1233 Construction Loan Lenders with AI in Upland, California 2025

The Lendersa® registry of construction loan providers located in Upland, CA encompasses a diverse selection of financial institutions. This includes regional banks, national financial entities, and local hard money lenders who use private funding for both new constructions and major renovations.

When calculating construction expenses in Upland, CA, lenders assess that a 2,000 square foot house can cost between $322,988 for basic construction needs and $581,286 for more elaborate work. Loan interest rates and terms are variable, influenced by the borrower's financial profile, Loan-to-Value (LTV) ratio, After Repair Value (ARV), and the kind of lender chosen.

Review and compare offers from a pool of 100 lenders

Unlock the potential with our construction loan calculator

The Lendersa® AI technology is here to ensure all of your construction financing is met by swiftly connecting you with a multitude of construction lenders. Uncover top-tier construction loan rates for financing everything from ground-up builds to extensive renovations on both residential and commercial properties in CA.

Need construction loan lenders in your vicinity?

Reducing unnecessary inquiries is essential to maintaining a healthy credit score. Obtain preapproval for a land loan without needing to reveal your social security number or any sensitive financial details.

Additionally, by placing additional property as security—known as a blanket loan—you could qualify for 100% Loan-to-Value (LTV) financing.

Employ the Lendersa® land loan calculator to locate vacant land loan lenders by zip codes 91784, 91786, 91785.



  • Equity 1 Loans
  • 5405 Stockdale Hwy. #108, Bakersfield, CA, 93309
  • Equity Loans (hard money). We are a direct equity lender operating in the Bakersfield area since 1980. and therefor Equity 1 Loans has specializes in making cash, money loans, on homes, and manuf homes with lot and foundation, and residential income property for over 35 years.and also Equity Loans A+ rating from the Better Business Bureau
  • The Money Store
  • 5201 California Ave, Suite 450, Bakersfield, CA, 93309
  • MLD Mortgage Inc., dba The Money Store ® is a Full Service Mortgage Banker headquartered in Florham Park, New Jersey, and is licensed in 48 states across the country.Our focus is to provide highly competitive, responsible mortgage loans to everyday homeowners.For over 40 years, The Money Store® name has been synonymous with mortgage lending
  • Valley Mortgage Investments, Inc.
  • 5100 California Avenue, Bakersfield, CA, 93309
  • "Valley Mortgage Investments (VMI) was formed in 2009 as a privately held firm focusing on funding and servicing private money loans secured by real estate. We work with a multitude of investors in placing their funds in privately held real estate loans (Trust Deeds). Since our inception, we have funded hundreds of loans."
  • Elena Hernandez
  • 1701 Westwind Drive, Suite 206, Bakersfield, CA, 93301
  • Our Mission at Homes By Elena Real Estate is not only to assist clients through the Buying or Selling process.It is also our goal to provide Incentives to Buyers & Sellers with the desire to contribute to Stronger and Thriving communities.At Homes by Elena Real Estate we joyfully also donate to our Local Animal shelters a percent of our commission.
  • Prince Financial Corp.
  • 1712 19th Street, Bakersfield, CA, 93301
  • Prince Financial is a family owned business formed in 1994 but the principal officers, David and Barbara Prince have over 35 years experience in all aspects of the Real Estate business.We love the mortgage Finance business and it has been our entire working careers.and also We love the interaction with people.
  • Alterra Home Loans
  • 1430 Truxtun Avenue Suite 509, 5th Floor, Bakersfield, CA, 93301
  • Alterra Home Loans, a division of the Panorama Mortgage Group, was founded in 2006. Alterra Home Loans is 100% minority-owned and focuses on lending to traditionally underserved communities, including Black and Latino borrowers and also Alterra is one of the fastest growing 100% Hispanic owned companies in the Nation.
  • American Riviera Bank
  • 1033 Anacapa Street, Santa Barbara, CA, 93101
  • American Riviera Bank opened for business on July 18, 2006 in Santa Barbara, CA with the support of approximately 400 local shareholders. The Bank is a full service community bank, focused on serving the lending and deposit needs of businesses & consumers in our community. The Bank has five full-service branches, located downtown in Santa Barbara.
  • Santa Barbara Commercial Fund
  • 401 Chapala Street, Suite 106, Santa Barbara, CA, 93101
  • The Santa Barbara Commercial Fund, LLC (“SBCFund”) is a boutique commercial lending fund that bridges the gap between traditional bank financing and private collateral based financing. As the manager of the SBCFund, KJacobsen Capital, LLC (“KJCapital”), brings 50+ years of local commercial banking experience