1268 Construction Loan Lenders with AI in Vineyard, California 2025

Lendersa® list of construction loan lenders in Vineyard, CA include regional banks, national lenders, and local hard money lenders utilizing private money for your ground-up construction or major rehab.

Lenders calculate to construction cost in Vineyard, CA of 2,000 Sf home at $321,195 for basic construction to $579,493 for fancier contraction. Interest rate and the construction loan terms are varied depending on the borrowers' financials, the LTV, ARV, and type of lender selected.

Compare loan offers from 100 lenders

The magic construction loan calculator

To ensure all of your construction financing needs are being met, Lendersa® AI technology will instantly match your loan request with hundreds of construction lenders. You can now discover the best construction rates to fund ground-up construction fix N flip or major rehab on residential and commercial properties in California.

Construction loan lenders near you?

Avoiding unnecessary inquiries will reduce your credit score. Get preapproved for your land loan without the need to see your social security number or any sensitive financial information.

You may qualify to get 100% LTV (Loan to value) financing when you agree to pledge additional property as security (blanket loan).

Use Lendersa® land loan calculator to find vacant land loan lenders in zip codes 95830, 95829.



  • Sun Community Federal Credit Union
  • 1068 Broadway, El Centro, CA, 92243
  • Sun Community Federal Credit Union was organized on March 9, 1954, as the Imperial Valley U.S. Employees Federal Credit Union, with ten charter members. Over the years, the field of membership was enlarged. In January 1968, the name was changed to Government Agencies Federal Credit Union.
  • Momentum Loans
  • 9490 S 300 W, Suite 100, Sandy, UT, 84070
  • Today’s hyper-competitive market requires companies to be nimble, innovative, and flexible. Our experienced leadership allows us to make decisions quickly and build a culture around these key principals: operational excellence drives value, and technology drives opportunity.We are a mortgage company that does things a little bit differently.
  • RANLife
  • 9272 South 700 East, Sandy, UT, 84070
  • RANLife is a leader in residential lending.With our in-house staff and direct lender relationships with Fannie Mae, Freddie Mac, and Ginnie Mae, we've eliminated the middleman.RANLife runs all of our operations from Sandy, Utah greater Salt Lake City metropolitan.We have in-house processors, underwriters, funders, and closers available at all times
  • CINCH HOME LOANS
  • 10708 S 1300 E, Ste 105, Sandy, UT, 84094
  • Cinch Home Loans is a team of highly qualified mortgage professionals licensed as Mortgage Loan Originators. Our idea is simple: If your loan is a cinch, then don’t overpay.Specifically, we specialize in providing affordable mortgage origination service for customers of owner-occupied properties with good credit.
  • RoBUS Finance LLC
  • 5295 S Commerce Dr, Suite 205, Salt Lake City, UT, 84107
  • RoBUS Mortgage is a direct lender and a broker currently licensed in 10 states with more on the way. We are averaging close to 12 days from application to clear to close on conventional loans in most states. We don't have much overhead and pass that on to our clients in the form low pricing.
  • Celtic Bank
  • 268 South State Street, Suite 300, Salt Lake City, UT, 84111
  • Celtic Bank is a Bank with operations in fifty states. Celtic Bank offers numerous mortgage programs including jumbo, non-owner occupied, FHA and construction mortgages. Celtic Bank specializes in construction loans.Headquartered in Salt Lake City, Utah, Celtic Bank was named the 6th largest SBA lender in the nation for FY 2015.
  • Black Square
  • 807 E. South Temple, Salt Lake City, UT, 84102
  • Black Square was founded in 2009 to fill financial gaps in the real estate marketplace resulting from the collapse of the global financial markets. The principals of Black Square have in depth experience gained from purchasing, rehabilitating, renting and selling 1000's of single family homes for over 35 years.
  • Black Square
  • 807 E South Temple Suite 200, Salt Lake City, CA, 84102
  • Black Square was founded in 2009 to fill financial gaps in the real estate marketplace resulting from the collapse of the global financial markets. The principals of Black Square have in depth experience gained from purchasing, rehabilitating, renting and selling 1000's of single family homes for over 35 years
  • New Freedom Funding
  • 435 E 400 S, Orem, UT, 84097
  • Fast, reliable closings for non-owner occupied real estate. We have been closing loans since 2007. We close on both residential (non-owner occupied) including SFR, 2-4 Units and Multi-family units. We also close on all income producing commercial properties including cannibas, retail, hospitality, warehouse, industrial, etc.