1233 Construction Loan Lenders with AI in Moraga, California 2026

In Moraga, CA, Lendersa® provides a list of construction loan lenders that includes regional banks, national lending institutions, and local hard money lenders. These lenders use private funds to finance projects such as ground-up constructions or major rehabs.

Lenders in Moraga, CA assess the building cost for a 2,000 square foot home, estimating from $320,205 for basic constructions to $578,503 for more elaborate designs. The interest rates and terms of construction loans vary based on the borrower's financial profile, the LTV (loan-to-value ratio), ARV (after-repair value), and the type of lender selected.

Compare offers from 100 lenders to find the most suitable terms for your needs.

The magic of the construction loan calculator

Lendersa® utilizes AI technology to ensure that your construction financing requirements are met by instantly matching your loan request with a vast network of construction lenders. Discover the best construction rates available to fund ground-up constructions, fix and flip projects, or major rehabs on both residential and commercial properties throughout CA.

Need construction loan lenders nearby?

Minimize unnecessary inquiries to protect your credit score. Secure preapproval for your land loan without needing to provide your social security number or any other sensitive financial information.

There is potential to qualify for 100% LTV (Loan to Value) financing by agreeing to use additional property as collateral, which is known as a blanket loan.

Utilize the Lendersa® land loan calculator to locate lenders for vacant land loans within zip codes 94556, 94575.



  • Ethos Lending
  • 26391 Crown Valley Parkway, Suite 230, Mission Viejo, CA, 92691
  • Welcome to ETHOS Lending: Mortgages Made For You ETHOS Lending is not just another mortgage company. We're driven by a simple yet powerful mission: to provide honest, transparent, and trustworthy lending services across the United States. Founded by Dino Katsiametis, our team is dedicated to revolutionizing the mortgage experience for every homeow
  • Home Financing Inc.
  • 26111 Marguerite Pkwy #A, Mission Viejo, CA, 92692
  • Home Financing Inc. is a direct lender that boasts a record 8 calendar day close on a purchase with most loans ready to close in 17 days. Both clients and business partners rave about Home Financing's expertise, customer service and mastery of its trade. Home Financing Inc. does one thing better than anyone else and it's all in the name!!
  • JTM Financial
  • 26161 Marguerite Pkwy, Ste E, Mission Viejo, CA, 92692
  • JTM Financial Corporation strives to ensure that its services are accessible to people with disabilities. JTM Financial Corporation has invested a significant amount of resources to help ensure that its website is made easier to use and more accessible for people with disabilities
  • Homex Financial
  • 23120 Alicia Pkwy, Mission Viejo, CA, 92692
  • Homex Financial, where we specialize in residential mortgages. At Homex Financial, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
  • Jackie Barikhan - Spectrum One Mortgage
  • 23052H Alicia Pkwy, Ste 158, Mission Viejo, CA, 92692
  • Jackie is a mortgage professional cited in ABC, FOX, NBC & CBS for her work helping clients get low rate mortgages when purchasing a home or refinancing. California First Time Home Buyers get pre-approved today! We love serving our military past and present with the best VA Home Loans in California.
  • Home Loans of CA, Mortgage Broker
  • 22431 Antonio Parkway, Rancho Santa Margarita, CA, 92688
  • Home Loans of CA is all about achieving excellent results through professional & personalized service. With decades of experience & strategic relationships with largest wholesale mortgage lenders, we serve all residential financing in CA. We work with the largest mortgage wholesalers, so we have access to the lowest interest rates-Guaranteed!
  • Private Loan Management
  • 30262 Crown Valley Pkwy B884, Laguna Niguel, CA, 92677
  • Private Loan Management started a loan company together in 1999 and it blossomed into something we could never have imagined. With that said, our experience is 2nd to none. With over 1.5 Billion in loan closings and over 5,000 units, we have certainly done our fair share of underwriting and investing.
  • Arta Financial Services
  • 31991 Dove Canyon Drive, Suite 100-C, Trabuco Canyon, CA, 92679
  • "Arta Financial Corporation, is a Real Estate Finance and Investment company, Licences under California Department of Real Estate. We specialize in Real estate Loans and helping our clients locate and acquire investment properties of all kinds from Lands, Multi Units, Commercial Warehouse, industrial, automotive, etc."
  • SC Capital Corporation
  • 31 Charleston Lane, Trabuco Canyon, CA, 92679
  • SC Capital Corporation We offer the best mortgage tools available on the Internet - easy, convenient, online shopping for the best loan programs and most current rates available, together with the assistance of an experienced live loan officer to guide you through the often difficult and confusing process.