215 Construction Loan Lenders with AI in Santa-Ana, California 2026

The Lendersa® directory in Santa-Ana, CA offers a comprehensive list of construction loan providers including regional banks, national financial institutions, and local hard money lenders utilizing private funds for your ground-up construction or major renovation needs.

Lenders estimate the cost for constructing a 2,000 square foot home in Santa-Ana, CA, with amounts ranging from $324,132 for basic projects to $582,430 for more elaborate designs. Interest rates and loan terms for construction depend on the borrower's financial status, Loan-to-Value (LTV) ratios, After Repair Value (ARV), and the type of lender chosen.

Explore offers from a broad selection of 100 lenders

Introducing the magic construction loan calculator

To thoroughly meet your construction financing requirements, Lendersa® employs state-of-the-art AI technology that quickly matches your loan request with numerous construction lenders. You can now find top construction rates to support ground-up construction, fix-and-flip projects, or extensive renovation efforts on residential and commercial properties in CA.

Looking for construction loan lenders nearby?

Reducing unnecessary inquiries can help protect your credit score. Secure preapproval for your land loan without submitting your social security number or other sensitive financial information.

You might qualify for 100% LTV financing by agreeing to use additional property as collateral through a blanket loan.

Utilize the Lendersa® land loan calculator to locate lenders who provide vacant land loans in zip codes 92703. This essential tool helps you secure the best financing solutions for your land acquisition goals.



  • Indigo Realty Corporation
  • 1551 McCarthy Blvd, Suite 203, Milpitas, CA, 95035
  • Lends in California
  • We specialize in providing all kind of commercial loans to owners, investors & developers in need of funding outside the scope of traditional banks and lenders. While traditional lenders could take months to close, we can complete the process in days. We provides commercial financing solutions with an outstanding history of service and dedication.

  • LoanPros Inc
  • 1355 Jacklin Road, Milpitas, CA, 95035
  • Lends in California
  • LoanPros, opened in 1992 with Diana Skokan and myself. Diana retired in 2000. The business has been operated by Tina Broyles. We have built a 90% referral base over the years. The resourceful and skilled team at Loan Pros Inc is eager to help you reach your dreams. If you need an experienced Milpitas, CA Mortgage team focused on precision

  • DCI Mortgage & Investment
  • 4100 Moorpark Ave. Suite 216, San Jose, CA, 95117
  • Lends in California
  • DCI is a Silicon Valley mortgage broker and lender. Along with competitive rates, DCI provides some of the most flexible loan terms in the industry. DCI focuses on helping people and business finance property outside of the traditional routes. We have many sources of investment and funding.

  • MKT Finance Inc
  • 2391 Zanker Road, Suite 320, San Jose, CA, 95131
  • Lends in California
  • "MKT Finance Inc. is a full service mortgage brokerage with an experienced
    staff of loan agents and processors. Whether your need is a purchase,
    refinance, home improvement, or debt consolidation loan, we will make
    sure that you get the right mortgage at the right price. With access to
    dozens of wholesale lenders, we can often find better

  • 5 Star Capital, LLC
  • 2188 Del Franco St, Suite 30, San Jose, CA, 95131
  • Lends in California
  • 5 Star Capital is one of the best Bay Area realtors delivering outstanding customer experience and exceeding the expectations of customers in the market of hard money loans, commercial and residential properties and mortgages. In the market of mortgages and investment, we hold a good repute for our professionalism, reliability and loyalty.

  • GoldenPoint Finance
  • 1630 Oakland Road, Suite A209, San Jose, CA, 95131
  • Lends in California
  • "GoldenPoint Finance, a Mortgage Broker in California, was established in May 2007. Located in the Bay Area, we are an agency licensed to originate loans in all of California.
    GoldenPoint Finance’s mission is to find and place you into a loan program that is most suitable for your financial plan. We are committed to customer satisfaction."

  • The Loan Story
  • 275 Saratoga Avenue, Suite 220, Santa Clara, CA, 95050
  • Lends in California
  • We aim to make home financing as simple & pain-free as possible. Whether you are buying your first home, refinancing existing properties, or building investment portfolio, our loan advisors will help you figure out how much you can afford & the perfect mortgage program, either residential or commercial. Tell us your stories, we will do the rest.

  • Michael Ryan & Associates
  • 275 Saratoga Ave., Suite 220, Santa Clara, CA, 95050
  • Lends in California
  • "Providing high touch mortgage services to employee's from their employers. No Surprises.
    Employee's benefit from access to quality information. Market knowledge, market driver's and dynamics. Straight answers to all types of questions relating to home mortgages, home ownership, grpwth through real estate and scaling back, as your life dictates."

  • OnPoint Financial, LLC
  • 7600 North 15th Street, Suite 150-2, Phoenix, AZ, 85020
  • Lends in California
  • At OnPoint Financial, we ensure we have solutions for every type of homeowner! It doesn’t matter if you are buying your first home, upgrading into your dream home or building wealth buying investment properties – let the experts at OnPoint Financial keep you pointed in the right direction.

  • Stonecrest Financial
  • 4675 Stevens Creek Blvd suite 235, Santa Clara, CA, 95051
  • Lends in California
  • Stonecrest Financial have underwriting committee meetings every evening and will be able to give you a quick answer on your loan request. We underwrite to combined loan-to-value, story, and exit strategy. We are the direct decision-maker for our funds, and we can close in as quickly as one week.

  • Grand Funding
  • 3104 e camelback rd PMB 1032, Phoenix, AZ, 85016
  • Lends in California
  • We are Grand Funding, a collection of straightforward and honest financial partners. A direct lender, focusing on investments, assets, and the overall client experience. We offer Construction, Fix and Flip, Commercial and Hard Money. We use our funds to streamline and quickly close your loan.

  • COUNTRYFIRST MORTGAGE
  • 4568 E Cactus Rd, Suite 70, Phoenix, AZ, 85032
  • Lends in California
  • We make it extremely easy for you to get the right loan for your circumstances, hassle-free. Before you know it, you’ll have a mortgage loan that best fits your specific needs, saving you time and money. CountryFirst Mortgage works with you every step of the way, from Pre-Qualification to selecting the type of loan that is right for you.