367 Construction Loan Lenders with AI in Providence, Kentucky 2026

Lendersa® provides a list of construction loan lenders in Providence, KY, including regional banks, national lenders, and local hard money sources that utilize private funds for ground-up construction projects or major rehabbing.

In Providence, KY, construction costs for a 2,000 square-foot home range from $223,078 for basic builds to $405,680 for more elaborate constructions. Interest rates and loan terms vary based on borrowers' financial details, Loan-to-Value (LTV) ratio, After Repair Value (ARV), and the type of lender chosen.

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The impressive construction loan calculator

To meet all your construction financing needs, Lendersa®'s AI technology will match your loan request with numerous construction lenders. You can now find excellent construction rates to support ground-up projects, fix-and-flip efforts, or major rehabs on residential and commercial properties in KY.

Searching for construction loan providers nearby?

Keeping inquiries to a minimum helps maintain your credit score. Achieve preapproval for your land loan without needing to disclose your social security number or any sensitive financial information.

Consider qualifying for 100% LTV (Loan to Value) financing by pledging additional property as security, known as a blanket loan.

Use the Lendersa® land loan calculator to discover vacant land loan lenders in the zip codes 42450.



  • First Choice Lending Services
  • 9821 Cogdill Road, Suite 2, Knoxville, TN, 37932
  • Lends in Kentucky
  • First Choice Lending Services can help you achieve your goals. To set up the right Knoxville, TN Mortgage plan for you, get in touch with us. At First Choice Lending Services, we have a better way. We try to build life-long relationships with our customers by giving them the best deal on their home mortgage, at the lowest rate.

  • Owingsville Banking Company
  • 49 West Main Street, Owingsville, KY, 40360
  • Lends in Kentucky
  • The Owingsville Banking Company has a long and interesting history, but perhaps as interesting as the bank itself, is the building in which it resides. Since its charter in May of 1893, it has been housed in the "Owings House", a Federal-style dwelling constructed from 1811 to 1814.

  • Guardian Savings Bank
  • 6100 West Chester Road, West Chester, OH, 45069
  • Lends in Kentucky
  • Guardian Savings Bank is a leading home mortgage lender in the Cincinnati Tri-State area. We currently service over $3 billion in mortgage loans. We’re a trusted community banker. Chartered in 1895 with one branch in Cincinnati, Ohio, we’ve grown to 12, full-service branches in Cincinnati, Northern Kentucky and Lexington.

  • Bank of Maysville
  • 20 West Second St., Maysville, KY, 41056
  • Lends in Kentucky
  • The Bank of Maysville was founded in 1835. As the Commonwealth of Kentucky’s oldest independent bank, our history serves as testimony that we are a community-minded financial institution dedicated to meeting the needs of our customers and the region we serve. The Bank of Maysville is the oldest independent bank in the Commonwealth of Kentucky.

  • Commercial Bank
  • 6710 Cumberland Gap Parkway, Harrogate, TN, 37752
  • Lends in Kentucky
  • Commercial Bank is your neighborhood bank; and, we are a leading financial institution with the services, capabilities, and resources of regional and national banks.

    We understand that every customer has unique opportunities, challenges, and financial concerns. We don't expect you to fit in the same box as the next person or business.

  • Frontier Housing, Inc.
  • 5445 Flemingsburg Rd, Morehead, KY, 40351
  • Lends in Kentucky
  • Frontier Housing was founded in 1974 by four churches, a holy cross brother, and a small group of volunteers led by our founder, Tom Carew. We were created to be a resource for eastern Kentuckians in need of housing opportunities. What began with a mission to repair or rebuild dilapidated, aged, and/or unsafe living conditions.

  • Citizens Bank & Trust Co. of Jackson
  • 720 Hwy 15 South, Jackson, KY, 41339
  • Lends in Kentucky
  • Citizens Bank & Trust Co. was established in 1962 to provide the highest quality of banking services for the citizens of Breathitt and surrounding counties. As co-founder Circuit Judge Ervine Turner said, "A good bank dedicated to the service of the little man and his financial needs

  • Pinnacle Bank, Inc.
  • 26 Second Street, Vanceburg, KY, 41179
  • Lends in Kentucky
  • Pinnacle Bank, we strive to put the customer first. We offer deposit accounts, consumer and commercial loans, and a variety of other products to fit your financial needs. Pinnacle Bank is committed to providing ready access to our products and services. This includes the guidelines established by the Americans with Disabilities Act.

  • KTL PERFORMANCE MORTGAGE
  • 700 Wayne St, Greenville, OH, 45331
  • Lends in Kentucky
  • KTL Performance Mortgage is a Mortgage Lender in Greenville, OH, who helps people in Ohio, Indiana, Kentucky, and Florida achieve their unique dreams of home ownership. We strive to be the best Mortgage Lender possible, so that we can help find the right Home Mortgage solution for each person’s life situation.

  • 1st Trust Bank, Inc
  • 24 Commerce Drive, Hazard, KY, 41701
  • Lends in Kentucky
  • The Organizers of 1st Trust Bank decided to establish the Bank because of their belief in the value of customer service. Prior to 2004, some Hazard banks have been acquired by regional multi-bank holding companies headquartered outside of Hazard. In many cases, these acquisitions and consolidations have been accompanied by fee changes,

  • Bank of Hindman
  • 1362 Hindman Bypass, Hindman, KY, 41822
  • Lends in Kentucky
  • The Bank of Hindman opened for business in Hindman, Kentucky on October 3, 1903. The Bank of Hindman remained open during the Great Depression and has grown to become a $150 million financial institution. The Bank of Hindman remains locally owned and committed to serving the needs of our community.

  • Desco Federal Credit Union
  • 401 Chillicothe Street, Portsmouth, OH, 45662
  • Lends in Kentucky
  • Desco Federal Credit Union provides an exceptional banking experience to residents of Scioto and Lawrence Counties in Ohio, Boyd and Greenup Counties in Kentucky, and Cabell and Wayne Counties in West Virginia. As we continue to expand, our commitment to our members and the community will remain top priority.