2026 Construction Loans in Cherokee, Iowa

Lendersa® provides a directory of construction loan lenders in Cherokee, IA, including regional banks, national lenders, and local hard money lenders who use private money for ground-up construction or major rehab projects.

In Cherokee, IA, lenders estimate construction costs for a 2,000 square foot home, with figures from $170,275 for basic buildings to $312,537 for more elaborate constructions. Interest rates and terms vary based on borrower financials, LTV, ARV, and the lender type chosen.

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To cover all your construction financing needs, Lendersa®'s AI technology efficiently matches your loan request with numerous construction lenders. Discover optimal construction rates for funding ground-up projects, fix-and-flip ventures, or major rehabs on residential and commercial properties in IA.

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Minimize unnecessary inquiries to maintain your credit score. Achieve preapproval for your land loan without providing your social security number or other sensitive information.

You might qualify for 100% LTV financing by pledging additional properties as collateral, often titled a blanket loan.

Utilize the Lendersa® land loan calculator to find vacant land loan lenders in zip codes: 51012.

Cherokee Construction Loan Lenders
(712) 225-3000 Lender's profile and map Cherokee State Bank 212 W Willow Street, Cherokee, IA, 51012 Lends in Iowa Since 1888, we have been focused on serving Cherokee and the surrounding communities by being there for our customers. We’ve been there through recessions and depressions, in lean times and the good. As a truly independent and locally owned bank, we’ve built our foundation on thinking and acting on what’s best in the long-term for our customers.
(712) 732-5440 Lender's profile and map Citizens First National Bank 529 Lake Avenue, Storm Lake, IA, 50588 Lends in Iowa In 1902, Fred and George Schaller started the Citizens Bank as a private banking business with deposits of $70, 000.00. Since that time the bank has remained locally owned and managed by the Schaller family through the currency crisis of 1907, the depression of the 1930's, the agricultural crisis of the 1980's and the financial crisis of 2008.
(712) 364-3393 Lender's profile and map United Bank of Iowa 501 2nd St, Ida Grove, IA, 51445 Lends in Iowa United Bank of Iowa is a bank with operations in one state. United Bank of Iowa offers numerous mortgage programs including conventional, USDA, construction and agricultural loan mortgages. United Bank of Iowa is an independent financial services organization focusing on creating and maintaining personalized customer relationships
(712) 546-4175 Lender's profile and map Prime bank 37 1st Ave NW, Le Mars, IA, 51031 Lends in Iowa Primebank has been an integral part of the growth and development of the communities it serves. In 1891, the bank was founded with the name German State Bank. Security Bank, founded in 1889, was sold to German State Bank that same year. While still the same banking institution, our bank has changed its name several times.
(712) 262-6580 Lender's profile and map State Bank & Insurance of Spencer 728 Grand Avenue, Spencer, IA, 51301 Lends in Iowa State Bank is a single-family locally owned organization, owned by Wayne and Ryan Johnson. In 1980, Wayne Johnson started Everly Bancorporation with the purchase of the Everly State Bank. Since then, State Bank has grown to $70 million in assets, with banking offices in Everly, Peterson,
(712) 262-3340 Lender's profile and map Farmers Bank 125 W 4th St, Spencer, IA, 51301 Lends in Iowa Our Mission - People First. Service Always. is our niche! As an independent community bank, our mission is to protect the safety of depositors funds through prudent management of risk, provide superior products and services, attract highly skilled, motivated professional employees, and create a fair return on investment to our shareholders.
(712) 722-0100 Lender's profile and map Peoples Bank 1701 S Main Ave, Sioux Center, IA, 51250 Lends in Iowa Peoples Bank is a locally owned, full service community bank that serves Northwest Iowa and Southwest Minnesota. With offices in Rock Valley, Lester, Sioux Center, Akron, Sheldon, Hawarden, Hinton, Sioux City, IA, and Jasper, MN, we are equipped to serve our customers in their very own community.
(712) 722-4846 Lender's profile and map American State Bank 525 N Main Ave, Sioux Center, IA, 51250 Lends in Iowa At American State Bank, we are committed to the accomplishment of our mission, adherence to our values, and the belief that employees are our number one resource. We expect all employees to support and commit to our values and behavioral expectations. We currently have 9 locations, Sioux Center Downtown Campus, Alton, Alvord, Granville, Hospers.
(712) 724-6326 Lender's profile and map Ashton State Bank 317 Third Street, Ashton, IA, 51232 Lends in Iowa Ashton State Bank's product line and service culture is unrivaled in banking today. We take a great interest in providing you with cutting-edge products and services. We take the time to find out how we might better service all your financial needs We are proud to be a small-town community bank.
(712) 224-4425 Lender's profile and map Liberty National Bank IA 4425 Singing Hills Blvd., Sioux City, IA, 51106 Lends in Iowa In 2003, Liberty National Bank was created by a group of local investors who had a vision for a “true community bank." Your answer for all banking needs, including mortgages, financing, free checking, online banking, bill pay, personal savings & checking accounts, home & commercial loans, wealth management and trusts.