2025 Construction Loans use AI Lenders complete for San-Mateo, California

Lendersa® offers a comprehensive list of construction loan lenders located in San-Mateo, CA, which includes regional banks, national lenders, and local hard money lenders who utilize private funds. These lenders are well-suited for financing ground-up construction or significant rehabilitation projects, providing a range of financial solutions tailored to various development needs.

Construction costs for a 2,000 square-foot home in San-Mateo, CA are estimated to range from $323,461 for basic builds to $581,759 for more elaborate options. Interest rates and loan terms differ according to the borrower's financial standing, Loan-to-Value (LTV) ratio, After Repair Value (ARV), and the type of lender chosen. The choice of lender plays a significant role in shaping the financial terms offered.

Explore and compare offers from 100 diverse lenders

Unlock the Potential with the Construction Loan Calculator

Lendersa®'s sophisticated AI technology ensures your construction financing needs are comprehensively addressed by matching your requests with a wide array of construction lenders. This technology enables you to discover advantageous construction rates for new builds, property flips, or major rehabs on residential and commercial properties throughout CA. The system is designed to simplify the process, connecting you with the most suitable rates and terms for your specific project needs.

Locate Construction Loan Lenders Nearby

To help maintain a solid credit score, avoid unnecessary credit inquiries. Secure preapproval for your land loan without needing to reveal your social security number or any sensitive financial information.

You may be eligible for 100% LTV (Loan to Value) financing by using additional property as collateral within a blanket loan structure, thereby enhancing your financing capabilities without upfront cash.

Leverage the Lendersa® land loan calculator to efficiently find vacant land loan providers in the specified zip codes 94404, 94401, 94402, 94403, 94497. This ensures a targeted and effective search that meets your location and development objectives efficiently.



  • Pacific Capital Northwest
  • 8227 44th Ave W, Suite K, Mukilteo, WA, 98275
  • Private Capital Northwest is primarily a private money lender. Other names normally associated and used synonymously with private money lending include hard money, soft money, non-conforming, alternative, and asset- or equity-based lending Our loans are based on the asset, meaning the real property secures the loan.
  • Coastal Community Bank
  • 5415 Evergreen Way, Everett, WA, 98203
  • At Coastal Community Bank, we firmly believe that banking is about relationships -- relationships built on trust. Our bankers live within the communities they serve, which means they care about you and your needs because they are your neighbors. Our bankers are seasoned, local professionals who know the landscape, the players.
  • Pro Escrow Inc
  • 5920 Evergreen Way, Suite C, Everett, WA, 98203
  • PRO ESCROW, INC is licensed by the Washington State Department of Financial Institution, licensed, bonded and approved by Financial Lenders nationwide. Our clients can rest assured that our high standard of care and professionalism protects their best interests when working with PRO ESCROW, INC!
  • Mountain Pacific Bank
  • 3732 Broadway, Everett, WA, 98201
  • Mountain Pacific Bank is a full-service commercial bank located in Everett, WA. The bank opened its doors in July of 2006 and achieved profitability in 6 months, setting a record for Washington State. The bank has continued to grow & set records and currently reports $534.3million in assets.
  • First Fed
  • 105 West 8th Street, Port Angeles, WA, 98362
  • First Fed is a local community bank on an exciting growth trajectory with 15 locations in 5 counties across Washington. We are committed to investing in our amazing team and technologies which enable better service of our customers and communities. In 2021, First Fed received recognition for best workplace
  • Peninsula Mortgage Inc.
  • 224 W. Washington St, Suite 103, Sequim, WA, 98382
  • Peninsula Mortgage is the longest running independent Mortgage Lender on the Peninsula and is known for expertise, great loan prices and personal service and As an independent Mortgage Lender I am able to fit the best home loan available to my client's needs. A "single source" Lender can only offer the loans they happen to have in house.
  • Sean Clift Mortgage
  • 803 Carlsborg Rd, Sequim, WA, 98382
  • Clift Mortgage has been walking first time home buyers and veteran investors through the murky waters of residential lending for nearly 20 years, and with over 100 years combined experience, we know the pitfalls to avoid, and have the answers you need! residential lending for nearly 20 years
  • Ravalli County Federal Credit Union.
  • 501 N 1st Street, Hamilton, MT, 59840
  • Ravalli County FCU was known as Ravalli County Federal Employees Credit Union Association. It was a state chartered credit union with membership restricted to employees of the Rocky Mountain Lab and the Forest Service. Over the years additional groups were allowed to join the credit union
  • Westar Mortgage & Realty
  • 1775 W Wimbledon Way, Tucson, AZ, 85737
  • WESTAR® has arranged funding of thousands of residential and commercial loans, plus subdivisions throughout Arizona in Tucson, Green Valley, Nogales, Sierra Vista, Douglas, Benson, Yuma, the Phoenix area, Flagstaff, Bullhead City, Show Low, Casa Grande, Arizona City, and Apache Junction.