2026 Construction Loan Lenders for Waterford, Connecticut
The Lendersa® listing of construction loan providers in Waterford, CT comprises regional banks, national lenders, and local hard money lenders, all utilizing private funds for either ground-up construction or major renovations.
For a 2,000 square foot home in Waterford, CT, construction costs are calculated by lenders. Estimates range from $275,703 for basic structures to $497,626 for more luxurious projects. Interest rates and loan terms will vary based on borrowers' financial profiles, the Loan-to-Value (LTV) ratio, the After-Repair Value (ARV), and the selected lender type.
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With Lendersa® AI technology, your loan request is instantly matched with numerous construction lenders, ensuring all your financing needs are met. You can find attractive construction rates to fund new constructions, fix-and-flip projects, or substantial rehabs for residential or commercial properties in CT.
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Reduce unnecessary inquiries to safeguard your credit score. Obtain preapproval for your land loan without having to disclose your social security number or sensitive financial information.
You might be eligible for 100% LTV financing when you agree to provide additional property as collateral, otherwise known as a blanket loan.
Use the Lendersa® land loan calculator to locate vacant land loan lenders within zip codes 06375.
Chelsea Groton Bank is a mutually owned bank with 14 locations throughout New London County and a Loan Production Office in Hartford County. The Bank has over $1 billion in assets and serves businesses, individuals and families throughout Connecticut and Rhode Island. To learn more, please visit chelseagroton.com
Essex Savings Bank is a FDIC insured, state chartered, mutual savings bank established in 1851. The Bank serves the Connecticut River Valley and shoreline with six offices in Essex (2), Chester, Madison, Old Lyme and Old Saybrook providing a full complement of personal and business banking. Financial, estate, insurance
"We encourage people to call with any questions they may have about the mortgage or home buying process. We gladly give free consultations and pre-qualifications. We believe it is very important for borrowers to understand the entire mortgage process. We are open Monday through Friday, and Saturday and Sunday by appointment."
Jewett City Savings Bank is a community bank providing financial services to consumers & businesses in eastern Connecticut. The Bank currently operates 7 full-service offices along the I-395 corridor in Jewett City, Brooklyn, Dayville, Plainfield, Preston, Putnam & in Pawcatuck. Founded in 1873. Member of the Federal Deposit Insurance Corporation.
Guilford Savings Bank (GSB) has been serving the financial needs of individuals, families and businesses on the Connecticut shoreline for over 145 years. Founded in 1875 by local business owners, we have proudly stood as a trusted institution in the communities we serve. Starting with a seventeen thousand dollar investment
"NorthEast Financial is Connecticut’s Premiere Correspondent Commercial Mortgage Lender and Residential Mortgage Broker. Because of this NorthEast Financial is able to offer the best of both worlds in the Mortgage Industry.
At NorthEast Financial, we pride ourselves on being experts on all of the mortgage programs available to the public."
