367 Construction Loan Lenders with AI in Park-Hills, Kentucky 2026

The Lendersa® directory of construction loan lenders in Park-Hills, KY, includes regional banks, national lenders, and local hard money lenders using private funds for ground-up construction or major renovations.

Lenders estimate the construction costs in Park-Hills, KY, for a 2,000-square-foot home, which can range from $223,067 for basic builds to $405,669 for more elaborate constructions. Interest rates and loan terms are influenced by the borrowers' financial status, Loan-to-Value (LTV), After Repair Value (ARV), and the lender type selected.

Compare offers from 100 lenders

Introducing the construction loan calculator

Leveraging Lendersa® AI technology, your loan request is matched with numerous construction lenders to fulfill all financing demands. Discover ideal construction rates for ground-up developments, fix-and-flip projects, or major rehabs on residential and commercial properties in KY.

Seeking construction loan lenders nearby?

To maintain a healthy credit score, avoid unnecessary inquiries. Secure preapproval for a land loan without needing to provide your social security number or sensitive financial details.

You might be eligible for 100% LTV (Loan to Value) financing if you pledge additional property as collateral, through a blanket loan.

Use the Lendersa® land loan calculator to locate vacant land loan lenders in zip codes 41011, 41012, 41019.



  • Alliance Home Mortgage
  • 583 W Laurel Rd, Suite 4, London, KY, 40741
  • Lends in Kentucky
  • At Alliance Home Mortgage Corporation, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We are partnered with a very large lender in Polaris Home Funding

  • Citizens Bank
  • 1850 Highway 27 South, Somerset, KY, 42501
  • Lends in Kentucky
  • Established in 1904, Citizens Bank grew along with the community that surrounded it. By 1910 the bank had grown in reputation and financial strength, which placed it among the top financial institutions in Southeastern Kentucky. In 1958 Mr. R.C. Anderson was appointed as bank President. Devoted to his work, his people, and his community

  • First & Farmers National Bank
  • 2020 South Highway 27, Somerset, KY, 42501
  • Lends in Kentucky
  • Our story began in February of 2008 with the incorporation of First & Farmers National Bank, but our roots in our four communities are much deeper.

    Our history can be traced back to Citizens Bank of Albany, located in Clinton County, KY, dating back to 1898; to First National Bank of Columbia, located in Adair County.

  • Cumberland Security Bank
  • 107 South Main Street, Somerset, KY, 42501
  • Lends in Kentucky
  • Cumberland Security Bank is a locally-owned community bank serving Pulaski County and surrounding counties. We invite you to stop in or give us a call so we can get to know you better. We can then discuss your specific goals and needs to find out how we can start making life better for you as your financial partner.

  • Citizens National Bank Kentucky
  • 44 Public Square, Somerset, KY, 42501
  • Lends in Kentucky
  • Citizens National Bank is a locally owned bank that has been serving the people of Pulaski County since 1920. We offer a wide range of products to help you achieve your financial goals, along with a high level of customer service and convenient locations. We have seven locations in Pulaski County, as well as one in Wayne County, Russell County.

  • United Citizens Bank of Southern Kentucky
  • 700 Jamestown Street, Columbia, KY, 42728
  • Lends in Kentucky
  • United Citizens Bank, customer service is our first priority. Our friendly, knowledgeable staff will stop at nothing to provide you with courteous service and a great banking experience and also UCB was founded on the solid banking principles of providing the products and services needed by the people and businesses in our communities and providing

  • The First National Bank of Manchester
  • 120 Town Square, Manchester, KY, 40962
  • Lends in Kentucky
  • The Comptroller of the Currency gave a charter to The First National Bank of Manchester on February 5, 1905. The first president was Civil War veteran Dr. I.S. Manning. In addition to his medical practice, he was a merchant, civic leader and superintendent of Clay County schools. He was one of Clay County's wealthiest citizens.

  • Ruoff Mortgage
  • 1700 Magnavox Way, Suite 220, Fort Wayne, IN, 46804
  • Lends in Kentucky
  • We provide a best-in-class residential mortgage experience for our customers and an enriching and fulfilling culture for our employees through transparency, respect, and the highest ethical standards. Our mission is to guide homebuyers and homeowners at every step with experience and commitment so they can achieve their goals.