13 Construction Loan Lenders in Wilmington, Delaware in 2026

Lendersa® features a list of construction loan lenders in Wilmington, DE, including regional banks, national lenders, and local hard money providers that utilize private funds for ground-up construction or major rehabilitation projects.

Lenders estimate the cost of constructing a 2,000 square foot home in Wilmington, DE, with costs ranging from $261,637 for basic options to $472,417 for more upscale finishes. The interest rates and terms for these construction loans vary based on factors such as the borrower's financial status, LTV, ARV, and the chosen lender type.

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To meet all your construction financing needs, Lendersa® employs AI technology to instantly match your loan request with hundreds of construction lenders. This allows you to discover the best construction rates for funding projects like ground-up builds, fix-and-flip, or major rehab on residential and commercial properties in DE.

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Minimize unnecessary inquiries to protect your credit score. You can preapprove for your land loan without needing to provide your social security number or other sensitive financial information.

With extra property used as security through a blanket loan, you may qualify for 100% LTV (Loan to Value) financing.

Utilize the Lendersa® land loan calculator to find lenders for vacant land loans in zip codes 19809.



Wilmington Construction Loan Lenders

  • 1 Core Financial
  • 3710 N Market St, Wilmington, DE, 19802
  • Lends in Delaware
  • At 1 Core Financial where we aim to serve your mortgage, and real estate service needs in one place with a smile. Let us find, fund, and insure your real estate ventures. 1 Core Financial has helped numerous investors and new home owners realize their financial dreams. 1 Core Financial has developed unique banking relationships

  • Eagle One Federal Credit Union
  • 3301 Philadelphia Pike, Claymont, DE, 19703
  • Lends in Delaware
  • Eagle One Federal Credit Union ( FCU) is a not-for-profit financial cooperative, democratically owned and run by its members. We are a full service Credit Union and are continually growing within the northern Delaware and Philadelphia markets. Although we have grown and evolved over the years.

  • WSFS Bank
  • 500 Delaware Avenue, Wilmington, DE, 19801
  • Lends in Delaware
  • WSFS Bank is the largest and longest-standing community bank in the Greater Delaware Valley. We serve Customers from 89 banking offices in Delaware, the City of Philadelphia and southeastern Pennsylvania, southern New Jersey, Virginia and Nevada. WSFS Bank provides comprehensive financial services.

  • Wilmington Police and Fire Federal Credit Union
  • 1701 Shallcross Avenue, Suite B, Wilmington, DE, 19806
  • Lends in Delaware
  • The Wilmington Police & Fire Federal Credit Union is member-owned and directed organization dedicated to providing financial services to its members. We aspire to be your primary financial institution, providing an array of lifetime financial services to you & your family. We will provide efficient and accurate services in a cost justified manner.

  • WBG Commercial Lending
  • 488 Montchanin Rd, Montchanin, DE, 19710
  • Lends in Delaware
  • WBG Commercial Lending specializes in Commercial Mortgage loans for commercial real estate including owner occupied and investment properties we offer loans of all types.
    WBG Commercial Lending provides commercial real estate loan solutions in Delaware, Pennsylvania, Maryland, Ohio, New Jersey ,New York and most other states.

  • Artisans' Bank
  • 2961 Centerville Road, Wilmington, DE, 19808
  • Lends in Delaware
  • The vision of the original founders continues. Artisans' Bank continues meeting the financial needs of working men and women, retirees, students, small businesses, developers and craftspeople: the "Artisans." A strong, local and independent financial institution serving its community: Artisans' Bank.

  • Union Home Mortgage Corp
  • 200 Continental Dr, Suite 401, Newark, DE, 19713
  • Lends in Delaware
  • Union Home Mortgage has guided hundreds of thousands of aspiring homebuyers through the process of achieving homeownership. Driven by the belief that homeownership should be accessible for everyone, we go the extra mile for every customer, while providing a personalized experience unmatched in the industry.

  • Pike Creek Mortgage Services, Inc.
  • 2100 Drummond Plaza, Bldg. 2, Newark, DE, 19711
  • Lends in Delaware
  • "Pike Creek Mortgage Services, Inc. has a history of providing consistent and dependable service. We are pleased to offer customized, trusted solutions to meet your home buying needs, no matter what the existing market conditions.

    With over 24 years experience in the mortgage industry, our qualified,"

  • True Value Financial LLC
  • 206 Hazel Drive, Bear, DE, 19701
  • Lends in Delaware
  • "We have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state.

    We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending."

Also lends in Delaware

  • STATE FINANCIAL NETWORK
  • 5 Hillman Drive, Suite 300, Chadds Ford, PA, 19317
  • "State Financial Network (SFN) is a wholly owned Credit Union Service Organization (CUSO), offering a unique blend of credit union philosophy and mortgage lending and servicing expertise.
    SFN has a nationwide servicing portfolio and a staff trained to handle your members in a personal, professional and efficient manner – just as you would."