550 Construction Loan Lenders with AI in Hillsboro, Illinois 2026

The Lendersa® compilation of construction loan lenders in Hillsboro, IL, includes regional banks, national lenders, and local hard money lenders who provide private funds for ground-up building projects or significant renovations.

Lenders determine the cost to construct a 2,000 square foot home in Hillsboro, IL, with pricing from $209,184 for standard construction to $382,607 for more upscale designs. Interest rates and terms for these construction loans vary, influenced by the borrower's financial status, the Loan-to-Value (LTV) ratio, After-Repair Value (ARV), and the type of lender chosen.

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With Lendersa®'s AI technology, your financing needs are efficiently matched with hundreds of construction lenders. Discover leading construction rates for funding new constructions, fix-and-flip projects, or major renovations on both residential and commercial properties in IL.

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Reducing unnecessary inquiries can help maintain your credit score. Get preapproved for land loans without needing to provide your social security number or other sensitive financial data.

You may qualify for 100% LTV financing if you agree to use additional property as collateral, known as a blanket loan.

Utilize the Lendersa® land loan calculator to find lenders offering vacant land loans in zip codes 62049.



  • Lankford Capital
  • 12747 Olive Blvd, Saint Louis, MO, 63141
  • Lends in Illinois
  • At Lankford Capital, we provide customized lending solutions and debt advisory services to real estate investors and developers at every stage of their journey. Specializing in direct lending for 1-4 unit, non-owner-occupied residential properties with loan amounts from $100,000 to $5 million, we empower investors with the capital needed to scale t

  • Community First Bank Of The Heartland
  • 117 N. 10th Street, Mount Vernon, IL, 62864
  • Lends in Illinois
  • Since 1906, our bank has been serving Jefferson County, Illinois. From 1906 to 2008, we operated as First National Bank which was originally chartered in Woodlawn, IL. We are proud to have been the only national bank to survive the Depression in Jefferson County, and we’re proud of our history of service to Jefferson County.

  • First Mid
  • 1515 Charleston Ave, Mattoon, IL, 61938
  • Lends in Illinois
  • First Mid Bank & Trust, N.A. (“First Mid Bank”); First Mid Wealth Management Co.; and First Mid Insurance Group, Inc.First Mid is a $6.0 billion community-focused organization that provides a full-suite of financial services including banking, wealth management, brokerage, ag services, & insurance through a sizeable network of locations throughout.

  • The Gerber State Bank
  • 110 East Elm Street, Argenta, IL, 62501
  • Lends in Illinois
  • The Gerber State Bank, Argenta, Illinois, was founded by James W. Brown and Samuel Gerber as a partnership under the names of “Brown and Gerber Bankers”, in 1887.

    The bankers opened for business in a wooden frame building just north of the railroad tracks along North Street. Eventually, that wooden structure burned to the ground.

  • Alliance Community Bank
  • 321 N. Sixth Street, Petersburg, IL, 62675
  • Lends in Illinois
  • Alliance Community Bank is a $325 million financial institution operating four full service bank locations in Menard and Sangamon Counties. Trust services as well as the non-insured ACB Wealth Management division compliment the full array of traditional FDIC insured banking products offered through the bank.

  • First National Bank of Waterloo
  • 228 South Main Street, Waterloo, IL, 62298
  • Lends in Illinois
  • We are a strong, local community bank, which means you can count on us! We’ve been here since 1912 as a trusted, financial partner and will be here to help you meet all of your financial goals. We focus on the financial needs of local families and small businesses by providing exceptional service, great products and sound advice.

  • Petefish, Skiles & Co.
  • 102 West Beardstown Street, Virginia, IL, 62691
  • Lends in Illinois
  • On August 1st, 1870, the private banking firm of Petefish, Skiles & Co. Bank opened its doors for business in Virginia, IL. Samuel H. Petefish, Ignatius Skiles and Jacob Epler, all prominent local businessmen, started the firm with Richard Elliott as cashier. Mr. Epler retired after the first year and George Virgin was admitted to the firm.

  • The Peoples State Bank of Newton, Illinois
  • 104 West Washington Street, Newton, IL, 62448
  • Lends in Illinois
  • The Peoples State Bank of Newton, the oldest financial institution in Jasper County, was organized under the Illinois state banking laws on May 01, 1875, as People’s Bank. The first directors were Bernard Faller, Simpson Johnson, Aloysius Boos, John Mason, Joseph Boos, John A. Brown, St. Clair Andrews and Anthony Litzelman.

  • North County Savings Bank
  • 411 W Market St, Red Bud, IL, 62278
  • Lends in Illinois
  • North County Savings Bank was first chartered in 1887 as Evansville Building & Loan Association. The Building & Loan was located in the former Pautler Hotel in Evansville, IL. In 1973 our savings institution was approved for a location in Red Bud, IL and it became our home office with a branch in Evansville, IL.

  • Murphy-Wall State Bank & Trust Company
  • 105 E Water Street, Pinckneyville, IL, 62274
  • Lends in Illinois
  • Murphy-Wall State Bank is here to provide quality bank services to our service area, & to provide a fair return to our shareholders. We will be responsible citizens & will participate in community activities, both by making contributions to worthwhile causes and by contributing our time as individuals. Our customers are our most important assets.