1231 Construction Loan Lenders with AI in Ontario, California 2026

The Lendersa® catalog of construction loan lenders in Ontario, CA encompasses regional banks, national financiers, and local hard money lenders who specialize in private funding solutions. These options are perfect whether you're embarking on a ground-up construction project or a significant renovation.

For a 2,000 square foot residence in Ontario, CA, the estimated construction costs begin at $323,956 for basic structures and climb to $582,254 for more elaborate builds. The interest rates and terms of construction loans vary significantly depending on the borrower's financial profile, LTV, ARV, and the type of lender engaged.

Compare loan offers from over 100 different lenders

Introducing the innovative construction loan calculator

Lendersa® is equipped with advanced AI technology designed to promptly match your loan applications with a large network of construction lenders. Thus, you can efficiently identify the most competitive construction rates available for financing new builds, fix-and-flip investments, or substantial renovations on both residential and commercial properties throughout CA.

Need a construction loan provider nearby?

By limiting unnecessary inquiries, you can help maintain your credit score. Secure preapproval for your land loan without submitting your social security number or any other critical personal financial details.

You may be eligible for 100% LTV (Loan to Value) financing by pledging additional properties as collateral, known as a blanket loan.

Utilize the Lendersa® land loan calculator to locate lenders for vacant land loans in the specified zip codes 91762, 91761, 91764, 91743, 91758.



  • Union Investments & Loan Corp.
  • 3820 Del Amo Blvd, Suite 226, Torrance, CA, 90503
  • Lends in California
  • UIAL is founded and managed by Al Tabrizi since 2008. With over 25 years of experience in real estate, real estate development, mortgage banking, equity investments, Union Investments' management and its partners are offering investors opportunities created by the current economy to generate high yield returns.

  • Bridgeway Capital Group
  • 18436 Hawthorne Blvd, Suite 101, Torrance, CA, 90503
  • Lends in California
  • Whether you are looking for bridge and hard money loans, SBA financing, hotel financing, business loans, or any other type of commercial lending product, turn to us at Bridgeway Capital Group. We are a nationally recognized leader in the commercial finance industry and look forward to helping you with all of your funding needs.

  • S.O.S. Loans, Inc.
  • 3655 Torrance Blvd. Suite 425, Torrance, CA, 90503
  • Lends in California
  • S.O.S. Loans, Inc. is a California finance company that offers consumers access to unsecured personal loans. Since 1998 and also S.O.S. Loans offers personal installment loans to qualified borrowers completely online and through the electronic banking system. Our process is so fast and simple you could have your funds within a few hours

  • Sunset Equity Funding
  • 6125 Washington Blvd, Culver City, CA, 90232
  • Lends in California
  • Sunset Equity Funding is a nationwide direct private money and hard money lenders based in Los Angeles, CA. We offer competitive commercial financing programs for real estate investors. Loans range from $100K – $50M million in size and we are able to fund in 48 hours or less. We expedite the loan cycle, so you can continue to scale your business.

  • Sunset Equity Funding
  • 6125 Washington Blvd, Culver City, CA, 90232
  • Lends in California
  • Sunset Equity Funding is a nationwide, direct private money lender offering competitive commercial financing programs for real estate investors.

    Loans range from $100K - $50M million in size and we are able to fund in 48 hours or less. Foreign nationals are ok. We have no pre-payment penalty.

  • Merit Real Estate
  • 2304 Artesia Blvd, Redondo Beach, CA, 90278
  • Lends in California
  • Merit Real Estate, Inc. is a full service residential and commercial real estate sales, investment, and property management company that has been serving the South Bay for over 20 years. Whether you are in the market for the first time or are an experienced buyer and seller, our professional licensed experts will provide you

  • Civic Financial Services
  • 2015 Manhattan Beach Blvd, Redondo Beach, CA, 90278
  • Lends in California
  • CIVIC is the lender that empowers investors through excellent service. We are backed by Wall Street and have the resources that support our commitment to work swiftly and tirelessly until your deal is done. We simplify and streamline the lending process through modern innovations, proactive communication, and hard work.

  • Civic Financial Services
  • 2015 Manhattan Beach Blvd, Suite 106, Redondo Beach, CA, 90278
  • Lends in California
  • CIVIC is the lender that empowers investors through excellent service. We are backed by Wall Street and have the resources that support our commitment to work swiftly and tirelessly until your deal is done. We simplify and streamline the lending process through modern innovations, proactive communication, and hard work.

  • SUNRISE MORTGAGE
  • 3415 S. Sepulveda Blvd, Suite 420, Los Angeles, CA, 90034
  • Lends in California
  • At Sunrise Mortgage, relationships drive everything we do - from who we hire to the clients we represent and the vast network of lenders we've established. We are a full service mortgage banking firm, originating and servicing commercial real estate loans nationwide through our extensive institutional lender network.