2026 Construction Loan Lenders for Rancho-Mirage, California

Explore Lendersa®'s list of construction loan lenders in Rancho-Mirage, CA, featuring regional banks, national lenders, and local hard money lenders that use private funds for ground-up construction or significant rehabs.

Lenders assess construction costs in Rancho-Mirage, CA, for a 2,000 square foot home, estimating from $320,260 for basic builds to $578,558 for upscale designs. Interest rates and loan terms can vary based on borrower financials, loan-to-value (LTV) ratio, after-repair value (ARV), and chosen lender type.

Compare offers from 100 lenders to find competitive solutions for your needs.

Experience the magic construction loan calculator

For comprehensive satisfaction of your construction financing needs, Lendersa® deploys AI technology to match your loan requests with an extensive pool of construction lenders. This aids in discovering the best construction rates to finance projects like ground-up builds, fix N flips, or major rehabs for both residential and commercial properties in CA.

Seeking construction loan lenders in your area?

Minimizing unnecessary credit inquiries is crucial to protecting your credit score. Achieve preapproval for a land loan without disclosing your social security number or any sensitive financial information.

You could qualify for 100% LTV (Loan to Value) financing by agreeing to use additional property as collateral in a blanket loan arrangement.

Leverage Lendersa®'s land loan calculator to find lenders offering vacant land loans within zip codes 92270.



Rancho-Mirage Construction Loan Lenders

  • One Million Dollar Plus
  • 71330 CA-111, Rancho Mirage, CA, 92270
  • Lends in California
  • One Million Dollar Plus finances luxury and ultra-luxury residential mortgages. Our expert team works with a diverse pool of top-tier national and international clients, creating wealth at the market’s lowest rates with the least hassle. We first identify the best possible terms and then supervise the entire lending process on our clients behalf.

  • Pacific Mortgage Exchange, Inc.
  • 73241 Hwy 111, Palm Desert, CA, 92260
  • Lends in California
  • Pacific Mortgage Exchange, Inc. of Palm Desert, CA has been your devoted hard money lender for over 30+ years! Pacific Mortgage Exchange, Inc.’s reliable hard money loan programs make the process of investment funding fast and convenient and enables clients nationwide with income-producing properties to receive funding.

  • LTV Private Equity
  • 75280 Highway 111 Suite 101, Indian Wells, CA, 92210
  • Lends in California
  • LTV Private Equity is a locally owned company located in Indian Wells, California. With over 30 years of "Hard Money" experience within the LTV family, we have represented borrowers and lenders throughout the state of California.LTV personally inspects each property in question and gathers their own property data.

  • First West Financial
  • 78370 Highway 111, Suite 255, La Quinta, CA, 92253
  • Lends in California
  • "First West Financial is a local, family-owned and operated mortgage company with service second to none.
    We are proud to be a family-owned, locally operated mortgage broker in La Quinta, CA. We serve the needs of the Homebuyers, Homeowners, and Real Estate Agents all across Southern California.broker in La Quinta, CA."

  • DFI Funding
  • 78-365 Highway 111 #529, La Quinta, CA, 92253
  • Lends in California
  • DFI Capital Management, Inc. is a private money lender providing financing solutions in California. DFI Capital Management’s leaders have over 50 years of experience in arranging and funding residential, construction and commercial mortgage loans. DFI is a private loan servicer and asset manager. Please feel free to contact us with any questions.

  • Desert Empire Mortgage
  • 1111 East Tahquitz Canyon Way, Suite 121, Palm Springs, CA, 92262
  • Lends in California
  • Desert Empire Mortgage Clients purchasing and refinancing their real estate and or business, including commercial property and personal residences, second homes, and investment properties. We specialize in SBA, FHA, VA, USDA, Conventional and other types of commercial and residential home loans.

  • Kaiser Financial Services
  • 121 South Palm Canyon Drive, Suite 207, Palm Springs, CA, 92262
  • Lends in California
  • Kaiser Financial Services, Inc in Palm Springs, CA received a Paycheck Protection Loan of $2, 083 through Bank of America, National Association, which was approved in May, 2020. Kaiser Financial Services, Inc is a corporation located at 121 S Palm Canyon Dr Ste 207 in Palm Springs, California.

  • Contempo Lending, Inc
  • 475 E. Tahquitz Canyon Way, Palm Springs, CA, 92262
  • Lends in California
  • "Contempo Lending, Inc. We are a locally owned and operated Mortgage Broker located in beautiful Palm Springs, CA.
    When you choose Contempo Lending as your mortgage broker you are promised outstanding service and you can have the confidence that you are getting the best rate possible."

  • Business Loan Lady
  • 56100 29 Palms Hwy, Yucca Valley, CA, 92284
  • Lends in California
  • We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention. Our mission is to serve our customers with honesty, integrity and competence.

  • Gravity Mortgage
  • 31290 Windstone Drive, Winchester, CA, 92596
  • Lends in California
  • At Gravity Mortgage, our Loan Officers search for the best rates and best terms from multiple financial institutions. Let us be your advocates and provide you with an unbeatable quote. we are dedicated to making buying a house as easy as possible. We provide mortgage solutions specifically geared for you.