Ponce-Inlet, Florida Construction loan lenders AI selection 2025

Lendersa® offers a detailed list of construction loan lenders in Ponce-Inlet, FL, which comprises a range of financial institutions, including regional banks, national lenders, and local hard money lenders. These entities use private money to finance projects, whether it be groundbreaking construction or significant renovations. By providing diverse options, Lendersa® caters to varying financial needs and project scopes, ensuring suitable funding avenues for all constructions.

In Ponce-Inlet, FL, lenders estimate the construction cost for a 2,000 square foot home, beginning at $204,675 for basic builds and reaching $377,007 for more intricate designs. The construction loan's terms and interest rates vary according to the borrower's financial status, loan-to-value ratio (LTV), after-repair value (ARV), and the type of lender chosen. These factors influence the final terms tailored to your specific project requirements, ensuring a personalized approach to financing.

Compare loan offers from 100 lending sources

The versatile construction loan calculator

To comprehensively address all your construction financing needs, Lendersa® utilizes AI technology that swiftly matches your loan inquiry with a multitude of construction lenders. This enables you to discover the best construction rates for projects such as ground-up builds, fix-and-flips, or extensive renovations on both residential and commercial properties in FL. The advanced compatibility matches ensure optimal loan conditions are met.

Searching for construction loan lenders near you?

To protect your credit score, it’s advisable to avoid unnecessary credit inquiries. Obtain pre-approval for your land loan without revealing your social security number or other sensitive financial information. This secure process maintains confidentiality while facilitating efficient financial solutions.

If you agree to use additional property as collateral through a blanket loan, you may qualify for 100% LTV (Loan to Value) financing, increasing your borrowing potential and financial leverage.

Leverage the Lendersa® land loan calculator to identify lenders for vacant land loans within zip codes like 32127, 32168, ensuring access to local financial options tailored to your needs and area-specific requirements, enhancing your capacity to achieve diverse funding goals.



  • Hometown Bank of Pennsylvania
  • 638 East Pitt Street, Bedford, PA, 15522
  • The dream of starting a locally owned and managed full service community financial institution began in 2006 when a group of Bedford county business leaders formed an organizing group. Included in the group were Don DeArment of Friends Cove Mutual Insurance, Barry Ressler of Ressler, Inc.
  • Ozark Federal Credit Union
  • 2438 Katy Lane, Poplar Bluff, MO, 63901
  • At Ozark Federal Credit Union we provide the large selection of checking, savings, investment & loan account options with low fees. OFCU is committed to community involvement and encouraging community development. For requests, please complete the Donation Request Form within six weeks of the event.
  • First Midwest Bank
  • 704 N Westwood Blvd, Poplar Bluff, MO, 63901
  • As a locally owned and managed community bank, we are efficient in responding to customer needs. We listen to each situation and offer appropriate solutions to help our customers meet their financial goals. We pride ourselves in our commitment to the communities in which we live, work and play and the loyalty of our employees to our organization.
  • First Missouri State Bank
  • 2910 Barron Rd, Poplar Bluff, MO, 63901
  • On July 3, 1912, our bank was established under the name State Bank of Fisk. The street on which the bank was originally located was eventually named Third Street. In 1953 the bank was relocated to 300 Second Street. The Second Street building continues to serve as a branch office today.
  • Bob Sutton Real Estate & Loans
  • 50 Hwy. 142, Poplar Bluff, MO, 63901
  • Bob Sutton Real Estate and Loans, LLC, is a multi-divisional company specializing in financial services, ranging from lawsuit settlement loans to real estate financing. Established in 1951, we are still family owned and operated, which allows us to provide individualized services meeting each customer's particular needs.
  • Somerset Trust Company
  • 151 West Main Street, Somerset, PA, 15501
  • Our mission as an independent community bank has remained unchanged for over 130 years. We are committed to providing excellent service and competitive products as well as maintaining a high profile in the growth and economic development of the markets we serve. We're a team of banking professionals, that happen to be your neighbors and friends.
  • Farmers and Mechanics Federal
  • 225 East Main Street, Bloomfield, IN, 47424
  • FARMERS AND MECHANICS MUTUAL BUILDING, LOAN AND SAVINGS ASSOCIATION was organized on April 14, 1892 in Bloomfield, Indiana by a number of civic-minded individuals interested in the betterment of Bloomfield, through thrift and homeownership.The assets of the association in 1892 were $50,000.00. Assets grew at an exceptionally swift pace from 1892 to
  • cfsbank
  • 101 McKean Avenue, Charleroi, PA, 15022
  • At cfsbank, our tellers and managers take the time to get to know you and your needs. We want to hear about your plans to build the perfect house or take that dream vacation or open a business. We want to know how you’re doing and how we can help. And that’s as true today as it was 85 years ago.
  • Bank of Coushatta
  • 1525 Ringgold Avenue, Coushatta, LA, 71019
  • On July 30, 1897 the Bank of Coushatta was chartered and opened for business in the Town of Coushatta, located then on the East bank of the Red River. The total capital stock of the Bank at opening was $15, 000.00. In June of 1915, with capital stock of $25, 000, a surplus of $6, 250.00.
  • CHROME Federal Credit Union
  • 45 Griffith Avenue, Washington, PA, 15301
  • CHROME may look shiny and new, but we started in 1971 as the credit union for employees of Washington Steel Corporation. In 1991, we became Washington Community Federal Credit Union and expanded our membership to serve anyone that lived in Washington County. In 2014, we updated our name to CHROME to pay homage to our original members.