Lutz, Florida Construction loan lenders AI selection 2026

Listed by Lendersa®, the construction loan lenders in Lutz, FL encompass regional banks, national financial services, and local hard money lenders. These lenders use private funds to support your new constructions or significant rehabilitation projects.

In Lutz, FL, the cost of constructing a 2,000-square-foot home ranges from $208,866 for standard builds to $381,198 for more luxurious finishes. Interest rates and the terms of construction loans can vary based on the borrower's financial details, the Loan-to-Value (LTV), After-Repair Value (ARV), and the lender type.

Review offers from 100 lenders and compare their terms

Explore Our Construction Loan Calculator

Lendersa® uses AI technology to match your loan request with multiple construction lenders, ensuring all your financing needs are met. Discover favorable construction rates for ground-up or major renovation projects on both residential and commercial properties within FL.

Looking for Local Construction Loan Lenders?

Reducing unnecessary inquiries can help maintain your credit score. Get preapproved for land loans without sharing your social security number or sensitive financial details.

If you can offer additional property as collateral, you might qualify for 100% LTV financing, also known as a blanket loan.

Utilize the Lendersa® land loan calculator to find lenders for vacant land loans in zip codes 33548.



Lutz Construction Loan Lenders

  • SunPoint Home Loans
  • 17734 Hunting Bow Circle Suite 102, Lutz, FL, 33548
  • Lends in Florida
  • SunPoint Home Loans, we treat each customer as an individual, not a number. We don’t place you into a loan profile formula created by the banking industry. and help you obtain the best loan possible. We represent a wide range of “A” rated lenders with first quality rates to private portfolio lenders with expanded underwriting guidelines to help.

  • All Florida Home Loans
  • 17717 Hunting Bow Circle, Suite 101, Lutz, FL, 33558
  • Lends in Florida
  • "All Florida Home Loans offers a wide range of mortgage options to meet your financial needs.
    Whether you’re a first-time home buyer, a seasoned investor, interested in cashing out equity,
    or venturing into a commercial property, we're here to guide you all the way - drama free."

  • Innovative Mortgage Services
  • 17717 Hunting Bow Cir #101, Lutz, FL, 33558
  • Lends in Florida
  • Innovative Mortgage our goal is to offer you unparalleled service and extremely competitive Florida mortgage rates in minutes. Our wide selection of loan products help us provide the perfect mortgage to fit for your specific Florida home buying or refinance needs. Our mission is to serve our customers with honesty, integrity and competence.

  • American Fidelity
  • American Fidelity, Lutz, FL, 33558
  • Lends in Florida
  • At American Fidelity, we offer exceptional home loans options, large and small business loans, HARP programs and private lending.We can guide you to the right loan amount and best program for you. Based on standard lender guidelines, we'll get you a good idea of what kind of terms and loan program you can expect to benefit most from.

  • First Citrus Bank
  • 10824 N. Dale Mabry Highway, Tampa, FL, 33618
  • Lends in Florida
  • First Citrus Bank is the #1 community bank in Florida and top 100 nationwide (American Banker, 2021), supporting local businesses, families and individuals to help them become financially secure and economically successful over the course of 22 years. First Citrus Bank was established in 1999 and is headquartered in Tampa.

  • EMM FINANCIAL
  • 14497 North Dale Mabry HWY. Suite 201N, Tampa, FL, 33618
  • Lends in Florida
  • "EMM Loans LLC provides home loan products and services that support sustainable homeownership.
    EMM Loans LLC is committed to:
    ● Competitive Pricing, Products and Programs
    ● Open Communication and Teamwork
    ● Supporting our Employees’ Professional Growth etc..


    "

  • Innovative Mortgage Services
  • 3418 Handy Road, Suite 102C, Tampa, FL, 33618
  • Lends in Florida
  • "Established in 2004, Innovative Mortgage Services, Inc. has provided service throughout the southeastern United States.
    Innovative is a licensed lender in Florida, Tennessee, and Alabama.
    Innovative Mortgage Loan Originators are known as “Innovators” because of their opportunity to efficiently"

  • EMM Loans LLC
  • 14497 N. Dale Mabry, Suite 201N, Tampa, FL, 33618
  • Lends in Florida
  • EMM Loans LLC, you will find a supportive, engaging lender who cares about providing excellent service to our customers and teammates alike. Our company’s highest priority is to emphasize showing our appreciation for hard work. Our culture creates an atmosphere of client trust, where employees can truly enjoy coming to work every day.

  • First Security Mortgage Services
  • 13915 Carrollwood Village Run, Tampa, FL, 33618
  • Lends in Florida
  • First Security Mortgage Services, Inc. has been helping home buyers in the State of Florida. First Security Mortgage Services, Inc. handles origination of residential mortgages along with refinancing and second mortgages. First Security Mortgage Services, Inc. is versed in all types of residential financing