2026 Construction Loans in Osage, Iowa

Lendersa® offers a comprehensive directory of construction loan lenders in Osage, IA, featuring regional banks, national lenders, and local hard money lenders who utilize private funds for ground-up construction or extensive rehab projects.

Lenders in Osage, IA, evaluate the costs of constructing a 2,000 square foot home, with prices ranging from $170,011 for basic builds to $312,273 for more upscale projects. Interest rates and terms vary according to borrower financials, loan-to-value (LTV) ratio, after-repair value (ARV), and the type of lender chosen.

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Lendersa® leverages AI technology to instantly match your loan requests with countless construction lenders, ensuring all financing requirements are addressed. Explore excellent construction rates for ground-up development, fix-and-flip ventures, or major rehabs on both residential and commercial properties across IA.

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Minimize unnecessary inquiries to maintain your credit score. Secure preapproval for your land loan without needing to provide your social security number or other sensitive financial details.

You might be eligible for 100% LTV (Loan to Value) financing by using additional properties as collateral, commonly organized as a blanket loan.

Utilize the Lendersa® land loan calculator to find vacant land loan lenders in zip codes: 50461.

Osage Construction Loan Lenders
(641) 732-3763 Lender's profile and map The Home Trust & Savings Bank 628 Main Street, Osage, IA, 50461 Lends in Iowa Home Trust & Savings Bank has been in the same family for over one hundred years. It started on November 6, 1899, when the bank received its charter and opened for business in the east room of the Cleveland Building, just west of the Merchants Hotel in Osage, Iowa. The bank occupied this location until 1937
(641) 422-1600 Lender's profile and map First Citizens Bank (FCB) 2601 4th St SW, Mason City, IA, 50401 Lends in Iowa First Citizens Bank is a family-owned, community bank headquartered in Mason City serving 6 North Iowa counties and the Mora, Minnesota community. Currently, the bank has over a billion in assets and employs over 200 people. The bank is uniquely positioned as a locally-owned community bank with enough size to compete technologically.
(800) 397-9964 Lender's profile and map CUSB Bank 111 North Elm Street, Cresco, IA, 52136 Lends in Iowa Our bank is small enough to give you the personal attention you want, yet sophisticated enough to provide the wide range of products and services you or your business need. For years our staff has taken great pride in the personal, one-to-one attention that our size enables us to render to our valued customers
(319) 352-1340 Lender's profile and map First Bank IA 316 E Bremer Ave, Waverly, IA, 50677 Lends in Iowa At First Bank, our mission and values are behind everything we do. We deliver the financial solutions YOU need! Since 1864 our priority has been to our customers. Our doors are open to serve you and to meet your individual financial needs, you are our customers, but you are also our friends and neighbors.