Construction Loan Lenders in Severance, Colorado (2026)

In the area of Severance, CO, Lendersa® provides a comprehensive list of construction loan lenders, encompassing not only regional and national banks but also local hard money lenders who rely on private financing. These options are available whether you are engaging in ground-up construction or a major renovation project.

In Severance, CO, the estimated construction cost for a 2,000 square foot home ranges from $238,285 for basic construction up to $432,236 for more elaborate builds. The interest rates and terms of construction loans fluctuate based on a range of factors, including the borrower’s financial details, the loan-to-value (LTV) ratio, the after-repair value (ARV), and the particular lender chosen.

Compare loan proposals from a diverse list of 100 different lenders

Your trusted construction loan calculator

To ensure that all your construction financing requirements are fully addressed, Lendersa® utilizes advanced AI technology that promptly matches your loan requests with a wide array of construction lenders. Thereby, enabling you to locate the most favorable construction rates for funding projects ranging from ground-up construction to fixing and flipping or undertaking extensive rehabs of both residential and commercial properties across CO.

Finding nearby construction loan lenders

To prevent unnecessary impacts on your credit score, you should consider preapproval for your land loan, which can be achieved without needing to provide your social security number or any other sensitive financial information. Doing so helps in preserving your credit score by avoiding excessive inquiries.

Additionally, you could qualify for 100% LTV (Loan-to-Value) financing, especially when you are willing to offer additional property as collateral (a blanket loan).

Utilize the Lendersa® land loan calculator to locate lenders in your area offering loans in the zip codes 80546 for acquiring vacant land.



Severance Construction Loan Lenders

  • Bank of Colorado
  • 1609 E Harmony Rd, Fort Collins, CO, 80525
  • Lends in Colorado
  • Bank of Colorado is a family-owned, locally managed, Colorado community bank with a 38-year history in Colorado guided by a strong community-banking model of local management and local control. Bank of Colorado is known for its strength and stability, superior customer service and active involvement in the communities it serves.

  • Western States Bank
  • 1520 E Mulberry St, Fort Collins, CO, 80524
  • Lends in Colorado
  • Western States Bank is a bank with operations in three states. Western States Bank offers numerous mortgage programs including conventional, FHA, VA, reverse and construction mortgages. Western States Bank is a FREEandCLEAR Certified

    At our bank, you will find banking professionals who are dedicated to meeting your financial needs.

  • TST Financial LLC
  • 1318 s College Avenue, Suite 4, Fort Collins, CO, 80524
  • Lends in Colorado
  • At TST Financial Inc., our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.

  • M2 Home Loans LLC
  • 3442 Windsor Court, Loveland, CO, 80538
  • Lends in Colorado
  • M² Home Loans is the best choice because we always call our clients back in a timely manner and fight for the best deal for them. I opened my business to better serve our clients through a more personalized approach to the industry. Most importantly, we DO NOT take no for an answer from the underwriters without putting up the best possible fight

  • Great Plains Mortgage Company LLC
  • 473 Routt Dr., Loveland, CO, 80538
  • Lends in Colorado
  • The Great Plains Mortgage Company team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.

  • The Investor's Source
  • 118 E 29th Street Suite H, Loveland, CO, 80538
  • Lends in Colorado
  • The Investor’s Source LLC funds deals throughout Colorado, offering a variety of hard money lending programs that provide solutions to the short-term challenges facing real estate investors. We can pre-approve your deal in 24-48 hours (or less) with no initial appraisal or deposit required until pre-approval is complete. Ask about our Preferred/

  • Abbey Mortgage & Investments
  • 549 N 4th St, Berthoud, CO, 80513
  • Lends in Colorado
  • We want you to know everything about Abbey Mortgage, so you know why you should partner with us. Abbey Mortgage and Investments Inc is a privately owned and operated mortgage company located in Berthoud, Colorado. We are not a mortgage broker or banker, which may make you wonder,

  • Centennial Lending
  • 11281 Business Park Cir, Longmont, CO, 80504
  • Lends in Colorado
  • Centennial Lending is a Credit Union Service Organization (CUSO) endeavoring to be the primary lending solution for our partners and all borrowers. We are owned by 24 credit unions and partner with dozens more to provide residential mortgages, commercial loans, and lease services to our partner credit union and their members.

  • Trailhead Mortgage
  • 50 Jordan Lane, Erie, CO, 80516
  • Lends in Colorado
  • With Trailhead Mortgage working for you, you’ll have access to wholesale mortgage rates from our partner network that you won’t find online. Our focus on eliminating the hassles of getting a mortgage results in a simplified digital process that keeps the loan moving forward. we bring a consultative, and creative approach to our relationships.