16 Construction Loan Lenders in Hardwick, Massachusetts in 2026

Lendersa® offers a list of construction loan lenders in Hardwick, MA, including regional banks, national lenders, and local hard money lenders. These utilize private money to finance your ground-up construction or major renovation projects.

For a 2,000 square-foot home in Hardwick, MA, lenders estimate costs ranging from $277,213 for basic construction to $502,398 for elaborate designs. Interest rates and terms of construction loans vary based on factors such as the borrower's financial status, Loan-to-Value (LTV) ratio, After-Repair Value (ARV), and the type of lender chosen.

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Lendersa® employs AI technology to match your loan request instantly with numerous construction lenders, ensuring all your financing needs are met. You can find the best construction rates for ground-up construction or major rehab on both residential and commercial properties in MA.

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Avoid unnecessary inquiries that could lower your credit score. Obtain pre-approval for your land loan without needing your social security number or sensitive financial information.

By agreeing to pledge additional property as security through a blanket loan, you might qualify for 100% LTV (Loan-to-Value) financing.

Use the Lendersa® land loan calculator to find lenders for vacant land loans in zip codes 01082.



Hardwick Construction Loan Lenders

  • Country Bank For Savings
  • 75 Main Street, Ware, MA, 01082
  • Lends in Massachusetts
  • We are a state-chartered 1.7 billion-dollar mutual savings bank with offices in central and western mass. We've gone above and beyond for our customers since 1850. We value respect, courtesy, and excellence in service above all. As a mutual bank, we answer our customers first, not to investors.

  • Monson Savings Bank
  • 146 Main Street, Monson, MA, 01057
  • Lends in Massachusetts
  • Monson Savings Bank is a community bank that has served local residents and businesses since 1872. We are proud to play an integral role in the communities we serve, contributing to the progress and success of the area. We have a deep connection and understanding of the local landscape which allows us to appreciate everything that makes it so great

  • The Polish National Credit Union
  • 46 Main Street, Chicopee, MA, 01020
  • Lends in Massachusetts
  • the Polish National Credit Union has grown to meet the needs of our communities. We opened our doors at 222 Exchange Street in Chicopee in an office shared with a real estate and insurance firm owned by Felix Furtek, our first president. In 1942, we moved to 228 Exchange Street and then to a new building located at 244 Exchange Street in 1967

  • Alden Credit Union
  • 710 Grattan Street, Chicopee, MA, 01020
  • Lends in Massachusetts
  • Alden Credit Union has been providing outstanding banking services to our member/owners since 1939. While our outlook and approach to customer service remains local, our reach is truly without boundaries. Whether you are looking to save or looking to borrow; one thing is certain, Alden will give you the absolute best value

  • USA Mortgage Network, Inc.
  • 1333 Boston Road, Springfield, MA, 01119
  • Lends in Massachusetts
  • We offer the assistance you need to help in all of your mortgage endeavors. Whether you are consolidating your debt, refinancing your home, or buying your first house, we have the expertise to make it a fast, easy, and enjoyable process.Pre-qualification starts the loan process.Anabela (Bela) is the President/Owner of USA Mortgage Network Inc.

  • Greater Springfield Credit Union
  • 1030 Wilbraham Road, Springfield, MA, 01109
  • Lends in Massachusetts
  • Greater Springfield Credit Union was chartered on March 2, 1927. The original office was located on Vernon St. (now Boland Way) in Springfield. The original charter was limited to those who were Municipal Employees of the City of Springfield, family members of municipal employees who resided in Springfield, and members of the Allied.

  • Holyoke Credit Union
  • 490 Westfield Road, Holyoke, MA, 01040
  • Lends in Massachusetts
  • Holyoke Credit Union was organized in 1911 as a Massachusetts state-chartered credit union to deliver a full assortment of consumer banking services to its members. Today, Holyoke Credit Union is chartered by the Commonwealth of Massachusetts and regulated by the Massachusetts Division of Banks.

  • Athol Savings Bank
  • 388 Main Street, Athol, MA, 01331
  • Lends in Massachusetts
  • Athol Savings Bank is a mutual savings bank based in Athol, Massachusetts. Our goal is to be the financial foundation in our community; working harder, reaching higher and delivering strength, stability and security to our customers. As we move forward, Athol Savings Bank is committed to being “A Solutions Bank” for our customers.

  • Athol Credit Union
  • 513 Main St, Athol, MA, 01331
  • Lends in Massachusetts
  • We were founded in 1930 as a member-owned, not-for-profit credit union with the goal of providing the highest quality banking products at the best possible prices, delivered with professional, one-on-one personal service. In 2015, we were designated as a Community Development Financial Institution by the U.S.

  • Southbridge Credit Union
  • 179 Main Street, Southbridge, MA, 01550
  • Lends in Massachusetts
  • SCU is a locally run credit union focused on serving the residents and businesses of South Central MA and Northern CT. Our mission is to give our members the very best financial products and services available at outstanding rates and terms, with the lowest fees possible. Take a look at our checking accounts, mortgages, consumer loans