1170 Construction Loan Lenders with AI in Three-Oaks, Florida 2026

Lendersa® lists construction loan lenders in Three-Oaks, FL, which include regional banks, national institutions, and local hard money lenders using private money. These lenders are ideal for ground-up construction or major rehabilitation projects.

Construction costs for a 2,000 square foot home in Three-Oaks, FL range from $205,280 for basic builds to $377,612 for more extravagant designs. Interest rates and loan terms vary depending on borrowers' financial profiles, LTV, ARV, and lender types.

Compare loan offers from 100 lenders to find the most favorable terms available.

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Utilizing Lendersa® AI technology, your construction financing needs are thoroughly addressed by matching your loan requests with numerous lenders. Explore competitive construction rates for ground-up builds, fix-and-flip ventures, or substantial rehabs on both residential and commercial properties in FL.

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To safeguard your credit score, avoid unnecessary inquiries. Obtain preapproval for your land loan without needing your social security number or sensitive financial information.

You might qualify for 100% LTV financing by pledging additional properties as security, a method known as a blanket loan.

Utilize the Lendersa® land loan calculator to locate vacant land loan lenders in zip codes 33967, ensuring access to optimal financial options for your needs.



  • Central Credit Union of Florida
  • 1200 E Nine Mile Rd, Pensacola, FL, 32514
  • Lends in Florida
  • CCUFL started as West Florida Central Credit Union in 1962. For almost 60 years, CCUFL has shown what a credit union really is... people helping people. CCUFL has strived to be a community credit union by incorporating the membership and values of the credit unions that have come together to form Central Credit Union of Florida.

  • Pen Air FCU
  • 1495 E. Nine Mile Road, Pensacola, FL, 32514
  • Lends in Florida
  • At Pen Air Federal Credit Union respect is a guiding principle. An unshakeable belief in dreams and the can-do attitudes that make them real. As the largest and oldest local credit union in Pensacola, Florida with $2.3 billion in assets, we are dedicated to enhancing lives through exception service

  • Harvesters Credit Union
  • PO Box 5, Cantonment, FL, 32533
  • Lends in Florida
  • Harvesters Credit Union began serving the employees and families of what is now International Paper in 1948. In 2003, we became a community charter credit union and opened our doors to anyone living, working, worshiping or attending school in Escambia and Santa Rosa counties. Since then, we’ve grown to serve over 20,000 members.

  • Harvesters Mortgage Express
  • 400 S. Hwy 29, Cantonment, FL, 32533
  • Lends in Florida
  • Harvesters Credit Union began serving the employees and families of what is now International Paper in 1948. In 2003, we became a community charter credit union and opened our doors to anyone living, working, worshiping or attending school in Escambia and Santa Rosa counties. Since then, we’ve grown to serve over 20, 000 members

  • United Financial Group
  • 202 W Main street, Lexington, SC, 29072
  • Lends in Florida
  • United Financial Group provides customized financing solutions for large real estate and non-real estate projects, offering up to 100% LTV/LTC through 144A bond financing. With global reach, flexible terms, and expert management, we specialize in mezzanine debt, preferred equity, and joint ventures.

  • 770 Hard Cash
  • 592 Lawton Street SW, Atlanta, GA, 30310
  • Lends in Florida
  • With more than 70 years experience behind us, 770 Hard Cash was founded in Atlanta, Georgia. Since inception, our success has been based on unique marketing strategies, competitive lending programs and our focus on 100% customer satisfaction.Our customers keep us as their preferred hard money lender

  • Stream Mortgage Group LLC
  • 3300 Benjamin E Mays Dr SW, Atlanta, GA, 30311
  • Lends in Florida
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Baker Collins
  • 260 Peachtree St Suite 1002, Atlanta, GA, 30303
  • Lends in Florida
  • Baker Collins & CoWe produce fast, reasonable, secure real estate loans that enable investors to close quickly on residential or commercial property investments. Baker Collins private money lenders, also known as hard money lenders, issue real estate financing that avoids the time-consuming process and requirements of conventional lenders.

  • Groundfloor
  • 600 Peachtree St. NE, Suite 810, Atlanta, GA, 30308
  • Lends in Florida
  • GROUNDFLOOR was born out of the belief that there is a fundamentally better way to capitalize America. Banks and Wall Street can’t be trusted to do it, but your fellow Americans can. We believe that a critical mass of individual investors can make a difference, keep capital flowing, and therefore keep an important part of our economy moving.

  • CROWN HOME MORTGAGE
  • 1004 29th Ave North, Suite B, Myrtle Beach, SC, 29577
  • Lends in Florida
  • At Crown, we understand how stressful a move can be. We are here to help make your move a little easier. Here at Crown Home Mortgage we go the extra mile making sure you can get into your new home as smoothly as possible. As an additional service to you a Crown Home Connections concierge will do all the heavy lifting for you ( literally).