Construction Loans from Private Investors in Gardner, MA

Lendersa® offers a varied list of construction loan lenders in Gardner, MA, which includes regional banks, national lenders, and local hard money lenders that use private capital. These options are tailored for your ground-up construction or major renovation needs.

Lenders estimate construction costs for a 2,000 square foot home in Gardner, MA, ranging from $279,644 for more basic builds to $504,829 for elaborate designs. Interest rates and loan terms vary significantly, influenced by the borrower's financial profile, LTV, ARV, and the type of lender selected.

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The innovative magic construction loan calculator

Lendersa® uses advanced AI technology to precisely match your loan requests with a broad range of construction lenders, ensuring all your financing needs are covered. Explore favorable construction rates to support projects like ground-up constructions, fix-and-flip investments, or substantial rehabs on residential and commercial properties in MA.

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To safeguard your credit score, minimizing unnecessary inquiries is essential. You can secure preapproval for your land loan without needing to disclose your social security number or any sensitive financial information.

By pledging additional property as collateral (blanket loan), you could qualify for 100% LTV (Loan to Value) financing, which provides comprehensive financial coverage.

Use the Lendersa® land loan calculator to identify vacant land loan lenders in the zip codes 01440. This tool streamlines the process of finding the most suitable lenders for your land acquisition and construction financing needs.



Gardner Construction Loan Lenders

  • GFA Federal Credit Union
  • 229 Parker St, Gardner, MA, 01440
  • Lends in Massachusetts
  • GFA Federal Credit Union is a full service, Member-owned, community financial institution serving Central Massachusetts & Southern New Hampshire, with branch locations in Ashburnham, Gardner, Hubbardston, Keene, Leominster, Peterborough, Rindge, Rutland & Winchendon. Offering Personal, Business, Investment & Insurance solutions to help buy a home.

  • Athol Savings Bank
  • 388 Main Street, Athol, MA, 01331
  • Lends in Massachusetts
  • Athol Savings Bank is a mutual savings bank based in Athol, Massachusetts. Our goal is to be the financial foundation in our community; working harder, reaching higher and delivering strength, stability and security to our customers. As we move forward, Athol Savings Bank is committed to being “A Solutions Bank” for our customers.

  • Athol Credit Union
  • 513 Main St, Athol, MA, 01331
  • Lends in Massachusetts
  • We were founded in 1930 as a member-owned, not-for-profit credit union with the goal of providing the highest quality banking products at the best possible prices, delivered with professional, one-on-one personal service. In 2015, we were designated as a Community Development Financial Institution by the U.S.

  • Fidelity Bank MA
  • 9 Leominster Connector, Leominster, MA, 01453
  • Lends in Massachusetts
  • The goliath banks of 1888 weren’t interested in providing a high quality banking experience to the hard working middle class of our community. They were only interested in what was in people’s wallets, not what was in their hearts. That’s where we came in. Fidelity Cooperative Bank first opened its doors in 1888.

  • Cornerstone Bank, National Association
  • 230 Park Avenue, Worcester, MA, 01609
  • Lends in Massachusetts
  • Cornerstone Bank was formed in 2017 & was built on the foundation of two local, mutual banks joining together— Southbridge Savings Bank & SpencerBANK (founded in 1871). Based in Worcester, Massachusetts, we currently operate 13 branch offices.Cornerstone Bank is a local, community bank dedicated to providing high-quality, personal customer service.

  • Capital Biz Solutions, Inc
  • 474 Grove St, Worcester, MA, 01605
  • Lends in Massachusetts
  • Our main objective is to help companies acquire the capital they need to grow their business on their terms. We will guide you through the process and outline the lending parameters. It is our job to insure you’re well informed, and there are no surprises. It is our pledge to provide you with the best business lending available.

  • Bay State Savings Bank
  • 28 Franklin Street, Worcester, MA, 01608
  • Lends in Massachusetts
  • Bay State Savings Bank's roots extend back to 1895, when 114 spirited citizens of Worcester gathered together and pledged a total of $7, 660 to establish a new savings bank in the city. They made good on that pledge, and on May 16, 1895, Bay State Savings opened its doors for business on Main St. in Worcester.

  • Central One Federal Credit Union
  • 714 Main Street, Shrewsbury, MA, 01545
  • Lends in Massachusetts
  • Central One is a not-for-profit federal credit union. It was established in 1952 as an occupational-based credit union, serving the employees and family members of the New England Electric System (NEES) and their affiliate companies. Central One Federal Credit Union was officially granted a community-based charter on November 19, 1998.

  • Alibaba Lending
  • 10 Vinnie Way, Shrewsbury, MA, 01545
  • Lends in Massachusetts
  • At Alibaba Lending, our mission is to set a high standard in the loan industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the loan process, so that you can confidently select the best loan for you and your company from the many loan options that are available today.