Construction Loans from Private Investors in Bethalto, IL

Lendersa® provides an extensive list of construction loan lenders in Bethalto, IL, featuring a mix of financial institutions. These include regional banks, national lenders, and local hard money lenders, all utilizing private funds to support your projects, whether you're embarking on a ground-up construction or engaging in significant rehabs.

In Bethalto, IL, lenders assess the costs for building a 2,000 sq. ft. home, with prices ranging from $209,778 for essential construction to $383,201 for more elaborate designs. The interest rates and loan terms can vary widely, depending on the borrower's financial profile, loan-to-value (LTV) ratio, after-repair value (ARV), and the specific type of lender selected for the project.

Explore loan offers from a network of 100 lenders to make the best choice for your financing needs.

Unveiling the Magic Construction Loan Calculator

Lendersa®'s advanced AI technology efficiently matches your loan requests with multiple construction lenders, ensuring all your financing needs are met. Discover competitive construction rates available for a wide array of projects, from new builds to major rehabilitations, on both residential and commercial properties across IL.

Locate Construction Loan Lenders Nearby

It is important to limit unnecessary inquiries to protect your credit score. Secure preapproval for your land loan without needing to provide your social security number or other sensitive financial details.

Consider the option to qualify for 100% LTV financing by offering additional property as collateral, known as a blanket loan, which broadens your financing capabilities.

Use the Lendersa® land loan calculator to find vacant land loan lenders that are available in the zip codes listed under 62010, ensuring you identify the best opportunities tailored to your specific construction needs.



Bethalto Construction Loan Lenders

  • Liberty Bank
  • 2403 Homer M Adams Pkwy, Alton, IL, 62002
  • Lends in Illinois
  • Liberty Bank, headquartered in Alton, Illinois, was founded by area businessmen in 1994. Expanding to Godfrey in 1997 and Bethalto in 2006, it has since grown to include a total of four locations serving Madison County. In 2017, Liberty Bank joined United Community Bank and now includes more than 100 Bank & ATM locations

  • Preferred Mortgage, Inc.
  • 2375 C Homer Adams Pkwy, Alton, IL, 62002
  • Lends in Illinois
  • At Preferred Mortgage, Inc., offers the best services in mortgage financing at the lowest cost to you. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you to make sound choices. As full-service mortgage brokers, we offer a wide range of loans from government (VA, FHA)

  • 1ST MIDAMERICA CREDIT UNION
  • 1702 Troy Road, Edwardsville, IL, 62025
  • Lends in Illinois
  • 1st MidAmerica Credit Union has been helping families achieve their financial goals. 1st MidAmerica is a not-for-profit financial cooperative dedicated to the financial success of its members. 1st MidAmerica is a full service financial institution offering mortgages, auto loans, checking accounts, money markets, certificates and more

  • GCS Credit Union
  • 3970 Maryville Road, Granite City, IL, 62040
  • Lends in Illinois
  • Founded in 1941 as a source of loans and basic savings products, GCS Credit Union has always focused on the member. Through the years, that philosophy has served us well, helping us grow from a single office in Granite City to a full-service financial institution serving the following Illinois counties: Sangamon, Logan,

  • Jersey State Bank
  • 1000 South State Street, Jerseyville, IL, 62052
  • Lends in Illinois
  • On January 10, 1903, Theodore S. Chapman, Frederick Jacobs, Joseph R. Fulkerson, and Allen M. Slaten were granted permission to organize a bank to be known as the Jersey State Bank with capital stock of $25, 000.On January 28, 1903 Jersey State Bank opened its door for business at 123 West Pearl Street in Jerseyville

  • Bank of O'Fallon
  • 901 S. Lincoln Ave., O Fallon, IL, 62269
  • Lends in Illinois
  • The Bank of O’Fallon has been proudly serving the needs of O’Fallon, Shiloh and the surrounding areas since 1959. It stands as one of the oldest businesses in O’Fallon and is committed to the future of the metro east as the area continues to grow. Please stop in today or give us a call to see what we can do for you.