all your financing needs are met, Lendersa® leverages AI technology to instantly pair your loan requests with hundreds of construction lenders. Discover top construction rates to fund new builds, fix-and-flips, or major rehabs on residential and commercial properties across CA.

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Reducing unnecessary inquiries helps protect your credit score. Gain preapproval for your land loan without submitting your social security number or any sensitive details.

You might qualify for 100% Loan-to-Value (LTV) financing by using additional properties as collateral (blanket loan).

Use the Lendersa® land loan calculator to find vacant land loan providers in zip codes 93036.



  • Corona Mortgage & Realty
  • 391 N Main St., Suite 206, Corona, CA, 92880
  • Lends in California
  • Welcome to Corona Mortgage, a professional mortgage company specializing in residential mortgages. At Corona Mortgage, we will find a loan that fits each borrower. Unlike big banks that have order takers helping you with your loan, we have highly skilled and trained loan consultants.

  • Oceans Mortgage
  • 391 N MAIN ST., SUITE 206, Corona, CA, 92880
  • Lends in California
  • Oceans Mortgage has seen significant growth in the last few years.We believe in not just guiding a loan through the process,but in truly helping our clients, & investing in technology to simplify the loan process.We are constantly innovating and rolling out new products,resources & solutions that further cement our commitment to customer servi

  • Financial Compound
  • 1968 S Coast Hwy, Suite 100, Laguna Beach, CA, 92651
  • Lends in California
  • Financial Compound, a commercial mortgage broker based in Los Angeles, California has been an innovator in identifying and structuring capital markets opportunities for commercial real estate loans. Financial Compound and its staff have closed over $4.9 billion in transactions, running the gamut from low leverage first mortgages on trophy assets.

  • Sierra Pacific Mortgage
  • 31601 S. Coast Highway, Suite #200B, Laguna Beach, CA, 92651
  • Lends in California
  • Sierra Pacific Mortgage is one of the nation’s largest direct private lenders; we are solely focused on residential mortgage lending. That means we have a wide array of options to choose from for your home financing needs. We have been helping homeowners with their home financing needs for over three decades

  • Grace Capital Group Real Estate Partners
  • 301 Forest Ave, Laguna Beach, CA, 92651
  • Lends in California
  • Grace Capital has been engineering financial solutions for Middle Market Real Estate Companies for more than 20 Years, nationwide. Over $3 Billion of debt, equity & investments closed with Teamwork, Precision & Execution thru Direct Lending, Family Offices, Private Funds, Wealthy Investors,

  • Ample Funding LLC
  • 2841 HAMNER AVE, SUITE A, Norco, CA, 92860
  • Lends in California
  • Ample Funding Mortgage Lender are licensed professionals located in Southern California and we are still expanding our lending territory. We help home buyers get the right, correct mortgage they are looking for. Our talented loan officers walk the buyers through out the process to ensure its smooth and stress-free.

  • Mana capital investments
  • 10134 6th Street, unit F, Rancho Cucamonga, CA, 91739
  • Lends in California
  • Since 2000, Mana Capital Partners has provided many investors with millions of dollars of trust deed investments on California real property that provide high yields with acceptable risk. We have a tremendous amount of repeat business with many of our investors which illustrates Mana Capital Partners dedication to performing its service with integr

  • Loan Source 1 Funding, Inc.
  • 5157 Bering Ct., Rancho Cucamonga, CA, 91739
  • Lends in California
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • 1st Nationwide Mortgage
  • 65 Enterprise, Aliso Viejo, CA, 92656
  • Lends in California
  • We have over 15 years of mortgage lending experience. Our broad knowledge and expertise from thousands of loan transactions will make your lending experience as effortless as possible.We work with homeowners and homebuyers looking for the best loan products available. We also work with realtors and home builders.

  • Alliance Portfolio
  • 120 Vantis, Suite 515, Aliso Viejo, CA, 92656
  • Lends in California
  • Alliance Portfolio is a full service, boutique, private money lender. We serve borrowers who have unique situations that do not meet strict institutional guidelines, while providing investment opportunities that are well secured and well underwritten with desirable returns on investment capital.

  • Clearinghouse CDFI
  • 23861 El Toro Road Suite 700, Lake Forest, CA, 92630
  • Lends in California
  • We are a community lender and a Benefit “B” Corporation that addresses unmet credit needs throughout the U.S. and in Indian Country through direct lending, equity investments, and financial assistance.
    Borrowers, Need a Loan?
    Learn about our loan programs and others like you who are driving positive change in their communities.
    Investors, see ho

  • Personalized Mortgage Express, Inc.
  • 26461 Rancho Parkway South, Lake Forest, CA, 92630
  • Lends in California
  • "Personalized Mortgage Express was founded in 2004 to meet an urgent need: To provide fast, personalized service to both borrowers and real estate agents.

    We have a staff of experienced loan officers and processors who will ensure that your home loan

    will close on time, at the best rates available in the market today