1170 Construction Loan Lenders with AI in Pine-Ridge, Florida 2026

Lendersa® offers a directory of construction loan lenders in Pine-Ridge, FL, including regional banks, national lenders, and local hard money lenders. These use private funding to support your ground-up construction projects or major renovations.

In Pine-Ridge, FL, lenders estimate the cost for a 2,000 square-foot home to start at $207,293 for basic builds and rise to $379,625 for more elaborate structures. Interest rates and loan terms depend on the borrower's financial profile, LTV, ARV, and chosen lender type.

Compare offers from 100 lenders

The innovative construction loan calculator

Utilizing advanced AI technology, Lendersa® ensures all your construction financing needs are met. It matches your loan requests with many lenders, allowing you to discover the best construction rates for projects such as new builds, fix-and-flip ventures, or major rehabs on properties in FL.

Are local construction loan lenders available?

Limiting unnecessary inquiries helps to protect your credit score. Securing preapproval for a land loan doesn't require providing your social security number or sensitive financial details.

Consider 100% LTV financing by pledging additional property as collateral in a blanket loan.

Use the Lendersa® land loan calculator to locate vacant land loan lenders in zip codes 34465, 34442, 34445, 34460.



  • Castle Rock Funding LLC
  • 94 S Highland Avenue, Suite 2901, Tarpon Springs, FL, 34689
  • Lends in Florida
  • At Castle Rock Funding we strive to be the best lender that understands client’s diverse mortgage needs conveys traditional fiscal responsibility & provide loans based on today’s ever changing banking climate. We strive to provide value added benefit thru our streamlined processes to clients looking for loans that are needed thru different stages.

  • SUNSHINE STATE HOME LOANS, LLC
  • 110 Athens Street, Suite K, Tarpon Springs, FL, 34689
  • Lends in Florida
  • Sunshine State Home Loans, LLC is perfect for any mortgage needs, you may have. If you'd like to know the rate which you qualify for, apply online, and we will give you an accurate assessment. Our mission is to help you with all your mortgage needs. We will use our expertise to find the right program for you.

  • Palm Harbor Mortgage Advisors, Inc
  • 3964 Mullenhurst Dr, Palm Harbor, FL, 34685
  • Lends in Florida
  • "We work with Families, 1st time homebuyers and the Self-employed who want to build Wealth for the long term through Home Ownership.
    Family owned and operated with over 20 years experience.
    Are you or someone you know needing mortgage advice? Contact us.At Palm Harbor Mortgage Advisors, ""You can take your dream home, home today.”"

  • First Citrus Bank
  • 10824 N. Dale Mabry Highway, Tampa, FL, 33618
  • Lends in Florida
  • First Citrus Bank is the #1 community bank in Florida and top 100 nationwide (American Banker, 2021), supporting local businesses, families and individuals to help them become financially secure and economically successful over the course of 22 years. First Citrus Bank was established in 1999 and is headquartered in Tampa.

  • EMM FINANCIAL
  • 14497 North Dale Mabry HWY. Suite 201N, Tampa, FL, 33618
  • Lends in Florida
  • "EMM Loans LLC provides home loan products and services that support sustainable homeownership.
    EMM Loans LLC is committed to:
    ● Competitive Pricing, Products and Programs
    ● Open Communication and Teamwork
    ● Supporting our Employees’ Professional Growth etc..


    "

  • Innovative Mortgage Services
  • 3418 Handy Road, Suite 102C, Tampa, FL, 33618
  • Lends in Florida
  • "Established in 2004, Innovative Mortgage Services, Inc. has provided service throughout the southeastern United States.
    Innovative is a licensed lender in Florida, Tennessee, and Alabama.
    Innovative Mortgage Loan Originators are known as “Innovators” because of their opportunity to efficiently"

  • EMM Loans LLC
  • 14497 N. Dale Mabry, Suite 201N, Tampa, FL, 33618
  • Lends in Florida
  • EMM Loans LLC, you will find a supportive, engaging lender who cares about providing excellent service to our customers and teammates alike. Our company’s highest priority is to emphasize showing our appreciation for hard work. Our culture creates an atmosphere of client trust, where employees can truly enjoy coming to work every day.

  • First Security Mortgage Services
  • 13915 Carrollwood Village Run, Tampa, FL, 33618
  • Lends in Florida
  • First Security Mortgage Services, Inc. has been helping home buyers in the State of Florida. First Security Mortgage Services, Inc. handles origination of residential mortgages along with refinancing and second mortgages. First Security Mortgage Services, Inc. is versed in all types of residential financing

  • Fernencial Corp
  • 3812 W Linebaugh Ave, Ste 109, Tampa, FL, 33618
  • Lends in Florida
  • Fernencial Corp is an independently owned Corporation headquartered in Tampa, FL specializing in residential and commercial mortgage lending for all your mortgage transactions. We offer loan programs such as CONVENTIONAL LOANS, FHA LOANS, VA LOANS, REVERSE MORTGAGE LOANS, NON-QM/ALT-A LOANS, and COMMERCIAL LOANS.

  • AHL HardMoney, llc
  • 14802 N. Dale Mabry Highway Suite 212, Tampa, FL, 33618
  • Lends in Florida
  • AHL HardMoney ( 813 658 0911 www.AHLHardMoney.com) is a Tampa based Hard Money/ Private Money Lender that has a wide variety of loan programs for those with unique lending needs. Good credit, bad credit, less than perfect credit or no credit...it's OK! The decision to lend is based in equity, not your credit profile.

  • Associates Home Loan of Florida, Inc.
  • 14802 N Dale Mabry Hwy, Suite 200, Tampa, FL, 33618
  • Lends in Florida
  • Associates Home Loan of Florida, Inc.! If you've got the equity, we've got the loan! Good credit, bad credit, less than perfect credit or no credit? We are your one stop shop for all of your Florida hard money, subprime and equity based residential and commercial real estate loan needs. With our office based out of Tampa, Florida

  • AHL Hard Money Network
  • 14802 N Dale Mabry, Tampa, FL, 33618
  • Lends in Florida
  • AHL HardMoney ( 813 658 0911 www.AHLHardMoney.com) is a Tampa based Hard Money/ Private Money Lender that has a wide variety of loan programs for those with unique lending needs. Good credit, bad credit, less than perfect credit or no credit...it's OK! The decision to lend is based in equity, not your credit profile.