8 Construction Loan Lenders with AI in Oak-View, California 2026

Lendersa® provides a catalogue of construction loan lenders located in Oak-View, CA, featuring regional banks, national lending firms, and local hard money lenders that leverage private funds for both your ground-up construction and extensive rehabilitation projects.

In terms of construction expenses within Oak-View, CA, for a 2,000 square foot home, the cost ranges from $317,103 for a standard build to $575,401 for a more upscale construction. Interest rates, as well as the terms of the construction loans, are influenced by several factors, including borrowers' financial conditions, the LTV (Loan-to-Value) ratio, ARV (After Repair Value), as well as the type of lender selected.

If you're interested, you can compare loan offers from a pool of 100 diverse lenders to find the most suitable options for your financial needs.

The innovative magic construction loan calculator

Lendersa® employs sophisticated AI technology to effectively match your loan requests with a vast array of construction lenders, ensuring that every facet of your financial needs is addressed. Discover prime construction rates suitable for funding ground-up construction projects, fix-and-flip ventures, or significant rehabs for both residential and commercial spaces in CA.

Are there construction loan lenders nearby?

By minimizing unnecessary inquiries, you can help preserve your credit score. You have the option to get pre-approved for a land loan without needing to provide your social security number or sensitive financial data.

You might be eligible for 100% LTV (Loan-to-Value) financing by using additional property as security through a blanket loan agreement.

Use the Lendersa® land loan calculator to locate lenders for vacant land loans in the following zip codes: 93022.

This innovative service not only simplifies the loan process but also opens up a variety of possibilities that are tailored to meet your unique financial needs, thus enabling a smoother path towards fulfilling your construction goals.



Oak-View Construction Loan Lenders

  • AltLender Mortgage
  • 1564 Seabridge Lane, Oxnard, CA, 93035
  • Lends in California
  • "AltLender Mortgage specialty is Alt-Doc/Non-QM lending solutions in multiple states with a pledge of providing the lowest interest rates offered by any competitor with similar guidelines.
    Our programs are ideal for:
    • Self-Employed borrowers who have too many write-offs on their tax returns"

  • Scott Friedman Financial Inc
  • 5849 La Cumbre Road, Somis, CA, 93066
  • Lends in California
  • Firedman financial inc is a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates.

  • Direct Capital Funding
  • 333 N. Lantana Street, Suite 100, Camarillo, CA, 93010
  • Lends in California
  • DC Funding was founded on the idea and principle of building a better living with excellent support and service.We focus on incorporating and mastering the latest technologies & procedures keeping our associates above the crowd.Our team of professionals set a stronger standard of business, abide by a strict code of ethics and give superior service.

  • Ryker Capital
  • 7 West Figueroa Street, STE 300, Santa Barbara, CA, 93101
  • Lends in California
  • Ryker Capital — Direct Private Lender | Nationwide

    Fast, flexible capital for real estate investors — from bridge to ground-up. We fund directly from our own capital: no middle layers, no delays. Backed by portfolio partners, private investors, and our own lending funds, our team brings 20+ years of expertise to every deal. We underwrite in-house and move fast.

    Ready to close? Let's talk.

  • American Riviera Bank
  • 1033 Anacapa Street, Santa Barbara, CA, 93101
  • Lends in California
  • American Riviera Bank opened for business on July 18, 2006 in Santa Barbara, CA with the support of approximately 400 local shareholders. The Bank is a full service community bank, focused on serving the lending and deposit needs of businesses & consumers in our community. The Bank has five full-service branches, located downtown in Santa Barbara.

  • Santa Barbara Commercial Fund
  • 401 Chapala Street, Suite 106, Santa Barbara, CA, 93101
  • Lends in California
  • The Santa Barbara Commercial Fund, LLC (“SBCFund”) is a boutique commercial lending fund that bridges the gap between traditional bank financing and private collateral based financing. As the manager of the SBCFund, KJacobsen Capital, LLC (“KJCapital”), brings 50+ years of local commercial banking experience

  • SANTA BARBARA COMMERCIAL MORTGAGE, INC.
  • PO BOX 30157, Santa Barbara, CA, 93130
  • Lends in California
  • Santa Barbara Commercial Mortgage, Inc formerly known as Mortgage Company of Santa Barbara, has been originating commercial real estate loans in California for over 25 years and is an efficient and valuable resource .With a small and agile loan committee, SBCM is able to process requests quickly and can often fund loans faster than most lenders.

  • FirstFund Mortgage Corp
  • 4845 Via Don Luis, Thousand Oaks, CA, 91320
  • Lends in California
  • FirstFund Mortgage Corp. is an Equal Housing Lender. Some products and services may not be available in all states. Credit and collateral are subject to approval. Terms and conditions apply. Programs, rates, terms and conditions are subject to change and are subject to borrower(s) qualification. This is not a commitment to lend.

  • Jay Kunkle - RPM Mortgage
  • 100 East Thousand Oaks Blvd Thousand, Thousand Oaks, CA, 91360
  • Lends in California
  • MLD Mortgage Inc. dba The Money Store® is a direct mortgage lender that is headquartered in Florham Park, NJ. The Money Store® has been a trusted mortgage brand for over 40 years.The Money Store® offers mortgage solutions for all ages and financial situations from young borrowers to senior borrowers.

Also lends in California

  • I & D Investment Group, Inc
  • 207 Orangedale Cir, St Johns, FL, 93010
  • Ivan Oberon is an Independent Mortgage & Private Money Broker & ADTV Show Host - Your Kingdom Lender, who helps Homeowners, investors & Builders Purchase and Refinance their Homes & Investment Properties.

    We prioritize speed, communication and great terms nationwide