2026 Construction Loans use AI Lenders complete for Milpitas, California

Lendersa® provides an extensive catalog of construction loan lenders available in Milpitas, CA, which includes regional banks, major national financiers, and local hard money lenders who apply private funding to facilitate your projects, whether they're new constructions from the ground up or significant rehabilitation efforts.

In the area of Milpitas, CA, lenders evaluate the construction expenses for a 2,000 square foot home, ranging from $323,142 for essential construction to $581,440 for more luxurious, detailed building efforts. The interest rates and terms associated with construction loans can fluctuate based on the borrower's financial background, loan-to-value (LTV) ratios, after-repair-value (ARV), and the type of lender chosen by the borrower.

Compare loan offers from a variety of 100 lenders

Experience the efficiency of our construction loan calculator

In order to comprehensively address all your construction financing needs, Lendersa® employs advanced AI technology to seamlessly align your loan request with a wide array of construction lenders. You now have the opportunity to uncover the most competitive construction rates available to finance both new construction and major rehabilitation projects, encompassing both residential and commercial properties throughout CA.

Looking for construction loan lenders nearby?

By avoiding unnecessary credit inquiries, you can maintain the integrity of your credit score. Obtain preapproval for your land loan without the requirement of providing your social security number or any other sensitive financial information.

If you extend additional property as collateral in a blanket loan agreement, there's a possibility you may qualify for 100% LTV (Loan to Value) financing.

Employ the Lendersa® land loan calculator to identify vacant land loan providers in the designated zip codes of 95035.



  • Real Estate Source, Inc.
  • 1024 Iron Point Road, Suite 1017, Folsom, CA, 95630
  • Real Estate Source, Inc Real Estate Source, Inc has been devoted to over 250 real estate agents in Northern California assisting them in making their business practice profitable. One of the secrets to Real Estate Source’s success has been with how transparent they are with their 100% commission package.
  • Masters Team Mortgage
  • 785 Orchard Dr Suite 250, Folsom, CA, 95630
  • Masters Team Mortgage is a premier mortgage broker in the greater Sacramento region. Our boutique approach ensures a lending experience rare in today’s automated, online-dominated lending environment. We want to see you, get to know you, and develop a relationship with you that will span generations to come.
  • Reliance Home Loans - Evangeline Scott
  • 950 Glenn Drive, Suite 265, Folsom, CA, 95630
  • We are a full-service mortgage company based in Folsom, CA. We specialize in Home Purchase Loans and Refinance in California. Whether you are buying a home or refinancing, we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment.
  • Primary Residential Mortgage, Inc.
  • 101 Parkshore Dr Ste 215, Folsom, CA, 95630
  • Our creative business model has provided decades of stable success, and in 2019 alone, we funded over $6.3 billion in loans and helped people all over the country reach their home financing goals. We believe in providing strong futures for our customers, our referral partners and our team members.
  • Iron Point Mortgage
  • 2130 E. Bidwell Street, Suite 110, Folsom, CA, 95630
  • At Iron Point Mortgage, our business is helping clients get the right residential financing for both new home purchase and refinance mortgages. Our passion, is providing the education and guidance so you’ll understand the process, how to plan for the future, take advantage of available opportunities, and build long-term wealth through Real Estate.
  • WayLend
  • 1320 19th Hole Dr #205, Windsor, CA, 95492
  • We are a full service direct lender/mortgage broker with the ability to assist our clients obtain a home loan anywhere in the State of California. Our greatest assets are our loan officers, with over a century of collective experience, as well as a full in-house processing staff.
  • UNIFIED HOME LOANS
  • 2270 DOUGLAS BLVD STE 215, ROSEVILLE, CA, 95661
  • With decades of experience, the key to our success has been a combination of consistently offering the lowest possible interest rates at the lowest cost. Above all, providing outstanding customer service. We take pride in treating our clients with honesty, integrity and honesty.
  • WTR LOAN FUND
  • 1860 Sierra Gardens Dr, Suite 912, Roseville, CA, 95661
  • WTR FUND is a Smart, Established, Private Money lender. We loan on Non owner occupied properties including: Rentals, Fix & Flips, Commercial Structures and Land in the Greater Sacramento region and California. We approve loans based on property equity not our borrowers Credit. We know our investors move quick and so do we.
  • Delta Lending Group
  • 2436 Professional Drive, Suite 100, Roseville, CA, 95661
  • Delta Lending Group has been an established mortgage lending company for the last 17 years. Nestled in the heart of Brentwood, CA, Delta’s reputation for quick, easy, and friendly home loans is renown throughout Northern California. People have come to know us as the top servicer of refinancing