535 Construction Loan Lenders with AI in Champaign, Illinois 2025
The Lendersa® compilation of construction loan lenders in Champaign, IL comprises regional banks, national financiers, and local hard money lenders who employ private funds for your ground-up constructions or major rehabs.
For a 2,000 square foot home in Champaign, IL, lenders estimate construction costs between $212,297 for basic builds to $385,720 for more intricate constructions. The terms and interest rates of construction loans depend on factors such as borrowers' financial conditions, Loan-to-Value (LTV) ratios, After Repair Value (ARV), and the type of lender engaged.
Discover the power of the magic construction loan calculator
With Lendersa®'s advanced AI technology, your loan request is instantly aligned with numerous construction lenders, ensuring every financing need is catered to. You can now access excellent construction rates to support new builds, fix-and-flip investments, or major renovations on both residential and commercial properties in IL. This service simplifies finding the best available rates for your projects.
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Protect your credit score by avoiding unnecessary inquiries. You can get preapproved for land loans without disclosing your social security number or sensitive financial information, safeguarding your personal details.
Consider qualifying for 100% Loan-to-Value (LTV) financing through a blanket loan, which allows you to use additional property as collateral.
Make use of the Lendersa® land loan calculator to discover vacant land loan providers in zip codes 61822, 61820, 61821, 61824, 61825, 61826, streamlining the process of finding lenders in your areas of interest.
MidAmerica National Bank has offices located in Canton, Cuba, Henry, Lewistown, & Macomb and provides full-service banking to its customers. Throughout its history, MidAmerica National Bank’s principal guiding force has been the desire to serve the community and its residents. We pride ourselves on our local decision making at each banking center.
The term ""individual independence"" has been associated with and intertwined with Farmington and its development since before the city was platted in 1834.
A small band of Pottawatomi Indians, tired of continual warring and bloodshed, showed their independence when they left the rest of their tribe and settled in what is now Farmington
Our main goal is to help real estate investors grow their rental portfolios sooner rather than later. We offer a one stop shop program to acquire and rehab property with a line of credit that can be termed out with NO value seasoning up to 75% of fair market value. This strategy will allow you to recycle the same money over and over again.
The First National Bank in Olney is an independent, locally owned and managed provider of financial services that is dedicated to serving Richland, Clay, Crawford and Jasper Counties with quality products and services designed to maintain a profitable relationship with its customer base, and to support our role in attracting.
Smart Mortgage Centers is a Better Business Bureau A+ rated Mortgage Company. We are a family owned and operated business helping the community obtain mortgages for purchase and refinancing since 1997. At Smart Mortgage Centers, we work with over 30 of the top lenders in the industry to help find you the best rate
The First National Bank of Litchfield is based in Litchfield, Illinois, a town located near I-55 midway between Springfield, Illinois and St. Louis, Missouri. Our bank has been at the same downtown location since 1860, when it was operated as a private bank until receiving its National Bank Charter in 1889.
On August 1st, 1870, the private banking firm of Petefish, Skiles & Co. Bank opened its doors for business in Virginia, IL. Samuel H. Petefish, Ignatius Skiles and Jacob Epler, all prominent local businessmen, started the firm with Richard Elliott as cashier. Mr. Epler retired after the first year and George Virgin was admitted to the firm.
In 1977, a group of area business people noticed that Flora, Illinois had limited choices when it came to financial institutions. These business leaders from Flora and the surrounding communities came together and, on January 19, 1978, Flora Bank & Trust opened for business in a temporary banking facility located at 1010 West North Avenue in Flora.
19624 Governors Highway, Suite 1, Flossmoor, IL, 60422
Royalty Elite Mortgage Corp. is a Residential/Commercial mortgage brokerage company based in Flossmoor, Illinois. We serve as a premier provider of financial and strategic support for all of your real estate financing needs. Your home mortgage is a major financial commitment, and one of the most important decisions you'll make.
We focus on providing our customers purchase and refinance options that fit their needs. We specialize in home purchase, refinance, rehabilitation and new constructions loans. We have the ability to lend in 46 states and would love the opportunity to help you find a solution that fits your needs.
Parlay Mortgage & Property, where we are constantly striving to make a complicated process a little bit better. We offer all types of mortgage products including, but not limited to, Conventional, FHA, VA, Purchase, Refinance, Fresh Start (recent bankruptcy, foreclosure or short sale) and First-time Homebuyer
Our roots go back to the mid-nineteenth century with the founding of a bank in Carrollton, IL, in 1854. Prior to July of 2011 CNB Bank & Trust, N.A. operated as 4 individual sister banks under the Carlinville National Bank Shares, Inc. Holding Company; Carlinville National Bank, Citizens State Bank, Palmer Bank, and Cornerstone Bank & Trust, N.A.