1232 Construction Loan Lenders with AI in Milpitas, California 2025

Lendersa® provides an extensive catalog of construction loan lenders available in Milpitas, CA, which includes regional banks, major national financiers, and local hard money lenders who apply private funding to facilitate your projects, whether they're new constructions from the ground up or significant rehabilitation efforts.

In the area of Milpitas, CA, lenders evaluate the construction expenses for a 2,000 square foot home, ranging from $323,142 for essential construction to $581,440 for more luxurious, detailed building efforts. The interest rates and terms associated with construction loans can fluctuate based on the borrower's financial background, loan-to-value (LTV) ratios, after-repair-value (ARV), and the type of lender chosen by the borrower.

Compare loan offers from a variety of 100 lenders

Experience the efficiency of our construction loan calculator

In order to comprehensively address all your construction financing needs, Lendersa® employs advanced AI technology to seamlessly align your loan request with a wide array of construction lenders. You now have the opportunity to uncover the most competitive construction rates available to finance both new construction and major rehabilitation projects, encompassing both residential and commercial properties throughout CA.

Looking for construction loan lenders nearby?

By avoiding unnecessary credit inquiries, you can maintain the integrity of your credit score. Obtain preapproval for your land loan without the requirement of providing your social security number or any other sensitive financial information.

If you extend additional property as collateral in a blanket loan agreement, there's a possibility you may qualify for 100% LTV (Loan to Value) financing.

Employ the Lendersa® land loan calculator to identify vacant land loan providers in the designated zip codes of 95035.



  • C & S California Capital
  • 644 S. Barranca Ave, Covina, CA, 91723
  • C&S California Capital was established in 1997 as a Mortgage Broker dedicated to provide informed, exceptional service. In January 2014, we became a division of American Pacific Mortgage. Becoming a direct lender as well as retaining the ability to broker loans, allows us to be highly efficient, diverse and resourceful in caring for our clients.
  • Excel Funding Real Estate Services Inc
  • 28924 South Western Avenue, Suite 110, Rancho Palos Verdes, CA, 90275
  • Excel Funding Real Estate Services, Inc., we are a one-stop shop for Real Estate and Financing. With over 20 years of experience, we have helped thousands of people to buy their dream homes! Whether you are looking to refinance, purchase or sell property, we have the expertise to get the job done professionally and efficiently
  • Gonzales Property Investments
  • 3488 Camino Del Sur, Hacienda Heights, CA, 91745
  • GPI’s award-winning business professional Henry Gonzales, with proven success in competitive, rapidly changing markets. Effectively combined business development, financial services expertise and sales & marketing support to improve processes and boost revenue/profit for companies in financial services. Versatile competitive professional.
  • TRT HOME LOANS, INC.
  • 3110 E. Garvey Ave South, West Covina, CA, 91791
  • At TRT Home Loans, Inc, I am pleased to share with you our mission statement. To dedicate the highest quality of customer service to our clients and customers with honesty, integrity & a professional environment. At TRT Home Loans, Inc, we will find a loan that fits each borrower. Unlike big banks that have order takers helping you with your loan.
  • California Mortgage Brokers Inc.
  • 150 N. Grand Ave Suite 204, West Covina, CA, 91791
  • California Mortgage Brokers Inc mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Reverse4Retirement
  • 100 N Barranca St Fl 7, West Covina, CA, 91791
  • This company offers Welcome to Reverse4Retirement, we are reverse mortgage professionals and dedicated to helping senior citizens in California with reverse mortgages and reverse purchase home loans We understand the needs and concerns of our clients and work with them each step of the way to make the reverse mortgage process easy and stress free.
  • Gateway Mortgage Group
  • 2640 E Garvey Ave S, Suite 107, West Covina, CA, 91791
  • Gateway Mortgage Group mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
  • Prime Equity Mortgage
  • 100 N Citrus St #638, West Covina, CA, 91791
  • Prime Equity Mortgage mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Capital Direct Funding
  • 100 N CITRUS ST SUITE 530, West Covina, CA, 91791
  • Capital Direct Funding, we handle unique transactions we are no stranger too.We excel in handling these types of transactions and We help good people with unique challenges achieve their real estate goals by getting them connected with private and alternative financing and while improving their investments and safeguarding their financial future.