San-Mateo, California Construction loan lenders AI selection 2025

Lendersa® offers a comprehensive list of construction loan lenders located in San-Mateo, CA, which includes regional banks, national lenders, and local hard money lenders who utilize private funds. These lenders are well-suited for financing ground-up construction or significant rehabilitation projects, providing a range of financial solutions tailored to various development needs.

Construction costs for a 2,000 square-foot home in San-Mateo, CA are estimated to range from $323,461 for basic builds to $581,759 for more elaborate options. Interest rates and loan terms differ according to the borrower's financial standing, Loan-to-Value (LTV) ratio, After Repair Value (ARV), and the type of lender chosen. The choice of lender plays a significant role in shaping the financial terms offered.

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Lendersa®'s sophisticated AI technology ensures your construction financing needs are comprehensively addressed by matching your requests with a wide array of construction lenders. This technology enables you to discover advantageous construction rates for new builds, property flips, or major rehabs on residential and commercial properties throughout CA. The system is designed to simplify the process, connecting you with the most suitable rates and terms for your specific project needs.

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To help maintain a solid credit score, avoid unnecessary credit inquiries. Secure preapproval for your land loan without needing to reveal your social security number or any sensitive financial information.

You may be eligible for 100% LTV (Loan to Value) financing by using additional property as collateral within a blanket loan structure, thereby enhancing your financing capabilities without upfront cash.

Leverage the Lendersa® land loan calculator to efficiently find vacant land loan providers in the specified zip codes 94404, 94401, 94402, 94403, 94497. This ensures a targeted and effective search that meets your location and development objectives efficiently.



  • Grand Timber Bank
  • 204 North Maddy Street, McGregor, MN, 55760
  • A local, community bank is important to the area. All financial decisions are made by people who live and work in the community, understanding its needs. Originally located in the northern portion of the bowling alley building, the bank grew and a narrow addition was added to the north connecting it to the former Iverson garage building.
  • Cedar Falls Community Credit Union
  • 123 W 4th Street, Cedar Falls, IA, 50613
  • CFCCU was originally chartered in 1958 as a member-owned financial co-operative serving the needs of a local machinists union. Membership was extended to other groups of employees over the years until in 1982, CFCCU received a community charter. Our current field of membership includes individuals who live or work in 7 Iowa counties.
  • Lone Star National Bank
  • 520 E. Nolana Avenue, McAllen, TX, 78504
  • Lone Star National Bank is a full-service independent community bank with many locations across South Texas, founded on January 23, 1983. Lone Star National Bank is a technologically advanced, full-service, independent, community bank with over 700 employees and many locations across South Texas.
  • Mr. Mortgage, LLC
  • 1300 N. 10th St, Suite 330K, McAllen, TX, 78504
  • Mr. Mortgage, LLC was born, to provide clients & business partners with the highest level of personalized service, expertise & competitive home loan programs in the market today. We are a full-service residential mortgage broker providing Home Loans across the state of Texas. We pride ourselves on making the loan process simple & straightforward.
  • A.A. Genesis Investments, LLC
  • 1012 Martin Avenue, Suite C, McAllen, TX, 78504
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Newfirst National Bank
  • 202 E Jackson, El Campo, TX, 77437
  • NewFirst National Bank has a long and prosperous history dating back to January 22, 1902. It wouldn’t be until 2002 when the name NewFirst National Bank would be approved to coincide with a larger geographic footprint. The current office in El Campo, Texas opened in February 1968 and still serves as the headquarters.
  • First Security Bank
  • 316 Byron Avenue North, Byron, MN, 55920
  • First Security Bank is a local, family owned bank that is a proud supporter in helping customers achieve financial success and freedom. We are passionate about the community in which we live and work and strive to pay it forward and make a positive impact to better the lives of others.
  • First State Bank and Trust
  • 950 Highway 95 North, Bayport, MN, 55003
  • First State Bank and Trust is a community owned bank that has been serving the Saint Croix Valley since 1914. With four locations in Minnesota - Bayport, Stillwater, Oak Park Heights,and Boutwells Landing - and another one in Hudson, WI, First State Bank and Trust is a full service bank that can assist in all aspects of your financial portfolio.
  • Texasgulf FCU
  • 2101 N Fulton Street, Wharton, TX, 77488
  • Texasgulf FCU served the employees and their families of the Texasgulf Sulphur Company in New Gulf, Texas. Texasgulf FCU continued to exclusively serve the employees of the sulphur company and their families for fifty-five years until the sulphur reserves started to deplete Texasgulf FCU now services over 13, 000 members and has $125 million in ass