3 Construction Loan Lenders in Chillicothe, Illinois in 2026

Lendersa® offers a comprehensive list of construction loan options in Chillicothe, IL, featuring regional banks, national lenders, and local hard money lenders who leverage private funds for ground-up construction or major renovation projects.

In Chillicothe, IL, lenders estimate the construction cost of a 2,000 square foot home ranging from $209,030 for basic construction to $382,453 for more elaborate work. Interest rates and loan terms vary based on the borrower's financial situation, Loan-to-Value (LTV) ratio, After-Repair Value (ARV), and the type of lender chosen.

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Using Lendersa®'s AI technology, your loan requests are instantly matched with numerous construction lenders, ensuring all your financing needs are addressed. Discover prime construction rates to fund new builds, fix-and-flip projects, or major renovations of residential and commercial properties in IL.

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Avoid unnecessary inquiries that could affect your credit score. Obtain preapproval for your land loan without revealing your social security number or any sensitive financial data.

By agreeing to use additional property as security, you may qualify for 100% LTV (Loan to Value) financing under a blanket loan.

Utilize Lendersa®'s land loan calculator to uncover vacant land loan providers in zip codes 61523.



Chillicothe Construction Loan Lenders

  • Home Mortgage Specialists, Inc.
  • 6808 Knoxville Ave, Peoria, IL, 61615
  • Lends in Illinois
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • North Pines Financial Solutions
  • 2135 W Sunnyview Dr, Peoria, IL, 61614
  • Lends in Illinois
  • Our mission is to set a high standard in the loan industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the loan process, so that you can confidently select the best loan for you and your company from the many loan options that are available today.

  • Goodfield State Bank
  • 201 S. Eureka Street, Goodfield, IL, 61742
  • Lends in Illinois
  • In December of 1914, W.R. Simpson, Byron Colburn, and S. E. Naffziger founded Goodfield State Bank in Mr. Naffziger’s country store. Patrons conducted banking business in one corner of the store until a building was completed in 1915.

    Goodfield State Bank was officially incorporated in the State of Illinois in December of 1920

  • Farmington Bank
  • 16 N Main St, Farmington, IL, 61531
  • Lends in Illinois
  • The term ""individual independence"" has been associated with and intertwined with Farmington and its development since before the city was platted in 1834.

    A small band of Pottawatomi Indians, tired of continual warring and bloodshed, showed their independence when they left the rest of their tribe and settled in what is now Farmington

  • Peoples National Bank of Kewanee
  • 207 North Tremont Street, Kewanee, IL, 61443
  • Lends in Illinois
  • Peoples National Bank of Kewanee is a long-standing institution in Central Illinois. Serving Kewanee for over 90 years, Peoples National Bank of Kewanee also serves the communities of Annawan, Bradford, Dwight, Manlius, Reynolds, Seneca

    On March 1, 1928, Peoples State Savings Bank opened its doors at the corner of Tremont and Second Streets.

  • Peru Federal Savings Bank
  • 1730 Fourth Street, Peru, IL, 61354
  • Lends in Illinois
  • At Peru Federal Savings Bank, our mission is to meet the financial needs of each individual by providing exceptional customer service focused on personalized attention and building relationships. We strive to be THE community bank which continues to serve generations in the Illinois Valley.

  • MidAmerica National Bank
  • 100 West Elm Street, Canton, IL, 61520
  • Lends in Illinois
  • MidAmerica National Bank has offices located in Canton, Cuba, Henry, Lewistown, & Macomb and provides full-service banking to its customers. Throughout its history, MidAmerica National Bank’s principal guiding force has been the desire to serve the community and its residents. We pride ourselves on our local decision making at each banking center.

  • Hometown National Bank
  • 260 Bucklin Street, La Salle, IL, 61301
  • Lends in Illinois
  • Hometown National Bank has been deeply rooted in the Illinois Valley for three centuries. Finding its heritage in the late 19th Century, the early stockholders of the bank first assembled on December 16, 1880 at the Harrison House Hotel (located on the corner of First and Wright Streets in Downtown La Salle). The bank was formerly named La Salle Na

  • First State Bank of Bloomington
  • 204 North Prospect Road, Bloomington, IL, 61704
  • Lends in Illinois
  • First State Bank of Bloomington is unique because we’re 100% employee-owned. If that sounds uncommon, it’s because our ownership structure is extremely rare. In fact, industry analysts have estimated that fewer than 10 banks across the country have a similar structure to ours.We have the attitude & the commitment to make you financially successful.

  • Team USA Mortgage
  • 1709 Tullamore Ave, Suite D, Bloomington, IL, 61704
  • Lends in Illinois
  • "Team USA Mortgage is a national mortgage company offering retail mortgages and employment opportunities for qualified groups and individuals.

    Team USA Mortgage is committed to serving customers in all licensed states. Our core values of Honesty, Integrity, and Transparency flow from the corporate office