16 Construction Loan Lenders with AI in El-Rio, California 2026

Lendersa® compiles a directory of construction loan providers in El-Rio, CA, which features regional banks, national institutions, and local hard money lenders utilizing private funding for new builds or major renovations.

In El-Rio, CA, lenders estimate the cost to construct a 2,000 square foot home to range from $317,741 for basic builds to $576,039 for more upscale construction. Interest rates and terms vary depending on the borrower's financials, Loan-to-Value (LTV), After Repair Value (ARV), and the selected lender.

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To ensure all your financing needs are met, Lendersa® leverages AI technology to instantly pair your loan requests with hundreds of construction lenders. Discover top construction rates to fund new builds, fix-and-flips, or major rehabs on residential and commercial properties across CA.

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Reducing unnecessary inquiries helps protect your credit score. Gain preapproval for your land loan without submitting your social security number or any sensitive details.

You might qualify for 100% Loan-to-Value (LTV) financing by using additional properties as collateral (blanket loan).

Use the Lendersa® land loan calculator to find vacant land loan providers in zip codes 93036.



El-Rio Construction Loan Lenders

  • AltLender Mortgage
  • 1564 Seabridge Lane, Oxnard, CA, 93035
  • Lends in California
  • "AltLender Mortgage specialty is Alt-Doc/Non-QM lending solutions in multiple states with a pledge of providing the lowest interest rates offered by any competitor with similar guidelines.
    Our programs are ideal for:
    • Self-Employed borrowers who have too many write-offs on their tax returns"

  • Direct Capital Funding
  • 333 N. Lantana Street, Suite 100, Camarillo, CA, 93010
  • Lends in California
  • DC Funding was founded on the idea and principle of building a better living with excellent support and service.We focus on incorporating and mastering the latest technologies & procedures keeping our associates above the crowd.Our team of professionals set a stronger standard of business, abide by a strict code of ethics and give superior service.

  • Scott Friedman Financial Inc
  • 5849 La Cumbre Road, Somis, CA, 93066
  • Lends in California
  • Firedman financial inc is a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates.

  • FirstFund Mortgage Corp
  • 4845 Via Don Luis, Thousand Oaks, CA, 91320
  • Lends in California
  • FirstFund Mortgage Corp. is an Equal Housing Lender. Some products and services may not be available in all states. Credit and collateral are subject to approval. Terms and conditions apply. Programs, rates, terms and conditions are subject to change and are subject to borrower(s) qualification. This is not a commitment to lend.

  • Jay Kunkle - RPM Mortgage
  • 100 East Thousand Oaks Blvd Thousand, Thousand Oaks, CA, 91360
  • Lends in California
  • MLD Mortgage Inc. dba The Money Store® is a direct mortgage lender that is headquartered in Florham Park, NJ. The Money Store® has been a trusted mortgage brand for over 40 years.The Money Store® offers mortgage solutions for all ages and financial situations from young borrowers to senior borrowers.

  • Conrad Kantor CK Financial
  • 1059 Twinfoot Ct, Westlake Village, CA, 91361
  • Lends in California
  • Conrad Kantor CK Financial One of the most important factors in making a sound investment decision today is working with an expert who has the knowledge to help you find the loan product with competitive term and minimizes risk. Rather than being affiliated with one bank, we can present your loan to a broad group of capital resources.

  • Nicki & Karen - Compass Real Estate
  • 2945 Townsgate Rd, Suite 300, Westlake Village, CA, 91361
  • Lends in California
  • Nicki & Karen, a leading real estate team with Compass Real Estate, serve clients in the Los Angeles & Ventura areas of Southern California. Nicki LaPorta, estate agent at Compass Real Estate in Calabasas, represents buyer and sellers alongside partner Karen Crystal. She has particular expertise in new construction and high-end luxury real estate.

  • Elite Financial
  • 2239 Townsgate Road, Suite 205, Westlake Village, CA, 91361
  • Lends in California
  • Elite Financial has been providing mortgage lending services to individual homebuyers, real estate professionals and home builders throughout California. We maintain a high reputation for integrity and strive to go above and beyond for each client. Elite Financial offers a wide variety of loan options with the most competitive rates.

  • Great American Funding Corporation
  • 860 Hampshire Road Suite S, Westlake Village, CA, 91361
  • Lends in California
  • Great American Funding Corporation is a Direct Mortgage Lending Source which allows us to offer hundreds of Mortgage Loan programs from which to choose. A Mortgage Banker can obtain lower rates and SAVE you money. We get paid by the Big Banks, to do their job better, faster, quicker, less expensive and with lower rates!

Also lends in California

  • I & D Investment Group, Inc
  • 207 Orangedale Cir, St Johns, FL, 93010
  • Ivan Oberon is an Independent Mortgage & Private Money Broker & ADTV Show Host - Your Kingdom Lender, who helps Homeowners, investors & Builders Purchase and Refinance their Homes & Investment Properties.

    We prioritize speed, communication and great terms nationwide