535 Construction Loan Lenders with AI in Chillicothe, Illinois 2025

Lendersa® offers a comprehensive list of construction loan options in Chillicothe, IL, featuring regional banks, national lenders, and local hard money lenders who leverage private funds for ground-up construction or major renovation projects.

In Chillicothe, IL, lenders estimate the construction cost of a 2,000 square foot home ranging from $209,030 for basic construction to $382,453 for more elaborate work. Interest rates and loan terms vary based on the borrower's financial situation, Loan-to-Value (LTV) ratio, After-Repair Value (ARV), and the type of lender chosen.

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Using Lendersa®'s AI technology, your loan requests are instantly matched with numerous construction lenders, ensuring all your financing needs are addressed. Discover prime construction rates to fund new builds, fix-and-flip projects, or major renovations of residential and commercial properties in IL.

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Avoid unnecessary inquiries that could affect your credit score. Obtain preapproval for your land loan without revealing your social security number or any sensitive financial data.

By agreeing to use additional property as security, you may qualify for 100% LTV (Loan to Value) financing under a blanket loan.

Utilize Lendersa®'s land loan calculator to uncover vacant land loan providers in zip codes 61523.



  • Prospect Bank
  • 177 West Wood Street, Paris, IL, 61944
  • Edgar County Bank opened its doors in 1873 with a single mission: To help people achieve the American Dream. That mission is as true today as it was 144 years ago.Over time, we’ve grown alongside the Central Illinois community—and thanks to your support, we’ve expanded beyond Edgar County
  • North Shore Trust and Savings
  • 700 South Lewis Avenue, Waukegan, IL, 60085
  • North Shore Trust and Savings’ focus since 1921 has been home ownership and wealth accumulation for our customers. We continually invest in training our team and updating technology to better serve our customers, and we give back to the communities that support us through civic service and financial literacy programs.
  • Jersey State Bank
  • 1000 South State Street, Jerseyville, IL, 62052
  • On January 10, 1903, Theodore S. Chapman, Frederick Jacobs, Joseph R. Fulkerson, and Allen M. Slaten were granted permission to organize a bank to be known as the Jersey State Bank with capital stock of $25, 000.On January 28, 1903 Jersey State Bank opened its door for business at 123 West Pearl Street in Jerseyville
  • Washington Savings Bank
  • 200 South Banker Street, Effingham, IL, 62401
  • In 1883, a group of men got together, to establish an organization whose primary purpose was to help its members purchase homes. The mission of Washington Savings Bank is to be a financially strong, progressive bank, serving our customers by providing quality, professional and innovative products and services they need and want, in a safe
  • Crossroads Bank
  • 2000 S Banker Street, Effingham, IL, 62401
  • Crossroads Bank was founded in the midst of that growth. Chartered in 1973 and opened in 1974 on South Banker Street in front of the new shopping mall, the bank grew quickly. As Crossroads Bank grew, a second facility was built in 1987 on Keller Drive, making banking convenient for all of the bank’s customers.
  • Midland States Bank
  • 1201 Network Centre Drive, Effingham, IL, 62401
  • Midland States Bancorp, Inc. is a community-based financial holding company headquartered in Effingham, Illinois, and is the sole shareholder of Midland States Bank. As of September 30, 2021, the Company had total assets of approximately $7.09 billion, and its Wealth Management Group had assets under administration of approximately $4.06 billion.
  • Teutopolis State Bank
  • 106 East Main St., Teutopolis, IL, 62467
  • Since our inception on October 4th 1913, Teutopolis State Bank has been a fixture on Main Street in Teutopolis, Illinois. Over the years, we have helped local businesses, individuals, and families develop, grow, and sustain prosperity through our wide range of financial services.
  • Casey State Bank
  • 305 North Central Avenue, Casey, IL, 62420
  • Casey State Bank serves the agriculture, oil, and consumer markets located in the Clark, Crawford, Henderson, and Lawrence Counties. Casey State Bank has 8 branches to assist customers with their financial needs. At Casey State Bank we are deeply rooted in the communities we serve. We have been family owned and operated since 1968.
  • First Neighbor Bank, National Association
  • 918 IL-49, Casey, IL, 62420
  • First Neighbor Bank, N.A. is proud to be in your communities, owned and operated by your neighbors and working together to serve you. While staying current with technologies, we institute a philosophy of old-fashioned banking. We strive daily to remain on a first name basis with our customers.