1231 Construction Loan Lenders with AI in Hillsborough, California 2026

The Lendersa® offers a list of construction loan lenders in Hillsborough, CA, which includes regional banks, national financiers, and local hard money lenders leveraging private funds for ground-up constructions or major renovations.

In Hillsborough, CA, construction costs for a 2,000 square foot property are estimated from $319,182 for basic builds to $577,480 for more elaborate ones. Interest rates and loan terms depend on a borrower's financial situation, LTV, ARV, and the type of lender chosen.

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The efficient construction loan calculator

Lendersa® uses AI technology to match your loan application with numerous construction lenders, meeting all your financial needs. Discover top construction rates for funding projects like ground-up builds, flips, or major renovations on residential and commercial properties in CA.

Construction loan options available near you

To protect your credit score, avoid unnecessary inquiries. Secure pre-approval for your land loan without sharing your social security number or sensitive financial details.

You might qualify for 100% LTV financing if you're prepared to use additional property as collateral (a blanket loan).

Utilize Lendersa® land loan calculator to locate vacant land loan lenders in zip codes 94010.



  • LendingXpress
  • 17785 Sky Park Circle, Ste E,, Irvine, CA, 92614
  • Lends in California
  • LendingXpress is a California based commercial, private/hard money, and residential broker/lender specializing in mortgage loans for real estate ranging from various sizes and types ranging from $100,000 to $100,000,000. If you are looking to purchase a properties, refinance, cash out, bridge loan, fix and flip etc..

  • Alt Financial Network, Inc.
  • 18022 Cowan Suite: 245, Irvine, CA, 92614
  • Lends in California
  • ALT Financial Network is a small group of honest, experienced mortgage professionals. We offer some of the lowest rates and closing costs in the industry because we strive for repeat business from our clients. We stand firmly behind our Good Faith Estimates so you don't have to worry about surprises at closing time

  • E Mortgage Capital, Inc.
  • 2355 Main St, Suite 230, Irvine, CA, 92614
  • Lends in California
  • Since 1992, the Equity Wave Lending, Inc. staff has specialized in prudent underwriting and responsible direct hard money and private money lending to disadvantaged and under-served Americans. We also provide non-US citizens here and around the world the opportunity to share in the American dream, and invest in our great country.

  • Val-Chris Investments, Inc.
  • 2601 Main Street, Suite 400, IRVINE, CA, 92614
  • Lends in California
  • Val-Chris Investments, Inc. has been serving California since 1975, specializing in both residential and commercial loans, as well as real estate trust deed purchases. We are a private money lender providing 1st, 2nd, and 3rd trust deeds with loan amounts up to $4.000.000. We have lent over $1 trillion in our career.

  • SLB Capital Group
  • 4590 MacArthur Blvd STE 500, Newport Beach, CA, 92660
  • Lends in California
  • SLB Capital Group is singularly focused on executing real property sale leasebacks that include thoughtfully structured repurchase options, no conflicts of interest or cross-sell. Our innovative liquidity solutions strengthen your core offerings, enhance funding certainty, increase client lifetime value, and unlock new revenue streams. Repurchase o

  • Tricoast Lending
  • 3857 Birch Street, Newport Beach, CA, 92660
  • Lends in California
  • Discover Tricoast Lending: Your Premier Hard Money Partner! Specializing in fast, flexible solutions for both commercial and residential real estate investments, we help investors, developers, and entrepreneurs secure tailored financing. With expertise honed over years, Tricoast Lending understands your needs, ensuring reliable, swift access to fun

  • Residential First Capital
  • 20151 SW Birch Street, Suite 200, Newport Beach, CA, 92660
  • Lends in California
  • Residential First Capital started in 1986 to handle ALL of our client’s real estate financing needs. We cover the range of options from prime institutional financing to hard money financing in order to assist our clients with the requirements they have and at the speed they need the funds delivered.

  • Pacific Residential Lending Inc
  • 4590 MacArthur Blvd, 5th Floor, Newport Beach, CA, 92660
  • Lends in California
  • We believe that what’s good for our customer is good for us, too. We are allies for our customers advocating for sensible laws and stronger accountability. Integrity filters all of our decisions. When we act in integrity, we build trust by always making the right choice, regardless of circumstance.

  • Lenderline
  • 23 Corporate Plaza, Suite 150, Newport Beach, CA, 92660
  • Lends in California
  • "LENDERLINE® is staffed by seasoned veterans of the mortgage industry, many with over 25 years of experience financing a broad range of residential and commercial properties.

    We excel in providing niche loan products, including full amortization and interest only loans, for residential, multifamily and commercial properties."

  • Perra Mortgage Loans
  • 20151 SW Birch Street, Suite 200, Newport Beach, CA, 92660
  • Lends in California
  • We specialize in purchase transactions. Unlike a refinance, a purchase transaction has time frames & contractual commitments that unless honored can cause stress, financial penalties, the loss of your dream home & even the loss of your earnest money deposit. You want to make sure to entrust your purchase loan & transaction to an expert in this fiel

  • Newport Center Mortgage
  • 801 Bellis Street, Newport Beach, CA, 92660
  • Lends in California
  • WE OFFER REAL ESTATE FINANCING FOR HOME LOAN PURCHASE TRANSACTIONS, LOAN REFINANCE AND CASH OUT TRANSACTIONS. CALIFORNIA MORTGAGE LOANS BOTH JUMBO AND CONFORMING LOANS. OUR PROCESS IS FAST, SIMPLE AND EASY. WE ALSO OFFER COMMERICAL FINANCING, INCLUDES- CONSTRUCTION LOANS, APARTMENT LOANS, INCOME PROPERTY LOANS, AND SBA FINANCING.

  • AMS Holdings, Inc
  • 4040 MacAarthur Boulevard, Suite 309, Newport Beach, CA, 92660
  • Lends in California
  • AMS Real Estate is one of the fastest growing residential and commercial real estate companies, provides brokerage and consulting services in fields of Mortgage, Real Estate, and Development. Industry knowledge, experience, and attentive customer services drives AMS trajectory. A streamlined approach eliminates non-productive tasks.