Construction loans by with AI by private investors in San-Mateo, CA

Lendersa® offers a comprehensive list of construction loan lenders located in San-Mateo, CA, which includes regional banks, national lenders, and local hard money lenders who utilize private funds. These lenders are well-suited for financing ground-up construction or significant rehabilitation projects, providing a range of financial solutions tailored to various development needs.

Construction costs for a 2,000 square-foot home in San-Mateo, CA are estimated to range from $323,461 for basic builds to $581,759 for more elaborate options. Interest rates and loan terms differ according to the borrower's financial standing, Loan-to-Value (LTV) ratio, After Repair Value (ARV), and the type of lender chosen. The choice of lender plays a significant role in shaping the financial terms offered.

Explore and compare offers from 100 diverse lenders

Unlock the Potential with the Construction Loan Calculator

Lendersa®'s sophisticated AI technology ensures your construction financing needs are comprehensively addressed by matching your requests with a wide array of construction lenders. This technology enables you to discover advantageous construction rates for new builds, property flips, or major rehabs on residential and commercial properties throughout CA. The system is designed to simplify the process, connecting you with the most suitable rates and terms for your specific project needs.

Locate Construction Loan Lenders Nearby

To help maintain a solid credit score, avoid unnecessary credit inquiries. Secure preapproval for your land loan without needing to reveal your social security number or any sensitive financial information.

You may be eligible for 100% LTV (Loan to Value) financing by using additional property as collateral within a blanket loan structure, thereby enhancing your financing capabilities without upfront cash.

Leverage the Lendersa® land loan calculator to efficiently find vacant land loan providers in the specified zip codes 94404, 94401, 94402, 94403, 94497. This ensures a targeted and effective search that meets your location and development objectives efficiently.



  • California Mortgage Associates
  • 1217 Standiford Ave., Modesto, CA, 95350
  • We are the leading home loan lender in the Central Valley since 1987. We’ve worked hard to build a strong reputation as an out-standing mortgage firm serving our clients needs. You're on your way to finding the best loan at the lowest rate to finance your new home or refinance your existing mortgage.
  • IMS Lending
  • 3421 Tully Rd Ste A, Modesto, CA, 95350
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • SJMorgan
  • 1110 Tully Road, Suite B, Modesto, CA, 95350
  • SJ Morgan Private Lending Exchange is a company that matches borrowers who are seeking funds to purchase or refinance commercial or residential properties with private investors who are looking for solid real estate investment returns. Qualified investments are presented to the investor exchange.
  • Pacific Valley Bank
  • 422 Main Street, Salinas, CA, 93901
  • To Pacific Valley Bank, being truly local means having strong roots in the community, an unmatched knowledge of local industry, and relationships with community and business leaders. We believe supporting the community means much more than simply offering financial support. Pacific Valley Bank focused on small to medium size businesses.
  • Seraph Rates
  • 32 E Alisal Street, Salinas, CA, 93901
  • Seraph Rates full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates.
  • Malvini Mortgage
  • 210 Capitol St, Suite 2, Salinas, CA, 93901
  • At Malvini Real Estate Group finding a home that is perfect for you while working within your budget is a specialty of ours. Let Steve Malvini help you relieve the stress and uncertainty of buying and/or selling a home. Our Financial Services provide professional, knowledgeable, and experienced tax preparers to help
  • North Bay Credit Union
  • 397 Aviation Blvd, Suite L, Santa Rosa, CA, 95403
  • Established in 1948, North Bay Credit Union is the oldest credit union in Sonoma County & was originally called Sonoma County Grange Credit Union. It was founded by members of Sonoma County Granges who pooled their savings to help new farmers who had no access to bank credit so they could buy land & equipment to start their own farming operations.
  • Redwood Trust Deed Services
  • 3550 Round Barn Boulevard, Suite 203, Santa Rosa, CA, 95403
  • Redwood has steadily grown through referrals from clients, title companies, and attorneys. Redwood is an active member of the United Trustee's Association (UTA, formerly California Trustee's Association) and California Mortgage Association (CMA). Robert Cullen is a former member of the Board of Directors for the United Trustee's Association.
  • First Priority Financial
  • 3510 Unocal Pl. Ste. 103 104 105, Santa Rosa, CA, 95403
  • Caliber Home Loans, Inc. (NMLS# 15622) is a full-service national mortgage lender and agency direct seller/servicer. Caliber originates loans through various channels and transaction types, including a network of retail branches, wholesale lending, and correspondent lending.and a consumer-direct centralized operation