1231 Construction Loan Lenders with AI in Santa-Monica, California 2026

The Lendersa® compilation of construction loan providers in Santa-Monica, CA features a variety of options, including regional banks, nationwide lenders, and local hard money lenders who use private capital for new builds or large-scale renovations.

In Santa-Monica, CA, lenders estimate costs for building a 2,000-square-foot house, with basic construction starting at $323,241 and reaching $581,539 for more luxurious versions. The interest rates and terms of construction loans can vary significantly, influenced by the borrower's financial profile, loan-to-value ratios, after-repair values, and the type of lender selected.

Explore lending options from a selection of 100 lenders

Your innovative construction loan calculator

To address all your construction financing needs, Lendersa®'s AI technology quickly connects your loan request with numerous construction lenders. Easily find the best construction rates to finance new builds, flips, or major renovations for both residential and commercial properties in CA.

Looking for nearby construction loan providers?

By minimizing needless inquiries, you can maintain your credit score. Get preapproved for a land loan without needing to disclose your social security number or any other sensitive financial information.

There's potential to qualify for 100% LTV (Loan to Value) financing by pledging additional properties as collateral, under a blanket loan arrangement.

Utilize the Lendersa® land loan calculator to locate lenders for vacant land in zip codes 90401, 90402, 90403, 90404, 90405, 90406, 90407, 90408, 90409, 90410, 90411.



  • Cascade Financial Services
  • 2701 E Insight Way, Suite 150, Chandler, AZ, 85286
  • Lends in California
  • Cascade Financial Services Since opening our doors in 1999, Cascade Financial Services has grown to become one of the most trusted lenders in Affordable Housing. Our goal is to help thousands of families realize the dream of home ownership by offering mortgage loan solutions customized to the manufactured housing.

  • Next-Financing
  • 1389 S. Los Altos Dr., Chandler, AZ, 85286
  • Lends in California
  • Next-Financing is based in Scottsdale, Arizona and has a satellite office in Silicon Valley, California. We are a Nationwide lender offering a wide array of financing options for investors, including fix & flip loans, rental loans, vacation rental loans and cash-out refinance loans. Fast pre-approvals via term sheet without pulling your credit.

  • Echo Home Loans LLC
  • 1910 South Stapley Drive, Suite 221, Mesa, AZ, 85204
  • Lends in California
  • Echo Home Loans is a wholesale mortgage broker working with some of the best lenders in the Nation. This gives our mortgage experts the flexibility to find the best suited loan product for each individual clients needs.Echo Home Loans is currently licensed to broker in five states We are actively writing Conforming, FHA, VA, USDA and more.

  • The Property & Mortgage Network
  • 818 Mendocino Avenue, Santa Rosa, CA, 95401
  • Lends in California
  • The Mortgage Network is the most aggressive NonPrime mortgage brokerage on the street for NonPrime and Private Money deals. We close the files that other brokers say no to or just can not get it down. The Mortgage Network was founded in 2010. The Mortgage Network specializes in Mortgage Bankers And Loan Correspondents.

  • The Seaforth Group
  • 3468 Piner Road, Santa Rosa, CA, 95401
  • Lends in California
  • The Seaforth Group, is a cutting edge real estate financial services company offering best in class sales-service-investments. Our specialty is helping you obtain financing for your residential and commercial properties when others fail to provide the service and financing you deserve.

  • California Home Loans
  • 131-A Stony Circle #501, Santa Rosa, CA, 95401
  • Lends in California
  • California Home Loans based in Santa Rosa, California. America's Home Loans is a low fee, low interest rate mortgage lender since 2003, with the best 30 yr and 15 yr mortage interest rates for a refinance home loan or purchase home loan. We lend on residential mortgages on single family homes, condominiums and more

  • Sun Pacific Mortgage & Real Estate
  • 800 Mendocino Ave., Suite #2, Santa Rosa, CA, 95401
  • Lends in California
  • Sun Pacific Mortgage is a family owned business in Sonoma County that my wife and I started way back in 1988. Right from day one, our aim was to help real estate home owners and buyers, by offering alternative financing for those who had been turned down elsewhere. Our Hard Money loans rescue with mortgages funded by private individuals

  • North Bay Credit Union
  • 397 Aviation Blvd, Suite L, Santa Rosa, CA, 95403
  • Lends in California
  • Established in 1948, North Bay Credit Union is the oldest credit union in Sonoma County & was originally called Sonoma County Grange Credit Union. It was founded by members of Sonoma County Granges who pooled their savings to help new farmers who had no access to bank credit so they could buy land & equipment to start their own farming operations.

  • Redwood Trust Deed Services
  • 3550 Round Barn Boulevard, Suite 203, Santa Rosa, CA, 95403
  • Lends in California
  • Redwood has steadily grown through referrals from clients, title companies, and attorneys. Redwood is an active member of the United Trustee's Association (UTA, formerly California Trustee's Association) and California Mortgage Association (CMA). Robert Cullen is a former member of the Board of Directors for the United Trustee's Association.