2025 Construction Loans use AI Lenders complete for Phelan, California

Lendersa® offers a diverse list of construction loan providers in Phelan, CA, that includes regional banks, national lenders, and local hard money lenders using private funds for your ground-up construction or major rehab.

Lenders estimate construction costs for a 2,000 square foot home in Phelan, CA, ranging from $319,930 for basic builds to $578,228 for more elaborate designs. Interest rates and loan terms vary based on borrowers' financial details, Loan-to-Value (LTV), After-Repair Value (ARV), and the lender selected.

View loan offers from 100 lenders

The powerful construction loan calculator

To ensure all your financing needs are covered, Lendersa® AI technology matches your loan request with numerous construction lenders. Discover top construction rates for funding new builds, fix-and-flip projects, or significant rehabs on residential and commercial properties in CA.

Construction loan options near you?

Avoid unnecessary inquiries to protect your credit score. Secure preapproval for your land loan without needing to provide your social security number or other sensitive financial information.

By using additional property as collateral, you might qualify for 100% LTV financing, often structured as a blanket loan.

Use the Lendersa® land loan calculator to find vacant land loan providers in zip codes 92371.



  • Lakeside Bank
  • 2805 Ridge Road, Rockwall, TX, 75032
  • Lakeside National Bank is dedicated to meeting our community's financial needs while maintaining a personal touch. At LNB, personal touch means a live person will answer the phone when you call, and when you need financing, your first meeting will be with the loan officer who will see your loan through from start to finish.
  • Bank of the Flint Hills
  • 806 West Fifth Street, Wamego, KS, 66547
  • Bank of the Flint Hills, was chartered in 1876. Experiencing steady growth for the next 70 years, the bank moved it's location in 1972 one-half block west to a new, larger, and more modern building. In the early 90's more space was needed and the data processing and bookkeeping departments were moved to the building north of the main bank.
  • Kaw Valley State Bank
  • 1015 Kaw Valley Park Circle, Wamego, KS, 66547
  • Since our inception in 1913, the Kaw Valley State Bank & Trust Company has been the “Bank of Personal Service” for the Wamego area. We were pleased to merge with the First National Bank of Clifton in 2008. Situated on the county line between Washington and Clay counties, our Clifton location was chartered in 1878 and branched to St Marys in 1990.
  • Today Lending
  • 320 Boston Avenue, Tulsa, OK, 74103
  • Today Lending team; we are excited about providing clients with the best mortgage options, combined with the lowest rates available. The outstanding mortgage professionals here will work with you one-on-one, to ensure that you get a mortgage that is tailored specifically to meet your home loan needs. Whether you are purchasing your dream home.
  • First Oklahoma Federal Credit Union
  • 1419 S Denver Avenue, Tulsa, OK, 74119
  • First Oklahoma Federal Credit Union (FOKFCU) is a federally insured credit union. We offer membership to all persons who live, work (or regularly conduct business), worship or attend school in, and businesses and other legal entities located in Tulsa or Creek Counties, Oklahoma. FOKFCU has been serving its members since 1923.
  • Triad Bank, National Association
  • 7646 E 61st St, Tulsa, OK, 74153
  • Triad Bank was founded in 1983 by a group of local professionals who call this community home and champion the people and businesses that are rooted here. Today we’ve grown to more than 30 employees. As a small, local business, we know what it takes to promote the success of other small business ventures, and we are here to help you make it happen.
  • The Bank of Tioga
  • 7 North Main Street, Tioga, ND, 58852
  • The Bank of Tioga is a community bank that values citizenship, exceptional client service and serving as a business leader in its community. Committed to supporting local organizations, the bank reinvests 10 percent of their net income back to the community. Branch locations include both Tioga and Crosby, North Dakota.
  • University of Nebraska Federal Credit Union
  • 1720 P Street, Lincoln, NE, 68508
  • The University of Nebraska Federal Credit Union was started by seven faculty members back in 1937. Soon after membership was expanded to include university staff and in 2006 university students were added to the field of membership. In the fall of 2016 the credit union began reaching out to Alumni and welcoming them to join as well.
  • First Oklahoma Bank
  • 100 S Riverfront Dr, Jenks, OK, 74037
  • Banking, finance and understanding the role of money in our lives is critical to helping people succeed. At First Oklahoma Bank, we are grateful for the opportunity to help people fulfill dreams of building and expanding businesses, buying homes, and building their personal wealth.