Oroville, California Construction loan lenders AI selection 2026

The comprehensive Lendersa® list of construction loan lenders available in Oroville, CA features diverse options such as regional and national banks, alongside local hard money lenders deploying private funds. These are ideal for your ground-up construction projects or significant renovations.

In Oroville, CA, lenders calculate the construction cost for a 2,000 square foot residence, ranging from $322,229 for standard builds to $580,527 for more elaborate constructions. The terms and interest rates of construction loans can vary, influenced by factors like the borrower's financial details, the loan-to-value (LTV), after-repair value (ARV), and the type of lender chosen.

Explore and compare loan options from over 100 lenders

Enchanted construction loan calculator

Lendersa® leverages AI technology to ensure that all your construction financing needs are fulfilled by instantly pairing your loan application with numerous qualified lenders. This enables you to discover the most competitive construction rates to support your new builds, fix and flips, or major renovations for both residential and commercial properties in CA.

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Keep your credit score in good shape by minimizing unnecessary inquiries. Obtain preapproval for your land loan without the requirement to disclose your social security number or any sensitive financial information.

If you agree to pledge additional property as a security under a blanket loan arrangement, you might be eligible for 100% loan-to-value (LTV) financing.

Take advantage of the Lendersa® land loan calculator to pinpoint lenders offering vacant land loans within the zip codes 95965, 95966, 95940.



  • A.A. Genesis Investments, LLC
  • 1012 Martin Avenue, Suite C, McAllen, TX, 78504
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Community Financial Bank
  • 450 Center Street, Prentice, WI, 54556
  • COMMUNITY Financial Bank was established in 1987 in Prentice, WI. The Bank has locations in Prentice and Stratford, Wisconsin. COMMUNITY Financial Bank is here to meet both your Business Banking and Personal Banking needs. Community Financial Bank services all our fixed rate loans.
  • First Community Credit Union Houston
  • PO Box 840129, Houston, TX, 77284
  • For six decades and counting, First Community has been working to build a stronger Houston. Yes, we've grown from modest beginnings to $1.9 billion in assets, becoming one of Houston's largest credit unions - and we did it by putting people FIRST. When you join First Community, we get to know you — because that’s the best way
  • Private Leverage
  • 2000 Crawford Street, Suite 840, Houston, TX, 77288
  • Private Leverage exists to serve a community of borrowers that exhibit character, yet are underserved by traditional capital markets. We embrace economic empowerment as a solution to many of our client's needs, and look to provide leverage in the form of private lending to assist in their journey.
  • Direct Commercial Funding Inc
  • 440 Louisiana Street, 9th Floor, Houston, TX, 77002
  • Direct Commercial Funding Inc. works around the clock 24/7 to provide fast commercial financing for an array of commercial loan request. Some of our products include commercial mixed use development loans, hospitality financing, apartment loans, commercial land acquisition & construction and more
  • Urban Mutual
  • 2007 Commerce Street, Suite 200, Houston, CA, 77002
  • Urban Mutual is a boutique Private Equity and Corporate Advisory Investment Firm representing family office and institutional money. Urban Mutual's mandate is to provide innovative and secure, turn-key 100% LTV/LTC funding solutions to the real estate development and construction industry.
  • Tidal Loans
  • 2616 S Loop W, Unit 505, Houston, TX, 77054
  • Our team has over 50 years of combined hands on experience investing in all aspects of real estate: from residential development, private money lending, property management and fix and flips. We have been in your shoes and we know what it takes to become successful real estate investors.
  • Unity National Bank of Houston
  • 2602 Blodgett St., Houston, TX, 77004
  • Unity National Bank, originally founded in 1963 and later chartered in 1985, is the only African-American owned banking institution in Texas. In February 1989, through a series of transactions and diligent efforts, it was acquired from Bay Bancshares by local minority leaders. Dr. Kase Lawal, Chairman & CEO of Erin Energy, serves as Chairman of the
  • Loan Hub
  • 1300 McGowen St, Houston, TX, 77004
  • DOSS Home Loans is affiliated with the DOSS Brand of services & technology designed to automate the process, reduce transactional friction, & pass that savings on to our clients. Our mission is to develop the best technology to make homeownership in AMERICA more affordable.our mission is to serve our customers with honesty, integrity & competence.
  • Farmers Bank & Trust
  • 1129 E Main St, Magnolia, AR, 71753
  • Farmers Bank & Trust was chartered on September 26, 1906, and has been in operation since its inception. Farmers Bank is an independent community Bank and operates out of a one-Bank holding company, Magnolia Banking Corporation. The Bank operates a subsidiary called Magnolia Properties, Inc