2026 Construction Loan Lenders for Adel, Iowa

The Lendersa® directory of construction loan lenders in Adel, IA, includes a variety of regional banks, national lenders, and local hard money lenders. These lenders utilize private money for ground-up construction projects or major rehabs.

In Adel, IA, lenders estimate the construction cost for a 2,000 square foot home, with prices ranging from $170,451 for basic builds to $312,713 for more elaborate constructions. Interest rates and loan terms vary depending on the borrower's financial profile, loan-to-value (LTV), after-repair value (ARV), and the type of lender selected.

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Utilizing Lendersa®'s advanced AI technology, your loan requests are efficiently matched with a wide array of construction lenders to meet all your financing needs. Discover outstanding construction rates for projects, from ground-up builds to fix-and-flip ventures to major rehabs on residential and commercial properties in IA.

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Minimize unnecessary credit inquiries to protect your score. Obtain preapproval for your land loan without needing to disclose your social security number or sensitive financial information.

You may be eligible for 100% LTV financing by applying additional property as collateral through a blanket loan.

Make use of the Lendersa® land loan calculator to identify vacant land loan lenders in zip codes: 50003.



Adel Construction Loan Lenders

  • City State Bank
  • 100 NE Jacob St, Grimes, IA, 50111
  • Lends in Iowa
  • At City State Bank we are proud to be a locally owned, family owned, community bank. And during a time of mergers, acquisitions, and 'bigger is better' philosophy, we like being different. Sure, we have great products, but more importantly, we have the great service that should go with those products.

  • Earlham Bank
  • 7300 Lake Drive, West Des Moines, IA, 50266
  • Lends in Iowa
  • Earlham Savings Bank is prepared for that future and still stands stronger than ever. A commitment to remembering where we have come from, the simple principals of thinking of our customers first and treating people with fairness and respect remain. It is by these standards we continue to grow and serve Central Iowa.

  • Freedom Financial Bank
  • 1255 Jordan Creek Parkway, West Des Moines, IA, 50266
  • Lends in Iowa
  • Freedom Financial Bank is a community bank committed to building relationships through professional, personal service. We give you the powerful tools of a major financial institution, the convenience of a one-stop financial resource, and the responsiveness of a local bank. As a local bank, Freedom Financial Bank chartered in 1999.

  • West Bank
  • 1601 22nd Street, West Des Moines, IA, 50266
  • Lends in Iowa
  • West Bank is a community bank that provides full-service banking & trust services to businesses and consumers. The company conducts business in metropolitan Des Moines & Coralville, Iowa and SE Minnesota and also West Bank employees place a high priority on community involvement, lending their time.

  • Conterra Ag Capital
  • 5465 Mills Civic Parkway, Suite 201, West Des Moines, IA, 50266
  • Lends in Iowa
  • Conterra has lending offices through out the United States. We have relationship managers and credit teams available in your region and ready to hear your story. Find an Ag lender in your region to get personal service and financing that tailors to your unique operation.Conterra’s staff of seasoned.

  • Fidelity Bank
  • 177 S. Jordan Creek Pkwy, West Des Moines, IA, 50266
  • Lends in Iowa
  • Fidelity Bank is a locally owned, locally managed community bank in Iowa. With a commitment to providing our customers with the banking services and support they need; Fidelity Bank offers a variety of banking and lending options.

    Fidelity Bank is on LinkedIn to celebrate our team members.

  • Bank Iowa
  • 1150 Jordan Creek Pkwy, West Des Moines, IA, 50266
  • Lends in Iowa
  • With over 25 locations in 22 communities across the state, Bank Iowa offers the services of a large financial institution, but operates as a community bank in which decisions are made locally. The Bank Iowa locations are affiliates of Bank Iowa Corporation, a privately owned bank holding company headquartered in West Des Moines, Iowa.

  • Midwest Heritage Bank
  • 3580 Ep True Pkwy West Des, West Des Moines, IA, 50265
  • Lends in Iowa
  • At Midwest Heritage, a Hy-Vee company, is a full service financial center offering banking, investments and insurance.

    We believe that your time is important. That’s why we offer extended business hours, seven days a week at our six in-store Hy-Vee locations. We also offer two branch locations in West Des Moines and Chariton, Iowa.

  • State Savings Bank
  • 4800 Mills Civic Parkway, Suite 100, West Des Moines, IA, 50265
  • Lends in Iowa
  • The State Savings Bank mission begins with you because without you, there would be no we! We come to work each day for you— to listen to your financial goals, to understand your financial problems, and to offer guidance, advice and solutions that meet your goals. Safety, timeliness, fairness, trust, quality products and services are essential.