76 Construction Loan Lenders with AI in Oviedo, Florida 2026

The Lendersa® listing of construction loan lenders in Oviedo, FL includes a diverse array of financial institutions, from regional banks and national lenders to local hard money lenders who utilize private capital for both ground-up construction and major rehab projects.

In Oviedo, FL, these lenders evaluate the expenses for constructing a 2,000 square foot home, estimating costs from $209,867 for simpler builds up to $382,199 for more premium constructions. Interest rates and loan terms are subject to variation based on several factors: the borrower’s financial standing, the Loan-to-Value ratio (LTV), the After-Repair Value (ARV), and the chosen type of lender.

Explore and compare offers from over 100 lenders

The incredible construction loan calculator

Lendersa® employs advanced artificial intelligence technology to ensure all your construction financing requirements are addressed. It promptly aligns your loan inquiries with hundreds of construction lenders. This allows you to uncover the most advantageous construction rates, suitable for funding new builds, fix and flip projects, or major renovations on both residential and commercial properties throughout FL.

Need nearby construction loan lenders?

To protect your credit score, it's best to avoid unnecessary inquiries. You can obtain preapproval for a land loan without needing to provide your social security number or other sensitive financial details.

You might qualify for 100% LTV financing if you're prepared to pledge additional property as collateral, under what is known as a blanket loan arrangement.

Utilize the Lendersa® land loan calculator to identify vacant land loan providers available in 32765 zip codes.



Oviedo Construction Loan Lenders

  • Citizens Bank of Florida
  • 156 Geneva Drive, Oviedo, FL, 32765
  • Lends in Florida
  • Independent Thinking, Independent Banking. Founded in 1946, the Citizens Bank of Florida is a financial institution that provides a variety of banking services. It offers savings, checking and money market accounts. The bank also provides certificates of deposit and individual retirement accounts.

  • Florida Mortgage Providers, inc.
  • 2101 Amador Pl, Oviedo, FL, 32765
  • Lends in Florida
  • Giles Wardian serves as team lead and is a senior mortgage loan specialist with twenty-one years of experience. Our team of mortgage professionals operates on a unique platform whereby we have access to several wholesale lending sources which gives you the advantage. We are able to provide excellent rates.

  • Mid Florida Mortgage Professionals
  • 10 Windsormere Way Suite 500, Oviedo, FL, 32765
  • Lends in Florida
  • Having ZERO LENDER FEES makes sure you get the lowest closing costs on your mortgage!
    (NO PROCESSING, UNDERWRITING, ADMIN or ANY OTHER FEES).

    Most lenders charge an average of $800-$1200 in lender fees to do your loan. I believe you should have the lowest closing costs and overall deal on a mortgage when you work with our team...PERIOD!

  • HS Solutions Investments & Loans Inc
  • 100 Alexandria Blvd Ste 6, Oviedo, FL, 32765
  • Lends in Florida
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • FAIRWINDS Credit Union
  • 3087 N. Alafaya Trail, Orlando, FL, 32826
  • Lends in Florida
  • We are the financial that doesn’t want you to have any debt. We offer solutions and advice to help you on your journey to financial freedom. FAIRWINDS Credit Union is Federally Insured by NCUA. We will not address specific member service issues or complaints through our social media channels.

  • Kelley Financial Solutions
  • 1015 State Road 436, Suite 24, Casselberry, FL, 32707
  • Lends in Florida
  • The experience learned closing over 1000 mortgage loans we represent your best interests and will custom tailor your loan to meet all your financial goals. We work on the wholesale side with access to all the rates and programs. We use a simple online paperless process and close quickly.

  • i3 Lending Inc.
  • 1900 Boothe Circle, Suite #100, Longwood, FL, 32750
  • Lends in Florida
  • i3 Lending is a leading provider of mortgage services. With our large network of lenders, we are able to offer our clients the most competitive rates on the market, unique loan programs, and specialty products. Our commitment to building strong client relationships through expert customer.

  • Century Financial Group
  • 498 Palm Springs Drive #100, Altamonte Springs, FL, 32701
  • Lends in Florida
  • Century Financial Group where we have been providing mortgages to our customers since 2001. We pride ourselves in giving you the mortgage information, loan options and convenient assistance you’re looking for. Each of our NMLS licensed loan officers has a minimum of 20 years experience in the mortgage industry.

  • Contemporary Mortgage Services, Inc.
  • 498 Palm Springs Drive Suite #220, Altamonte Springs, FL, 32701
  • Lends in Florida
  • Contemporary Mortgage Services, Inc. has been serving Central Florida since 1985, and has been recognized as one of the top companies in the mortgage and lending industry for the state of Florida.

    Equipped with two convenient locations Contemporary Mortgage is licensed to serve all of Florida.

  • First Colony Bank of Florida
  • 711 North Orlando Avenue, Maitland, FL, 32751
  • Lends in Florida
  • First Colony Bank of Florida is to improve and strengthen the Central Florida business community by effectively serving the financial needs of our clients; fostering a rewarding workplace that positively reinforces the efforts of our employees; & building a company that continuously strives to improve & create long-term value for our shareholders.