535 Construction Loan Lenders with AI in Decatur, Illinois 2025

Explore the Lendersa® list of construction loan providers in Decatur, IL, which comprises regional banks, national financial institutions, and local hard money lenders. These lenders utilize private capital to fund your new constructions or extensive renovation projects.

In Decatur, IL, lenders determine the construction cost of a 2,000 square foot home, varying from $212,231 for basic builds to $385,654 for more luxurious options. The interest rates and terms for construction loans are influenced by borrowers' financial details, the LTV, ARV, and the type of lender that is chosen.

Compare loan offers from over 100 lenders

Discover the Powerful Construction Loan Calculator

Lendersa®'s AI technology ensures you get the best construction financing for your needs by matching your request with hundreds of lenders. You can now explore the best available construction rates for ground-up construction, fix-and-flip, or major rehabs on both residential and commercial properties throughout IL.

Searching for Nearby Construction Loan Lenders?

You can help to preserve your credit by avoiding unnecessary inquiries. Easily get preapproved for a land loan without needing to disclose your social security number or share any sensitive financial information.

By pledging additional property as collateral (a blanket loan), you might qualify for 100% LTV (Loan to Value) financing.

Utilize the Lendersa® land loan calculator to access vacant land loan providers in zip codes 62522, 62523, 62521, 62526, 62535, 62524, 62525.



  • Lankford Capital
  • 12747 Olive Blvd, Saint Louis, MO, 63141
  • At Lankford Capital, we provide customized lending solutions and debt advisory services to real estate investors and developers at every stage of their journey. Specializing in direct lending for 1-4 unit, non-owner-occupied residential properties with loan amounts from $100,000 to $5 million, we empower investors with the capital needed to scale t
  • National Bank of St. Anne
  • 158 W Station Street, Saint Anne, IL, 60964
  • National Bank team of hard-working community members that help our neighbors with all things banking - when you grow, we grow. We know customers are always striving for more, and being the locally trusted financial leader, we are giving our customers personalized options that make banking simple, yet effective
  • Morris Building & Loan
  • 211 E Jefferson St, Morris, IL, 60450
  • Morris Building and Loan is a branch of First Secure Community Bank that serves residents of Morris and the surrounding areas. We offer a full range of personal and business banking products. We have been proud to serve the Morris area for more than 100 years. Member FDIC. Equal Housing Lender.
  • Midwest BankCentre
  • 200 E Broadway, Monmouth, IL, 61462
  • Midwest Bank is proud to be a locally-owned, community bank. Our employees understand that the foundation of our business is built on the relationships we have with our customers. We serve the communities with courtesy, professionalism and integrity; our customers are our neighbors, friends and family.
  • Community National Bank
  • 311 N Main St, Monmouth, IL, 61462
  • Community National Bank in Monmouth is a Locally Owned Bank providing friendly and personalized service to the people and businesses in Monmouth, Illinois and the surrounding area. In January 1964 the community of Monmouth was shocked to learn that control of the Second National Bank had changed and the bank was being voluntarily liquidated.
  • CommonWealth Credit Union
  • 563 William Latham Drive, Bourbonnais, IL, 60914
  • It grew to become CommonWealth Credit Union, a multi-site, full-service financial cooperative that is now community chartered to serve anyone who lives or works in Kankakee, Ford, Iroquois, Livingston, Kendall, Grundy, or Will Counties. CommonWealth Credit Union is the largest credit union in Kankakee County.
  • Farmers State Bank of Western Illinois
  • 124 West D Street, Alpha, IL, 61413
  • The Farmers State Bank of Western Illinois has been a financial partner with area communities since its original charter as the Farmers State Bank of Alpha on January 22, 1910 We are committed to helping customers achieve financial success through the delivery of quality products and superior customer service
  • Groundwork Mortgage
  • 643 Cepi Drive, Chesterfield, MO, 63005
  • Groundwork Mortgage (NMLS #1211416, Missouri No. 15-2198, Illinois MB.6761278), an equal housing residential mortgage company, delivers best-in-class mortgage services to qualified borrowers. Groundwork Mortgage’s new home purchase focus and expertise differentiates it in the crowded mortgage lending market,