Construction Loan Lenders in Morris, Illinois (2026)

Lendersa® offers a comprehensive list of construction loan lenders in Morris, IL, including regional banks, national financiers, and local hard money lenders employing private funds for new construction ventures or extensive rehabs.

Construction costs in Morris, IL, for a 2,000-square-foot home, range from $210,680 for standard builds to $384,103 for more upscale constructions. Loan interest rates and terms fluctuate depending on borrower financials, LTV (Loan-to-Value), ARV (After-Repair Value), and the type of lender chosen.

Evaluate loan offers from 100 lenders

Unveiling the construction loan calculator

Lendersa® utilizes sophisticated AI technology to match your financing needs with numerous construction lenders, ensuring you meet all your financial goals. Discover the most competitive construction rates for ground-up building, renovation, or substantial rehabilitation of both residential and commercial properties in IL.

Nearby construction loan lenders

To preserve your credit score, minimize unnecessary inquiries. Secure pre-approval for your land loan without providing your social security number or sensitive financial data.

Qualify for 100% LTV financing by agreeing to use additional property as collateral, known as a blanket loan.

Use the Lendersa® land loan calculator to locate unoccupied land loan providers in zip codes 60450.



Morris Construction Loan Lenders

  • Morris Building & Loan
  • 211 E Jefferson St, Morris, IL, 60450
  • Lends in Illinois
  • Morris Building and Loan is a branch of First Secure Community Bank that serves residents of Morris and the surrounding areas. We offer a full range of personal and business banking products. We have been proud to serve the Morris area for more than 100 years.

    Member FDIC. Equal Housing Lender.

  • Smart Mortgage Center - Patty Harrison
  • 16151 S Lincoln Highway, Plainfield, IL, 60586
  • Lends in Illinois
  • Smart Mortgage Centers is a Better Business Bureau A+ rated Mortgage Company. We are a family owned and operated business helping the community obtain mortgages for purchase and refinancing since 1997. At Smart Mortgage Centers, we work with over 30 of the top lenders in the industry to help find you the best rate

  • Oak Leaf Community Mortgage
  • 24252 W. Main Street, Plainfield, IL, 60544
  • Lends in Illinois
  • We focus on providing our customers purchase and refinance options that fit their needs. We specialize in home purchase, refinance, rehabilitation and new constructions loans. We have the ability to lend in 46 states and would love the opportunity to help you find a solution that fits your needs.

  • Allied First Bank SB
  • 3201 Orchard Road, Oswego, IL, 60543
  • Lends in Illinois
  • Allied First Bank is Oswego's only true community bank. We're Your Hi-Tech Hometown Assist​ with a full range of consumer, commercial, and mortgage products and banking services. The bank is a centerpiece of the community with its creation and sponsorship of the Oswego CrossTown Challenge.

  • The First National Bank of Ottawa
  • 701 LaSalle Street, Ottawa, IL, 61350
  • Lends in Illinois
  • The First National Bank of Ottawa has marked over 150 years of innovation, bold initiative, and community leadership as an independent community bank. The following provides an overview of some historic highlights and insight into the traditions that have served us well, both as an integral partner in the development of our communities.

  • First Federal Savings Bank (Illinois)
  • 633 La Salle St, Suite 1, Ottawa, IL, 61350
  • Lends in Illinois
  • Established in 1889, First Federal Savings Bank has been serving the needs of its customers for over 130 years. First Federal Savings Bank is a Mutually owned bank with 12 locations to serve you. Our corporate headquarters is in Ottawa, Illinois. As a Mutual Savings Bank, we cannot be bought or sold. Our name will remain the same.

  • Loan Valet
  • 633 LaSalle Street, Ottawa, IL, 61350
  • Lends in Illinois
  • Loan Valet streamlines the home loan process and enhances your experience by storing all files and data in one safe, secure place. Know exactly where your application stands, track your progress, eSign documents, upload files by capturing a photo with your smartphone or device, and never lose important contact information.

  • First Bank of Manhattan
  • 230 South State Street, Manhattan, IL, 60442
  • Lends in Illinois
  • The First Bank of Manhattan has been providing high quality, full service personal and business banking services to Manhattan and our neighboring communities of New Lenox, Elwood, Wilmington and Wilton Center.
    The bank offers a full range of deposit products such as Checking, savings, CD’s, IRA’s, children’s and teen’s accounts.

  • PARLAY MORTGAGE & PROPERTY, INC
  • 16612 W. 159th St, Suite 201, Lockport, IL, 60441
  • Lends in Illinois
  • Parlay Mortgage & Property, where we are constantly striving to make a complicated process a little bit better. We offer all types of mortgage products including, but not limited to, Conventional, FHA, VA, Purchase, Refinance, Fresh Start (recent bankruptcy, foreclosure or short sale) and First-time Homebuyer