2025 Construction Loans use AI Lenders complete for Ottawa, Illinois

The Lendersa® collection of construction loan lenders in Ottawa, IL, spans regional banks, national lenders, and local hard money lenders using private funds, tailored for ground-up construction or substantial rehab work. These lenders are equipped to meet a variety of construction financing needs.

In Ottawa, IL, constructing a 2,000 square foot home has estimated costs ranging from $210,944 for basic builds to $384,367 for more upscale designs. Factors like the borrower's financial status, loan-to-value (LTV) ratio, after-repair value (ARV), and selected lender type can influence the interest rates and term variability for construction loans.

Discover loan offers from 100 different lenders

Reveal the Magic of the Construction Loan Calculator

Lendersa®'s advanced AI technology facilitates the prompt matching of your loan inquiries with hundreds of construction lenders, ensuring all financing needs are comprehensively addressed. Access optimal construction rates for funding ground-up builds, flips, or major renovations on both residential and commercial properties in IL.

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Minimize unnecessary inquiries to safeguard your credit score. You can get preapproved for land loans without sharing your social security number or sensitive information.

You may qualify for 100% LTV (Loan to Value) financing when you pledge additional property as collateral through a blanket loan.

Use the Lendersa® land loan calculator to locate vacant land loan lenders in zip codes such as 61350.



  • First Jackson Bank, Inc.
  • 43243 Us Highway 72, Stevenson, AL, 35772
  • Our banking services fit the growing needs of you, your family, and your business. With six convenient offices in northeastern Alabama and southeastern Tennessee, First Jackson Bank takes great pride in our checking/savings accounts, CDs and IRAs, personal and commercial loans, debit cards, 24-hour ATM network, telephone/online banking, bill pay.
  • North Alabama Educators Credit Union
  • 2309 Whitesburg Drive South, Huntsville, AL, 35801
  • NAECU was established in 1955 to serve employees of the local Huntsville educational community and has expanded over the years. The credit union now serves over 10,500 members and has accumulated over $82,000,000 in total assets. NAECU follows the philosophy of "Not for Profit, not for Charity, but for Service".
  • Bryant Bank
  • 320 Pelham Ave SW, Huntsville, AL, 35801
  • Founded in 2005, Bryant Bank proudly operates 18 branches located in five of the six largest metropolitan markets in the state of Alabama: Huntsville, Birmingham, Tuscaloosa, Mobile, and Baldwin County. We offer personal, business, and mortgage banking services as well as Treasury Management Services, Correspondent Banking, and Capital Markets.
  • Progress Bank
  • 201 Williams Avenue, Huntsville, AL, 35801
  • At Progress Bank, we're thinking forward. Here, innovation leads to the very best Banking relationship you've ever had. Expect uncomplicated Banking from smart Bankers and good listeners who respond with an insightful solution that's just for you. We're committed to giving back to our community,
  • Southern Fidelity Mortgage Group of Huntsville
  • 3350 L and N Drive SW, Huntsville, AL, 35801
  • Southern Fidelity Mortgage Group was founded in 2006 by Huntsville native, Mark Kent. Since the beginning, we have focused on one goal: giving our customers the best, most competitive options when looking to purchase, build or refinance their home while providing the highest level of customer care and service.
  • RockPoint Bank, National Association
  • 401 Chestnut Street, Suite 101, Chattanooga, TN, 37402
  • When it comes to managing your money and growing your company, a banking relationship based on personalized service is becoming harder to find- that’s why we created RockPoint Bank. We're a locally-owned business bank headquartered in Chattanooga, Tenn., that embraces the spirit of our community.
  • First Volunteer Bank
  • 728 Broad St, Chattanooga, TN, 37402
  • Our mission is to be the bank where “every customer comes back and brings a friend. Over the years, we have grown to more than 24 branch offices in Tennessee and Northwest Georgia, while never losing focus on the customer. We remain attentive to the banking needs of our consumer, small business, and commercial banking customers.
  • Barot Capital, LLC Commercial Real Estate Loan Consultants
  • 736 Market Street, Suite 318, Chattanooga, TN, 37402
  • BAROT Capital, LLC originates commercial real estate loans through an online standardized product driven platform. BAROT Capital is a full-service commercial real estate finance company providing all facets of financing including origination, placement, analysis and advisement. BAROT Capital extensive knowledge, experience.
  • BrightBridge Capital
  • 506 Broad St, Chattanooga, TN, 37402
  • Since 1981, we have stimulated economic development by providing innovative solutions that meet startup and existing businesses capital needs. Our capital solutions enable businesses to bring jobs, commercial goods and services, and community assets to communities that need them.
  • First Sentinel Bank
  • 315 Railroad Avenue, Richlands, VA, 24641
  • Local people serving local people. Our motto is the driving force behind all of First Sentinel Bank's efforts to build deeper connections with our communities, our customers, and our employees. First Sentinel Bank continues to stand apart from competitors through grass-roots involvement with our local communities.
  • The Marion National Bank
  • 302 E. Main, Marion, KS, 66861
  • Since 1905, Marion National Bank has been committed to serve the financial needs of our community. We offer a variety of products to help you reach your financial goals.Whether you have been a customer for over 50 years or just started banking with us, we think you will agree, we offer exceptional service to all our customers.