2026 Construction Loan Lenders for Hillsboro, Illinois

The Lendersa® compilation of construction loan lenders in Hillsboro, IL, includes regional banks, national lenders, and local hard money lenders who provide private funds for ground-up building projects or significant renovations.

Lenders determine the cost to construct a 2,000 square foot home in Hillsboro, IL, with pricing from $209,184 for standard construction to $382,607 for more upscale designs. Interest rates and terms for these construction loans vary, influenced by the borrower's financial status, the Loan-to-Value (LTV) ratio, After-Repair Value (ARV), and the type of lender chosen.

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Hillsboro Construction Loan Lenders

  • First Community Bank of Hillsboro
  • 807 South Main Street, Hillsboro, IL, 62049
  • Lends in Illinois
  • First Community Bank of Hillsboro was organized, chartered and opened in 1998 by a group of local investors who felt the need for a locally owned and operated bank. In March 2002, the former Bass Funeral Home, with all its beauty and local history, became the new home of First Community Bank of Hillsboro.

  • Bank of Hillsboro
  • 230 S Main St, Hillsboro, IL, 62049
  • Lends in Illinois
  • Bank of Hillsboro, previously known as, National Bank, is headquartered in Hillsboro, Illinois with 11 branches serving South Central Illinois. Bank of Hillsboro is locally owned by and operated. We believe our local ownership provides valuable Insight into the needs of our communities.

  • The First National Bank of Litchfield
  • 324 North State, Litchfield, IL, 62056
  • Lends in Illinois
  • The First National Bank of Litchfield is based in Litchfield, Illinois, a town located near I-55 midway between Springfield, Illinois and St. Louis, Missouri. Our bank has been at the same downtown location since 1860, when it was operated as a private bank until receiving its National Bank Charter in 1889.

  • First National Bank of Nokomis
  • 122 W. State St., Nokomis, IL, 62075
  • Lends in Illinois
  • First National Bank of Nokomis has been awarded five-star rating (the highest award given) by Bauer Financial Reports, Inc., since they started their bank-rating service in 1989. We've also received "A" ratings from Sheshunoff Information Service, Inc., a national bank rating service

  • CNB Bank & Trust
  • 450 W. Side Square, Carlinville, IL, 62626
  • Lends in Illinois
  • Our roots go back to the mid-nineteenth century with the founding of a bank in Carrollton, IL, in 1854. Prior to July of 2011 CNB Bank & Trust, N.A. operated as 4 individual sister banks under the Carlinville National Bank Shares, Inc. Holding Company; Carlinville National Bank, Citizens State Bank, Palmer Bank, and Cornerstone Bank & Trust, N.A.

  • First National Bank of Pana
  • 306 S. Locust St, Pana, IL, 62557
  • Lends in Illinois
  • As one of the oldest financial institutions in Christian County the First National Bank of Pana was chartered on June 26, 1930. Local businessmen built the Bank to fill a void in the local community created by the collapse of two prior financial institutions; Schuyler State Bank and National Bank of Pana during the great depression.

  • The FNB Community Bank
  • 432 W. Gallatin St., Vandalia, IL, 62471
  • Lends in Illinois
  • The FNB Community Bank, a financially strong, independent community bank, serves individuals and businesses with a full range of banking, investing, asset management and other financial and risk management products and services. The FNB Community Bank is Hometown People with Hometown Spirit, supporting local organizations, events, and causes.

  • Community Banks of Shelby County
  • 126 North Grand Ave, Cowden, IL, 62422
  • Lends in Illinois
  • At Community Banks of Shelby County, our industry leading consumer and business credit card products offer competitive pricing combined with a full range of reward options - making it easy to select and apply for the card that meets your needs. At COMMUNITY BANKS OF SHELBY COUNTY our Focus is You.

  • Midland Community Bank
  • 112 Market Street, Kincaid, IL, 62540
  • Lends in Illinois
  • Midland Community Bank is a full-service community bank serving the residents of Christian and Sangamon Counties. Some of the communities served are Kincaid, Tovey, Bulpitt, Taylorville, Edinburg, Pawnee and Springfield.

    In 1966, a group of local businessmen and residents began the process to organize a community bank to serve the Midland area