124 Construction Loan Lenders with AI in Ontario, California 2026

The Lendersa® catalog of construction loan lenders in Ontario, CA encompasses regional banks, national financiers, and local hard money lenders who specialize in private funding solutions. These options are perfect whether you're embarking on a ground-up construction project or a significant renovation.

For a 2,000 square foot residence in Ontario, CA, the estimated construction costs begin at $323,956 for basic structures and climb to $582,254 for more elaborate builds. The interest rates and terms of construction loans vary significantly depending on the borrower's financial profile, LTV, ARV, and the type of lender engaged.

Compare loan offers from over 100 different lenders

Introducing the innovative construction loan calculator

Lendersa® is equipped with advanced AI technology designed to promptly match your loan applications with a large network of construction lenders. Thus, you can efficiently identify the most competitive construction rates available for financing new builds, fix-and-flip investments, or substantial renovations on both residential and commercial properties throughout CA.

Need a construction loan provider nearby?

By limiting unnecessary inquiries, you can help maintain your credit score. Secure preapproval for your land loan without submitting your social security number or any other critical personal financial details.

You may be eligible for 100% LTV (Loan to Value) financing by pledging additional properties as collateral, known as a blanket loan.

Utilize the Lendersa® land loan calculator to locate lenders for vacant land loans in the specified zip codes 91762.



Ontario Construction Loan Lenders

  • Chino Commercial Bank, National Association
  • 14245 Pipeline Avenue, Chino, CA, 91710
  • Lends in California
  • As a community-oriented bank, the Bank offers a wide array of personal, consumer and commercial services generally offered by a locally-managed, independently-operated bank. The Bank provides a broad range of deposit instruments and general banking services, including checking, savings, and money market accounts.

  • CalShield Home Loans Inc
  • 3200 E Guasti Rd Ste 100, Ontario, CA, 91761
  • Lends in California
  • The goal of CalSHIELD Home Loans, through a philosophy of ethical lending principles, is to provide a safe haven for borrowers where fees and costs are firmly set and where rates are the best available in order to fully care for every need our clientele may have.Nicholas Wright is the owner of CalSHIELD Home Loans.

  • Golden Empire Mortgage
  • 3281 Guasti Rd, Ontario, CA, 91761
  • Lends in California
  • Golden Empire Mortgage a group of highly motivated and dedicated professionals that proudly provides their valued clients with the absolute best in financial advice,Our office has built a business model surrounding the concept of lending better in a market that is in need of better lenders

  • Adam Tice, Mortgage Lender NMLS #289398
  • 3595-1 Inland Empire Blvd, Suite 1240, Ontario, CA, 91764
  • Lends in California
  • Adam Tice You've heard the horror stories...how hard it is to qualify, the mounds of paperwork you have to provide, the difficulties and delays. Not to mention the fighting, shopping, and haggling to get a good rate. I've got great news...I'm here to solve that for you. Go ahead and download my cheat sheet.

  • Ainsworth Financial Mortgage Corporation
  • 3175-E Sedona Court, Ontario, CA, 91764
  • Lends in California
  • Ainsworth Financial Mortgage Corporation offers you various types of flexible loan programs with the best interest rates in the market. Our talented team of experts will not only assist you throughout the loan process but also provide different loan options for you to save money by choosing the best deals.

  • Crown Castle Mortgage & Realty
  • 1231 North Redding Way, Upland, CA, 91786
  • Lends in California
  • Crown Castle Mortgage Realty has since grown to become one of the new leading and most trusted real estate agencies in Southern California. Our business is based on the principles of Transparency, Tenacity and Trust and these are apparent in our business model, and our day to day operations.

  • Oak Tree Realty
  • 400 North Mountain Avenue, Suite 224, Upland, CA, 91786
  • Lends in California
  • At Oak Tree Realty, where we specialize in residential mortgages, fix & flip lending and rental loans. At Oak Tree Realty, we find a loan that fits each borrower. Unlike overpriced banks who have one size fits all, we here at Oak Tree Realty have relationships with several lenders and always search for the best price and terms for our clients.

  • Full Circle Home Loans
  • 99 C St Suite 200, Upland, CA, 91786
  • Lends in California
  • Full Circle Home Loans is here to provide you with the very best experience with buying or refinancing your home.We will deliver excellent service, up to the minute communication, and education from beginning to end. We are 24/7 available by phone, text, or email. Full Circle Home Loans is setting a new standard of quality in the mortgage industry.

  • Spinnaker Loans
  • 123 E. 9th St #301, Upland, CA, 91786
  • Lends in California
  • Spinnaker Loans is a premier private money lender specializing in the financing of investment real estate for developers across Southern California. Since inception, Spinnaker has been involved in numerous and profitable residential lending transactions with both, developers and investors looking to invest in real estate.

  • Shtil Group
  • 10808 Foothill Boulevard, Suite 160-627, Rancho Cucamonga, CA, 91730
  • Lends in California
  • Shtil Group mortgage for purchasing or refinancing a property, advice on lending options for investing in real estate, specialty small business financing, or help finding the property of your dreams, Vadim is here to share his expert advice and talents as an Independent Mortgage & Real Estate Broker. Using the latest technology available.