14 Construction Loan Lenders in Southbridge, Massachusetts in 2026
Lendersa® offers a detailed listing of construction loan lenders within Southbridge, MA, featuring a diverse selection of regional banks, national lending bodies, and local hard money lenders. These lenders are equipped with private capital to support your ground-up construction projects or major rehabilitation efforts.
In Southbridge, MA, lenders assess the construction costs for a 2,000 square foot home to range from $279,347 for more basic construction to $504,532 for more luxurious, detailed projects. The interest rates and terms associated with these construction loans may vary broadly based on several factors, including the borrower's financial profile, Loan-to-Value (LTV) ratio, After Repair Value (ARV), and the type of lender chosen to suit the specific project needs.
Discover the benefits of the magic construction loan calculator
To fully meet every aspect of your construction financing needs, Lendersa® integrates cutting-edge AI technology to instantly match your loan inquiries with a wide array of construction lenders. This allows you to find optimal construction loan rates for projects, whether they are brand-new builds, fix-and-flip initiatives, or major renovations on both residential and commercial properties within MA.
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Protecting your credit score is essential—minimize unnecessary inquiries where possible. You can achieve preapproval for your land loan without the requirement of providing your social security number or other sensitive financial data.
If you agree to pledge additional property as collateral, under a blanket loan agreement, you could qualify for 100% LTV (Loan to Value) financing, enhancing your financial opportunities significantly.
Leverage the Lendersa® land loan calculator to discover vacant land loan providers servicing zip codes 1550. This tool is designed to ease the search process, helping you efficiently find the best-matched lenders for your land acquisition and construction finance needs, ensuring a streamlined yet targeted approach to financing solutions.
SCU is a locally run credit union focused on serving the residents and businesses of South Central MA and Northern CT. Our mission is to give our members the very best financial products and services available at outstanding rates and terms, with the lowest fees possible. Take a look at our checking accounts, mortgages, consumer loans
Webster Five is a $1 billion community bank with seven convenient branches, serving Central Massachusetts with offices in Auburn, Dudley, Oxford, Shrewsbury, Webster and Worcester. For over a century, the bank has developed a reputation for outstanding personal service, community support and fiscal strength.
Monson Savings Bank is a community bank that has served local residents and businesses since 1872. We are proud to play an integral role in the communities we serve, contributing to the progress and success of the area. We have a deep connection and understanding of the local landscape which allows us to appreciate everything that makes it so great
Millbury National Bank was founded in 1825, and through fiscal integrity and fortitude, the bank has been led by a committed Board of Directors for over 190 years, currently with several multi-generational Directors. Our focus is on serving small businesses within the Blackstone Valley, and maintaining our strong commitment to our customers.
Bay State Savings Bank's roots extend back to 1895, when 114 spirited citizens of Worcester gathered together and pledged a total of $7, 660 to establish a new savings bank in the city. They made good on that pledge, and on May 16, 1895, Bay State Savings opened its doors for business on Main St. in Worcester.
Cornerstone Bank was formed in 2017 & was built on the foundation of two local, mutual banks joining together— Southbridge Savings Bank & SpencerBANK (founded in 1871). Based in Worcester, Massachusetts, we currently operate 13 branch offices.Cornerstone Bank is a local, community bank dedicated to providing high-quality, personal customer service.
We are a state-chartered 1.7 billion-dollar mutual savings bank with offices in central and western mass. We've gone above and beyond for our customers since 1850. We value respect, courtesy, and excellence in service above all. As a mutual bank, we answer our customers first, not to investors.
Our main objective is to help companies acquire the capital they need to grow their business on their terms. We will guide you through the process and outline the lending parameters. It is our job to insure you’re well informed, and there are no surprises. It is our pledge to provide you with the best business lending available.
We are UniBank, a team of civic-minded financial professionals and all around great people working together to enrich people, businesses and municipalities across New England. We don't abide by the doctrine of big, national banks. What we believe is different. What we believe is unique. We believe in our community.
Central One is a not-for-profit federal credit union. It was established in 1952 as an occupational-based credit union, serving the employees and family members of the New England Electric System (NEES) and their affiliate companies. Central One Federal Credit Union was officially granted a community-based charter on November 19, 1998.
