Construction loans by with AI by private investors in Tracy, CA

The Lendersa® directory in Tracy, CA features construction loan lenders such as regional banks, national lending institutions, and local hard money lenders. These lenders provide private capital for undertaking ground-up constructions or major renovations.

For a 2,000 square foot home in Tracy, CA, lenders estimate construction costs ranging from $323,362 for basic structures to $581,660 for more luxurious builds. The interest rates and terms of construction loans differ based on the borrower’s financial status, LTV, ARV, and the selected lender type.

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Discover the magic of the construction loan calculator

Lendersa®'s AI technology ensures all your construction financing needs are met by matching your loan request with hundreds of lenders, rapidly. Discover optimal construction rates for funding new constructions, fix-and-flip projects, or major renovations of residential and commercial properties in CA.

Interested in finding local construction loan lenders?

By minimizing unnecessary inquiries, you can help maintain your credit score. Obtain preapproval for your land loan without needing to disclose your social security number or any sensitive financial details.

Eligibility for 100% LTV financing could be possible by using a blanket loan to pledge additional properties as collateral.

Utilize the Lendersa® land loan calculator to identify lenders in zip codes 95377, 95376, 95304 that offer vacant land loans.



  • Mortgage Loan Centers
  • 26041 Acero, Mission Viejo, CA, 92691
  • Mortgage Loan Centers is the low cost leader in mortgage lending. We specialize in purchase and refinance transactions for one to four unit residential and condominium properties. We handle owner, second and investment property transactions. Call for a quote and see for yourself.
  • Sunset Mortgage
  • 26381 Crown Valley Parkway #200, Mission Viejo, CA, 92691
  • Sunset Mortgage brings together the experience of some of the top mortgage, management and supervisory talent available. Darin Moore, with over 25 years in mortgage funding and underwriting, corporate planning, loan servicing and accounting, leads the Sunset Mortgage team.Sunset Mortgage has been funding private money real estate loans since 1991.
  • LamCap Partners
  • 26381 Crown Valley Parkway, Suite 200, Mission Viejo, CA, 92691
  • In 2008, Lamberton Capital now LamCap Partners was formed to serve the needs of Californians. Our mission then was as simple and direct as it is now; To save our client’s money by offering great rates and the best mortgage experience to meet our client’s specific needs. We do it so they can live a better life.
  • The Ross Fund Real Estate Finance
  • 26050 Acero #415, Mission Viejo, CA, 92691
  • "The Ross Fund Real Estate Finance will provide you greater loan options to choose from since we are partnered with private lenders and bank institutions.Matthew Marshall is the President of The Ross Fund Real Estate Finance with an expertise in mortgage loans for more than 20+ years helping people located in Orange County, CA. ‍"
  • Ethos Lending
  • 26391 Crown Valley Parkway, Suite 230, Mission Viejo, CA, 92691
  • Welcome to ETHOS Lending: Mortgages Made For You ETHOS Lending is not just another mortgage company. We're driven by a simple yet powerful mission: to provide honest, transparent, and trustworthy lending services across the United States. Founded by Dino Katsiametis, our team is dedicated to revolutionizing the mortgage experience for every homeow
  • Home Financing Inc.
  • 26111 Marguerite Pkwy #A, Mission Viejo, CA, 92692
  • Home Financing Inc. is a direct lender that boasts a record 8 calendar day close on a purchase with most loans ready to close in 17 days. Both clients and business partners rave about Home Financing's expertise, customer service and mastery of its trade. Home Financing Inc. does one thing better than anyone else and it's all in the name!!
  • JTM Financial
  • 26161 Marguerite Pkwy, Ste E, Mission Viejo, CA, 92692
  • JTM Financial Corporation strives to ensure that its services are accessible to people with disabilities. JTM Financial Corporation has invested a significant amount of resources to help ensure that its website is made easier to use and more accessible for people with disabilities
  • Homex Financial
  • 23120 Alicia Pkwy, Mission Viejo, CA, 92692
  • Homex Financial, where we specialize in residential mortgages. At Homex Financial, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.