15 Construction Loan Lenders in Middletown, Kentucky in 2026

The Lendersa® catalog of construction loan lenders in Middletown, KY, features a selection including regional banks, national lenders, and local hard money lenders who utilize private funding for ground-up constructions or major rehabs.

Construction costs are calculated in Middletown, KY, for a 2,000 square foot home, starting from $223,793 for basic builds to $406,395 for more complex designs. Interest rates and loan terms vary based on borrower financials, LTV, ARV, and lender type selected.

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For comprehensive financing, Lendersa® AI swiftly aligns your loan request with numerous construction lenders. You can find optimal construction rates for your new builds, fix-and-flips, or major renovations on properties in KY.

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Avoid excessive inquiries to protect your credit score. Obtain preapproval for a land loan without providing sensitive personal information like your social security number.

You might be eligible for 100% LTV (Loan-to-Value) financing if you agree to use additional property as collateral, referred to as a blanket loan.

Use the Lendersa® land loan calculator to locate vacant land loan providers within zip codes 40243.



Middletown Construction Loan Lenders

  • Limestone Bank
  • 2500 Eastpoint Parkway, Louisville, KY, 40223
  • Lends in Kentucky
  • Based in Louisville, Kentucky, Limestone Bank provides commercial, equine, agricultural and personal banking solutions for individuals in urban and rural areas. With more than 110 years of building relationships across the Commonwealth, Limestone Bank strives to serve as the bedrock for our customers’ financial futures.

  • Pathway Mortgage LLC
  • 10351 Linn Station Rd, Louisville, KY, 40223
  • Lends in Kentucky
  • Pathway Mortgage LLC works diligently to provide a concierge experience to our clients. Pathway is also dedicated to making sure our clients always receive the most current and accurate advice by hiring most talented and motivated mortgage loan officers in the business that Pathway Mortgage LLC strives to make you a client for life.

  • MILESTONE LENDING
  • 9850 Von Allmen Ct, Suite 201, Louisville, KY, 40241
  • Lends in Kentucky
  • Purchasing a home is one of the biggest financial decisions an individual or a family will ever make. Homeownership is often thought to be an essential ingredient of the “American Dream". At Milestone Lending we believe that homeownership is a commitment to strengthening families, communities, and promoting good citizenship.

  • Farm Credit Mid-America
  • 12501 Lakefront Pl, Jeffersontown, KY, 40299
  • Lends in Kentucky
  • At Farm Credit Mid-America, people are more than a job title. Join a diverse team of people working together for a purpose — to secure the future of rural communities and agriculture. Farm Credit Mid-America has provided loans for farmers and rural residents across Indiana, Ohio, Kentucky and Tennessee for more than a century.

  • Rural 1st
  • 12501 Lakefront Place, Louisville, KY, 40299
  • Lends in Kentucky
  • Rural 1st is the consumer lending division of Farm Credit Mid-America and offers specialized financing for those looking to fulfill their dream of country living. Rural 1st offers home loans – purchase and refinance, construction loans, lot loans, land loans and home equity loans in rural areas of Indiana, Ohio, Kentucky and Tennessee.

  • Grandbridge
  • 4938 Brownsboro Rd, Louisville, KY, 40222
  • Lends in Kentucky
  • "We specialize in commercial and multifamily real estate capital markets financing, servicing loan portfolios, providing asset and portfolio management, and real estate brokerage services on a national basis.
    We're ranked a ""Strong"" Commercial Loan Primary Servicer by S&P Global Ratings and have broad capital provider base of over 100 sources"

  • Eclipse Bank, Inc.
  • 3827 Shelbyville Road, Louisville, KY, 40207
  • Lends in Kentucky
  • The Eclipse Team consists of highly-experienced, talented bankers. We hire exceptional bankers and empower them with the tools they need to be successful and also Eclipse strives to be a valuable corporate citizen. We give back to our community in numerous ways, including volunteerism, donations, and lending in low-moderate income areas

  • Encore Mortgage LLC
  • 1001 Dupont Road, Suite 110 B, Louisville, KY, 40207
  • Lends in Kentucky
  • Encore Mortgage, LLC, we understand your house is your home—not a loan. We know this because we’ve always been in the business of caring about our customer’s journey, writing our story right alongside yours. Whether you are first time home buyer, purchasing your dream home, or refinancing an outstanding loan.

  • Republic Bank & Trust Company
  • 2001 Newburg Road, Louisville, KY, 40205
  • Lends in Kentucky
  • Republic Bank has grown to become the largest locally-owned community bank in Kentucky. With 45 banking centers in Kentucky, Indiana, Florida, Tennessee and Ohio, and $5.1 billion in assets, Republic is dedicated to meeting the needs of consumers, small business owners and large corporations by offering a full range of competitive products.

  • Stock Yards Bank & Trust
  • 1040 E Main St, Louisville, KY, 40206
  • Lends in Kentucky
  • Stock Yards Bank & Trust Company, which was established in 1904 in Louisville, KY and now has offices in the Louisville, Indianapolis, Cincinnati & Central/Eastern Kentucky metropolitan markets. In addition to its banking operations, Stock Yards Bank & Trust Company offers a broad array of other financial services.