2026 Construction Loans use AI Lenders complete for Santa-Monica, California

The Lendersa® compilation of construction loan providers in Santa-Monica, CA features a variety of options, including regional banks, nationwide lenders, and local hard money lenders who use private capital for new builds or large-scale renovations.

In Santa-Monica, CA, lenders estimate costs for building a 2,000-square-foot house, with basic construction starting at $323,241 and reaching $581,539 for more luxurious versions. The interest rates and terms of construction loans can vary significantly, influenced by the borrower's financial profile, loan-to-value ratios, after-repair values, and the type of lender selected.

Explore lending options from a selection of 100 lenders

Your innovative construction loan calculator

To address all your construction financing needs, Lendersa®'s AI technology quickly connects your loan request with numerous construction lenders. Easily find the best construction rates to finance new builds, flips, or major renovations for both residential and commercial properties in CA.

Looking for nearby construction loan providers?

By minimizing needless inquiries, you can maintain your credit score. Get preapproved for a land loan without needing to disclose your social security number or any other sensitive financial information.

There's potential to qualify for 100% LTV (Loan to Value) financing by pledging additional properties as collateral, under a blanket loan arrangement.

Utilize the Lendersa® land loan calculator to locate lenders for vacant land in zip codes 90401.



  • WILLOW BEND MORTGAGE COMPANY, LLC
  • 5800 W. Plano Pkwy, Suite 105, Plano, TX, 75093
  • We offer the best mortgage tools available on the Internet – easy, convenient online shopping for the best loan programs and most current rates available, together with the assistance of an experienced live loan officer to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs.

  • Great Western Financial Services, Inc
  • 5408 W. Plano Parkway, Plano, TX, 75093
  • Great Western Financial Services, Inc company prides itself on its collaborative culture and passion in its role in the home buying experience. Through innovation in technology and experience we provide steady guidance along the journey to home ownership.As a family-owned business.

  • Almega Mortgage
  • 2301 Ohio Drive, Ste 138, Plano, TX, 75093
  • Almega Mortgage, we know that each customer has specific mortgage needs, so we strive to meet those specific needs with a wide array of mortgages combined with quality service and individual attention. Though we are based in Plano, we routinely serve clients in Allen, Frisco, Carrollton, Richardson, Garland, and the rest of the Dallas metroplex.

  • Zapata National Bank
  • PO Drawer 100, Zapata, TX, 78076
  • Zapata National Bank is the institution with the longest servitude to the South Texas community of Zapata County. As the oldest bank in Zapata, we have strong deep roots committed to the community and its prosperity. Since its foundation in 1961, we have strived to assist the citizens of Zapata by offering competitive products and services

  • First Rate Financial, LLC
  • 14083 Badlands Drive, Frisco, TX, 75035
  • First Rate Financial is a Mortgage Broker located in Frisco, Texas. Our goal is to achieve such a high level of satisfaction for our clients that we will receive repeat and referral business. We do NOT charge fees of any kind to handle your mortgage financing. When looking for a home loan or beginning the process of refinancing a home

  • Community Bank & Trust, Waco, Texas
  • 1800 Washington Avenue, Waco, TX, 76701
  • At Community Bank & Trust, our mission statement is "Serving Beyond Expectations."​ By making this statement, we are making a pledge that our core purpose is to provide quality financial services with excellence and professionalism to Central Texans. Community Bank & Trust was founded in 1952 as a customer-oriented, convenient bank.

  • Neighborhood Housing Services of Waco, Inc
  • 922 Franklin, Waco, TX, 76701
  • NeighborWorks® Waco is a non-profit organization whose mission is to build stronger neighborhoods through homeownership, quality rental housing and community-building initiatives. Our team will continue work both on site and remotely, and will be available by mail and phone. We have decided to temporarily.

  • T Bank, National Association
  • 16200 Dallas Pkwy, Suite 190, Dallas, TX, 75248
  • T Bank, National Association We believe in what you do, and we are committed to helping you grow your small business into a lasting establishment. Our seasoned bankers have decades of experience in small business lending and will effectively communicate and guide you to reach your short and long-term goals.

  • Prestonwood Mortgage LLC.
  • 15950 N. Dallas Pkwy, Suite 400, Dallas, TX, 75248
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible along with the best service in the industry. Furthermore we pledge to help borrowers overcome roadblocks that can arise while securing a loan