Tracy, California Construction loan lenders AI selection 2026

The Lendersa® directory in Tracy, CA features construction loan lenders such as regional banks, national lending institutions, and local hard money lenders. These lenders provide private capital for undertaking ground-up constructions or major renovations.

For a 2,000 square foot home in Tracy, CA, lenders estimate construction costs ranging from $323,362 for basic structures to $581,660 for more luxurious builds. The interest rates and terms of construction loans differ based on the borrower’s financial status, LTV, ARV, and the selected lender type.

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Lendersa®'s AI technology ensures all your construction financing needs are met by matching your loan request with hundreds of lenders, rapidly. Discover optimal construction rates for funding new constructions, fix-and-flip projects, or major renovations of residential and commercial properties in CA.

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By minimizing unnecessary inquiries, you can help maintain your credit score. Obtain preapproval for your land loan without needing to disclose your social security number or any sensitive financial details.

Eligibility for 100% LTV financing could be possible by using a blanket loan to pledge additional properties as collateral.

Utilize the Lendersa® land loan calculator to identify lenders in zip codes 95377, 95376, 95304 that offer vacant land loans.



  • Minnesota Valley Federal Credit Union
  • 1640 Adams Street, Mankato, MN, 56001
  • Minnesota Valley Federal Credit Union was established in 1934 as a member-owned, not for profit financial cooperative. Members enjoy convenience and service that simply is not available at most financial institutions. Membership is open to anyone living, working or attending school in Blue Earth, Nicollet, Le Sueur and Waseca Counties.
  • MinnStar Bank
  • 201 Poplar Street, Mankato, MN, 56001
  • MinnStar Bank is dedicated to providing customers with quality financial services in an efficient and caring manner. We are committed to enriching the communities we serve and offer professional bankers with unparalleled years of experience in personal banking, business banking, agribusiness banking and real estate banking.
  • Profinium
  • 100 Warren St, Suite 100, Mankato, MN, 56001
  • Profinium, Inc., is a locally-owned community bank with four locations in Southern Minnesota, including Fairmont, Truman, Owatonna, and in downtown Mankato in the Profinium Place office tower. The organization has served Southern Minnesota since 1875, providing banking, mortgage, insurance, trusts and investment services.
  • Community Choice Credit Union
  • 8404 NW 62nd Ave, Johnston, IA, 50131
  • Community Choice, we UNbank. That means doing things the big banks won’t. We’re a member-owned cooperative that was established and continues to operate on the principal of members helping members. We’re not owned by a holding company or some crazy, faceless conglomerate. We’re owned by over 50, 000 Iowans that are just like you.
  • Pony Express Bank
  • 213 Main St, Braymer, MO, 64624
  • Pony Express Bank operates in two eras. Our banking accounts, products, and online services are cutting edge. But when it comes to customer service, we tend to be old-fashioned. We deal with our customers individually, treating people like people, not numbers. Our customers are our neighbors, after all.
  • Sentry Bank
  • 400 4th Ave NE, Saint Joseph, MN, 56374
  • Since 1904 we have seen the Great Depression, the Great Recssion and two world wars. We have had 19 different presidents, including 11 republicans and 8 democrats and added 5 states to the union. We've moved from silver certificates to Federal Reserve Notes and done away with the gold standard.
  • Southtrust Bank, National Association
  • 601 Guadalupe Street, George West, TX, 78022
  • SouthTrust Bank was founded in George West, Texas in 1934. Originally First National Bank, we have grown to seven locations in South Texas and Houston by successfully serving our communities and customers. We are locally owned, locally managed, and compete successfully with the largest mega-banks as well as
  • The First National Bank of Cokato
  • 365 Broadway Ave S, Cokato, MN, 55321
  • The First National Bank of Cokato (formerly known as Citizens State Bank) opened for business November 2, 1916 with total assets of $970.62. In 1920 a new bank site was purchased and the bank moved into its new quarters in July, 1923. First National Bank has enjoyed the privilege.