Construction Loans from Private Investors in Washington DC, DC

The Lendersa® listing of construction loan providers in Washington DC, DC includes a wide range of lenders such as regional banks, national financial institutions, and local hard money lenders using private funds for diverse needs, including ground-up construction and major renovations.

Lenders offer cost estimates for constructing a 2,000 square foot home in Washington DC, DC, with figures starting at $261,296 for basic builds and reaching up to $472,076 for more sophisticated finishes. Interest rates and loan terms can vary greatly based on factors like the borrower's financial profile, loan-to-value (LTV), after-repair value (ARV), and the specific lender chosen.

Compare loan offers from a broad selection of 100 lenders

Introducing the Magic Construction Loan Calculator

Utilize Lendersa®'s sophisticated AI technology to cater to your construction financing needs, matching your requests with numerous lenders. This enables access to competitive construction rates for ground-up projects, fix N flips, or major rehabs of residential and commercial properties throughout DC.

Are There Construction Loan Lenders Nearby?

To protect your credit score, it's wise to avoid unnecessary inquiries. Secure preapproval for land loans without needing to reveal your social security number or sensitive financial data.

By pledging additional properties as collateral (via a blanket loan), you could qualify for 100% LTV financing, ideal for expanding your real estate investments.

Use the Lendersa® land loan calculator to locate vacant land loan providers in specific zip codes 20010, ensuring you discover the best financing options suited to your needs.



Washington DC Construction Loan Lenders

  • City First Bank of D.C., National Association
  • 1432 U Street NW, Washington, DC, 20009
  • Lends in District of Columbia
  • We are proud of our expanded 75 year history with the merger with Broadway Federal Bank. Our founders in Los Angeles and Washington, DC were local leaders who saw a need in the community for a bank that addressed the lack of access to capital for historically excluded and disinvested urban majority minority communities.

  • 314 Capital
  • 455 Massachusetts Avenue NW, Unit 328, Washington, DC, 20001
  • Lends in District of Columbia
  • 314 Capital We specialize in the direct origination of long and short term loans for residential and commercial investment properties. We're a alternative to Hard Money, which means our programs are designed as a lower cost option while helping the investor achieve their goals of building quality and sustainable housing across the nation

  • Interior Federal Credit Union
  • 1849 C Street NW, Room B038, Washington, DC, 20240
  • Lends in District of Columbia
  • Interior Federal Credit Union has been the financial solution serving employees, volunteers, and the families of the Department of Interior since 1935. We provide financial wellness through our commitment to customer service and a dedication to provide world-class products and services from banking, lending, insurance, and investments.

  • Brookmont Capital Ventures
  • 910 17th St NW #1102, Washington, DC, 20006
  • Lends in District of Columbia
  • We're a boutique capital markets advisory firm helping small and first-time commercial real estate sponsors secure debt and equity financing. We fund the full stack, so you don't have to piece together lenders from multiple sources to close your deal. We want to make the process simple for you. Our in-house $585M private money fund covers 1-4 unit investment properties, $50K to $3M per project, closing in as few as 14 days. Email kevin@brookmontcapital.net for our term sheet.


  • Columbia National Real Estate
  • 1667 K Street NW, Suite 510, Washington, DC, 20006
  • Lends in District of Columbia
  • ColumbiaNational provides its clients with unparalleled analytical and advisory services. We never endorse or facilitate a transaction without conducting a comprehensive analysis of its viability. Once a project’s potential is established, our expert financial advisors design a capital structure to help our clients.

  • First Savings Mortgage
  • 659 C St SE, Washington, DC, 20003
  • Lends in District of Columbia
  • First Savings Mortgage Providing outstanding customer service, through in‐house pricing, processing, underwriting and closing we save you time, closing your loan quickly.We help individuals looking to purchase, refinance or invest in property in the Washington DC metro area. We are experts on Capitol Hill where we have been part of the community.