2026 Construction Loan Lenders for Topeka, Kansas

Lendersa® provides a directory of construction loan lenders in Topeka, KS, including regional banks, national lenders, and local hard money lenders who use private money for ground-up construction or major rehabs.

In Topeka, KS, lenders calculate the construction costs for a 2,000 square foot home, ranging from $165,663 for basic builds to $303,730 for more elaborate designs. Interest rates and terms vary according to borrower financials, LTV, ARV, and the selected lender type.

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Using Lendersa®'s AI technology, your loan requests are matched with many construction lenders to meet all financing needs. Discover optimal construction rates for ground-up projects, fix-and-flip endeavors, or major rehabs on both residential and commercial properties in KS.

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Avoid unnecessary inquiries to protect your credit score. Get preapproved for a land loan without needing to provide your social security number or other sensitive information.

You may qualify for 100% LTV financing by using additional properties as collateral, often structured as a blanket loan.

Utilize the Lendersa® land loan calculator to find vacant land loan lenders in zip codes: 66621.



Topeka Construction Loan Lenders

  • Central National Bank
  • 800 SE Quincy St, Topeka, KS, 66612
  • Lends in Kansas
  • Our Mission is Every individual in Central National Bank is entrusted with the responsibility of providing superior financial products and services that result in making our customers, the communities we serve, and our company successful. At Central National Bank we find our employees engaged in the communities they live in.

  • Envista Credit Union
  • 3626 SW Wanamaker Road, Topeka, KS, 66614
  • Lends in Kansas
  • At Envista, banking is a personalized experience. We provide the security, competitive rates, and options you expect, delivered with exceptional service from a team who makes your needs and dreams their top priority.

    Our professional team makes the following promises to each member:
    We will honor the individual.

  • VisionBank
  • 3031 SW Wanamaker Rd, Topeka, KS, 66614
  • Lends in Kansas
  • We were founded on the belief that a bank can best provide excellent, personalized service to its customers when it is rooted in the community it serves and isn't part of a giant banking conglomerate. In the modern financial world, a community bank has the capacity to deliver and meet our customer needs just as the big banks can.

  • Azura Credit Union
  • 2808 SW Arrowhead Road, Topeka, KS, 66614
  • Lends in Kansas
  • Azura Credit Union was formed when Educational Credit Union and Quest Credit Union merged on May 1, 2016. Azura has over 50, 000 members and offers everything from checking and savings, to auto, personal and home loans, business services and online and mobile banking. Credit Union was formed when Educational Credit Union.

  • First State Bank and Trust
  • 609 Vermont Street, Lawrence, KS, 66044
  • Lends in Kansas
  • First State Bank & Trust is an independent financial institution headquartered in Tonganoxie, Kansas. Our Bank has a long history of community service since our original charter in 1934 and that continues today in our locations in Tonganoxie, Basehor, Kansas City, Lawrence, and Perry, Kansas.

  • Mid America Bank
  • 802 Ames St., Baldwin City, KS, 66006
  • Lends in Kansas
  • Mid America Bank is a locally-owned community bank committed to providing our customers great banking services, with a particularly heavy emphasis on residential real estate lending. We take pride in offering local underwriting and local servicing. We think this sets us apart and is what makes us the leading real estate lender in our market.

  • The Farmers State Bank
  • 209 Montana Avenue, Holton, KS, 66436
  • Lends in Kansas
  • The Farmers State Bank of Circleville was chartered October 27, 1900 with $5,000.00 capital. By 1916 the total assets had increased to over $100,000.00. The bank survived a robbery in 1923, the Circleville fire in 1931, and The Depression and resulting bank failures. It was a matter of pride to have been the first bank

  • The Denison State Bank
  • 421 New York Avenue, Holton, KS, 66436
  • Lends in Kansas
  • The Denison State Bank is a branch office of The Denison State Bank. They provide the following services: Full Service Office Location and are located at 421 New York Avenue in Holton Kansas.
    Mobile and traditional directions to this location can be found below along with ratings, lobby hours, their phone number, online banking website

  • Union National Mortgage Co
  • 204 West St, Tonganoxie, KS, 66086
  • Lends in Kansas
  • Since our inception in 1970, Union Home Mortgage has guided hundreds of thousands of aspiring homebuyers through the process of achieving homeownership. Driven by the belief that homeownership should be accessible for everyone, we go the extra mile for every customer, while providing a personalized experience unmatched in the industry.