Construction Loan Lenders in Bloomington, Indiana (2026)

Lendersa® presents a list of construction loan providers in Bloomington, IN, which includes regional banks, national lenders, and local hard money lenders using private funds for ground-up builds or major rehabs.

Construction costs for a 2,000-square-foot home in Bloomington, IN, range from $175,374 for basic structures to $320,825 for more elaborate designs. Interest rates and loan terms vary based on the borrower's financial status, LTV, ARV, and lender type.

Compare offers from 100 lenders

The magic construction loan calculator

Lendersa® uses AI to meet your construction financing needs by matching your loan request with numerous lenders. Discover the best construction rates for funding new builds, fix-and-flip, or major rehabs on residential and commercial properties in IN.

Find construction loan lenders nearby

Minimize unnecessary inquiries to protect your credit score. Get preapproved for your land loan without needing to disclose your social security number or any sensitive information.

You could qualify for 100% LTV financing by pledging additional property as collateral, known as a blanket loan.

Use the Lendersa® land loan calculator to locate vacant land loan lenders in zip codes 47406.



Bloomington Construction Loan Lenders

  • Gallery Mortgage
  • 121 E. 6th street, Bloomington, IN, 47408
  • Lends in Indiana
  • Gallery Mortgage is here to provide you with more information, answer any questions you may have and create an effective solution for your needs. If you need assistance or simply have questions before you apply please click the contact us button and also .We help you build a foundation with the right tools & services.

  • Owen County State Bank
  • 201 West Morgan Street, Spencer, IN, 47460
  • Lends in Indiana
  • Owen County State Bank is a strong, local community bank located in Central Indiana. Owen County State Bank specializes in helping customers find the right financial solutions for business and retail customers. In 1922, the Citizens Bank of Freedom, Indiana was organized as a private bank. In the late 1920s, many businesses had gone bankrupt, inclu

  • Farmers and Mechanics Federal
  • 225 East Main Street, Bloomfield, IN, 47424
  • Lends in Indiana
  • FARMERS AND MECHANICS MUTUAL BUILDING, LOAN AND SAVINGS ASSOCIATION was organized on April 14, 1892 in Bloomfield, Indiana by a number of civic-minded individuals interested in the betterment of Bloomfield, through thrift and homeownership.The assets of the association in 1892 were $50,000.00. Assets grew at an exceptionally swift pace from 1892 to

  • Bedford Federal Savings Bank
  • 1030 15th St, Bedford, IN, 47421
  • Lends in Indiana
  • Bedford Federal Savings Bank has provided Bedford and Greater Lawrence County with leading-edge deposit and lending opportunities. Additionally, the Bank has been a force for good in the community and its youth through philanthropy and service. Now in its tenth decade, the Bank maintains its commitment to serving the communities of Lawrence County.

  • Hoosier Hills Credit Union
  • 630 Lincoln Ave, Bedford, IN, 47421
  • Lends in Indiana
  • We’re a Credit Union, not a bank. We charge fewer fees than banks, in addition to having competitive rates. We operate in 40 southern Indiana and northern Kentucky membership counties. You can be a member, too! Hoosier Hills Credit Union is your community cooperative financial institution, serving Southern Indiana

  • Citizens Bank
  • 33 N Indiana St, Mooresville, IN, 46158
  • Lends in Indiana
  • Citizens Bank is known for being a relationship bank that delivers extraordinary customer service to our customers when, where and how they want it; that may be at their place of business, in the Bank or through our online banking capabilities. Citizens Bank is a state-chartered bank founded in Morgan County in 1931.

  • The Peoples Bank
  • 100 N. Main St., Brownstown, IN, 47220
  • Lends in Indiana
  • Originally chartered in 1919 as the Brownstown Loan and Trust Company, The Peoples Bank was formed in 1965 with the merger of the Brownstown Loan and Trust Company and the First National Bank of Brownstown.

    The Peoples Bank remains a locally owned community bank serving all of Jackson County with offices in Brownstown, Crothersville and Seymou

  • 1st Choice Services, Inc
  • 2680 E. Main St, Suite 325, Plainfield, IN, 46168
  • Lends in Indiana
  • At 1st Choice Services, Inc, we have the right loan program for you. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it! We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today.