18 Construction Loan Lenders in Gardner, Kansas in 2026

Lendersa® provides a comprehensive list of construction loan lenders in Gardner, KS. This list includes regional banks, national financial institutions, and local hard money lenders who utilize private funds for your ground-up construction or major renovation projects.

In Gardner, KS, lenders estimate construction costs for a 2,000 square foot home, starting at $165,476 for basic construction and up to $303,543 for more opulent projects. Interest rates and loan terms fluctuate depending on the borrower's financial situation, LTV (Loan-to-Value), ARV (After Repair Value), and the type of lender chosen.

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Lendersa®'s advanced AI technology effectively matches your loan requests with hundreds of construction lenders, ensuring all your financing needs are fulfilled. Explore optimal construction rates to fund new developments, fix-and-flip initiatives, or major rehabilitation projects on residential and commercial properties in KS.

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Reducing unnecessary credit inquiries is critical to maintaining a healthy credit score. You can secure preapproval for your land loan without the need to disclose your social security number or other sensitive financial details.

You might be eligible for 100% LTV financing, which requires you to use additional property as collateral, under a blanket loan agreement.

Utilize the Lendersa® land loan calculator to find lenders specializing in vacant land loans within the zip codes 66030.



Gardner Construction Loan Lenders

  • The State Bank of Spring Hill
  • 201 South Webster Street, Spring Hill, KS, 66083
  • Lends in Kansas
  • Since 1927, the State Bank of Spring Hill has continuously provided our community with many banking options and services. We are one of the oldest family-owned banks in Johnson County with a solid reputation throughout the years.

    We offer our customers old-time values mixed with progressive, automated banking services.

  • Investment Capital Partners LLC
  • 15621 W 87th St, Suite 211, Lenexa, KS, 66219
  • Lends in Kansas
  • Investment Capital Partners LLC provides 30-Year Rental Loans, Short Term Financing, Fix and Flip Financing, Fix to Rent Financing, Cash Out, Commercial Lending and Investment Lending to several states. We also offer residential rehab loans, portfolio lending, and commercial loans.

  • CommunityAmerica Credit Union
  • 9777 Ridge Dr, Lenexa, KS, 66219
  • Lends in Kansas
  • The CommunityAmerica story began on March 19, 1940. We were founded by George Duvall, who believed airline employees would appreciate a credit union dedicated to them. He was right, and TWA Club Credit Union, as we were originally known, took off.In 1992, as the Credit Union continued to grow, it changed its name to Members America Credit Union.

  • Peak Asset Lending
  • 11289 Strang Line Rd, Lenexa, KS, 66215
  • Lends in Kansas
  • Peak Asset Lending is a direct private money lender for residential properties in 25 states across The USA.
    With over $150 million in loans closed since our inception, we strive to provide our clients with swift and efficient funding for their real estate needs. Our loan types include purchase, refinance, cash out, fix and flip

  • Kendall Bank
  • 11225 College Blvd, Suite 150, Overland Park, KS, 66210
  • Lends in Kansas
  • For more than 120 years, Kendall Bank has been dedicated to helping individuals, families, and businesses achieve their financial goals.

    Today, we remain committed to providing every customer with an exceptional all-inclusive banking experience that combines big-bank expertise and technology

  • Caffrey & Co LLC
  • 11225 College Blvd, Suite 125, Overland Park, KS, 66210
  • Lends in Kansas
  • Caffrey & Company LLC is a full service commercial mortgage broker who will work for you to achieve your commercial real estate financing goals.

    We specialize in commercial real estate loans from $1, 000, 000 and up for acquisition or refinancing of Apartment Building Loans, Shopping Centers Loans, Mixed-use, Office Building Financing etc.

  • United Mortgage
  • 9393 W 110th St, Suite 350, Overland Park, KS, 66210
  • Lends in Kansas
  • Established in 2007, United Mortgage has been recognized as one of the fastest-growing private companies in America and is now considered a premiere purchase lender, currently serving Arizona, California, Colorado, Florida, Iowa, Kansas, Missouri, Oregon, Texas, and Washington. At United Mortgage,

  • Farmers Bank of Kansas City
  • 14231 Metcalf Ave, Overland Park, KS, 66223
  • Lends in Kansas
  • We provide deposits and lending services to a broad range of consumer, retail, manufacturing, agricultural, energy, real estate and commercial customers. Our community banks provide hometown service, resources and support for the eight communities we serve in central Kansas and Overland Park, Kansas.

  • Mid America Bank
  • 802 Ames St., Baldwin City, KS, 66006
  • Lends in Kansas
  • Mid America Bank is a locally-owned community bank committed to providing our customers great banking services, with a particularly heavy emphasis on residential real estate lending. We take pride in offering local underwriting and local servicing. We think this sets us apart and is what makes us the leading real estate lender in our market.

  • Fortress Home Loans
  • 6801 W 107th St, Suite 106, Overland Park, KS, 66212
  • Lends in Kansas
  • Jim Casson focus on residential home loans for clients.We offer the ideal combination of flexibility & experience.Our commitment is to ensure our clients have the right loan, at the right time, for the right reason.Residential home loans for clients.We offer the ideal combination of flexibility & experience. Our commitment is to ensure our client.