80 Construction Loan Lenders with AI in North-Richmond, California 2026

Lendersa® provides a list of construction loan lenders in North-Richmond, CA, which comprises regional banks, national lenders, and local hard money lenders. These lenders use private funds for your ground-up construction or major rehab projects.

In North-Richmond, CA, lenders calculate construction costs for a 2,000-square-foot home, starting at $316,850 for basic construction and reaching up to $575,148 for more upscale projects. Interest rates and terms for construction loans vary based on the borrower's financial situation, Loan to Value (LTV), After Repair Value (ARV), and the type of lender chosen.

Compare loan offers from 100 lenders

Discover the Magic of the Construction Loan Calculator

To fully address your construction financing needs, Lendersa® uses advanced AI technology to quickly match your loan requests with a multitude of construction lenders. This allows you to find the most competitive construction rates for funding projects such as ground-up construction, fix-and-flip ventures, or major rehabs on both residential and commercial properties in CA.

Find Construction Loan Lenders Near You

Minimizing unnecessary inquiries can help protect your credit score. Obtain preapproval for a land loan without needing to provide your social security number or other sensitive financial data.

You may be eligible for 100% LTV financing by pledging additional property as collateral in a blanket loan arrangement.

Utilize the Lendersa® land loan calculator to locate vacant land loan lenders in the zip codes 94801.



  • Newbegin Funding
  • 5538 La Jolla Boulevard, Suite A, La Jolla, CA, 92037
  • Lends in California
  • Noah Newbegin has been helping people to finance their dreams since 2004 and is still passionate about helping to make those dreams a reality. Noah graduated with a Degree in Finance from SDSU in 2002 and has over 15 years experience in real estate, finance, and mortgage consultation.

  • Pacific Home Brokers Inc.
  • 4275 Executive Square, Suite 200, La Jolla, CA, 92037
  • Lends in California
  • Pacific Home Brokers™ is one of the premier real estate agencies in California. We specialize in working with first time home buyers and investors. We also have a background in residential financing and use this knowledge to help our clients understand the financing aspect of purchasing a home.

  • Elite Commercial, Inc
  • 4225 Executive Square, Suite 600-C34, La Jolla, CA, 92037
  • Lends in California
  • Elite Commercial, Inc. is a New Age commercial real estate (CRE) company bridging the gap between traditional brokerage services and innovative technologies. We offer Brokerage Services, CRE and Business Financing, Fintech, Private Lending, and Portfolio Asset Management. Our company embraces change in an evolving commercial real estate

  • Inner Core Capital
  • 4275 Executive Square, Suite 200, La Jolla, CA, 92037
  • Lends in California
  • Inner Core Capital stands as a beacon in financial solutions. With a unique mix of loan offerings—ranging from private money to conventional financing—they cater to every borrower’s needs. Specializing in cash out refinancing, they offer competitive rates and terms. Whether for investment properties or personal projects, Inner Core Capital crafts f

  • Axos Bank
  • 4350 La Jolla Village Dr, San Diego, CA, 92122
  • Lends in California
  • Axos Financial, Inc is the holding company for Axos Bank, a nationwide bank that provides consumer and business banking products through its low-cost distribution channels and affinity partners. With over $14 billion in assets, Axos Bank provides financing for single and multifamily residential properties, small-to-medium size businesses in target.

  • Click Mortgage, a Division of Golden Bear Capital, Inc
  • 10650 Scripps Ranch Blvd, Suite 230, San Diego, CA, 92131
  • Lends in California
  • At Click Mortgage, a Division of Golden Bear Capital, Inc, a Division of Golden Bear Capital, Inc, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process.

  • Click Mortgage
  • 10650 Scripps Ranch Blvd #230, San Diego, CA, 92131
  • Lends in California
  • Click Mortgage work tirelessly to ensure their clients are well informed, on schedule, and satisfied with their mortgage decisions. By building a knowledgeable and driven team, leveraging cutting-edge tech, and creating valuable partnerships. Click Mortgage is designed to be the best choice in mortgage banking

  • JMAC Funding - The Hard Money Pros
  • PO Box 91472, San Diego, CA, 92169
  • Lends in California
  • Private Hard Money Loans provide fast, equity based hard money funding for loans on residential property as well as commercial loans and land loans, regardless of credit score. For private loans, hard money loans, and bridge loans in California please call us or apply online with our 2 minute quick online application.