2026 Construction Loans use AI Lenders complete for Phelan, California

Lendersa® offers a diverse list of construction loan providers in Phelan, CA, that includes regional banks, national lenders, and local hard money lenders using private funds for your ground-up construction or major rehab.

Lenders estimate construction costs for a 2,000 square foot home in Phelan, CA, ranging from $319,930 for basic builds to $578,228 for more elaborate designs. Interest rates and loan terms vary based on borrowers' financial details, Loan-to-Value (LTV), After-Repair Value (ARV), and the lender selected.

View loan offers from 100 lenders

The powerful construction loan calculator

To ensure all your financing needs are covered, Lendersa® AI technology matches your loan request with numerous construction lenders. Discover top construction rates for funding new builds, fix-and-flip projects, or significant rehabs on residential and commercial properties in CA.

Construction loan options near you?

Avoid unnecessary inquiries to protect your credit score. Secure preapproval for your land loan without needing to provide your social security number or other sensitive financial information.

By using additional property as collateral, you might qualify for 100% LTV financing, often structured as a blanket loan.

Use the Lendersa® land loan calculator to find vacant land loan providers in zip codes 92371.



  • Lincoln Lending Group
  • 6944 W Linebaugh Ave #101, Tampa, FL, 33625
  • Lincoln Lending Group is a financial services company based out of 4917 Ehrlich Rd # 202, Tampa, Florida, United States. Lincoln Lending Group was started in 2003 by a savvy group of Real Estate Professionals and Investors who have built it to compete directly with larger Banks both in service and mortgage rates.
  • Colonial Mortgage Company, LLC
  • 23 S. Roanoke St., Fincastle, VA, 24090
  • We believe working with our friends & neighbors means we can offer more personal,more individualized service than you might get elsewhere.The mortgage loan expert who begins the process with you will work with you all the way through closing. They’ll answer questions,openly sharing advice & helping through all the steps until your loan is approved.
  • Coast 2 Coast Lending
  • 1630 SE 18th St, #203, Ocala, FL, 34471
  • Coast2Coast Lending is a leader in residential home mortgages. We are proud to offer all government loan programs (FHA,VA,USDA) along with many conventional and jumbo financing programs. We serve borrowers for both purchase and refinance. Lending is a leader in residential home mortgages.
  • Landmark Mortgage Planners
  • 3227 SE Maricamp Rd, #101, Ocala, FL, 34471
  • Landmark Mortgage Planners is setting new standards in mortgage lending. Any mortgage "professional" can take your information, submit it to an underwriter, and then cross their fingers and hope for the best. Unlike ordinary mortgage lenders, our mortgage consultants are actually certified mortgage planners.
  • New Destiny Mortgage
  • 21874 Butterfly Kiss Drive, Land O Lakes, FL, 34637
  • At New Destiny Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
  • Raymond James Bank
  • 710 Carillon Parkway, Saint Petersburg, FL, 33716
  • Raymond James Bank is about more than just Banking. Through our holistic approach to finance, we offer innovative and diversified products and services to the public and to clients of Raymond James Financial. Additionally, as an affiliate of Raymond James, our Bank is founded on the same core values of integrity, independence.
  • Creative Mortgage Lenders
  • PO Box 76482, Saint Petersburg, FL, 33734
  • Our company offers purchase home loans and refinance mortgage loan products tailored to fit your specific needs. If you're searching for a purchase mortgage or refinance loan, we can help you! Find answers quickly, browse through the helpful information, use the online calculators, answer a few questions.
  • Mortgage Tech
  • 3001 Settlers Ct, Murrysville, PA, 15668
  • We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending..from purchase to refinance to construction lending.We have access to a full range of mortgage sources & all of our lending specialists are dedicated to finding the right loan-with the best rates, terms and costs-to meet your needs.
  • All Florida Home Loans
  • 17717 Hunting Bow Circle, Suite 101, Lutz, FL, 33558
  • "All Florida Home Loans offers a wide range of mortgage options to meet your financial needs. Whether you’re a first-time home buyer, a seasoned investor, interested in cashing out equity, or venturing into a commercial property, we're here to guide you all the way - drama free."