14 Construction Loan Lenders with AI in Southbridge, Massachusetts 2026

Lendersa® offers a detailed listing of construction loan lenders within Southbridge, MA, featuring a diverse selection of regional banks, national lending bodies, and local hard money lenders. These lenders are equipped with private capital to support your ground-up construction projects or major rehabilitation efforts.

In Southbridge, MA, lenders assess the construction costs for a 2,000 square foot home to range from $279,347 for more basic construction to $504,532 for more luxurious, detailed projects. The interest rates and terms associated with these construction loans may vary broadly based on several factors, including the borrower's financial profile, Loan-to-Value (LTV) ratio, After Repair Value (ARV), and the type of lender chosen to suit the specific project needs.

Compare a selection of loan offers from 100 lenders

Discover the benefits of the magic construction loan calculator

To fully meet every aspect of your construction financing needs, Lendersa® integrates cutting-edge AI technology to instantly match your loan inquiries with a wide array of construction lenders. This allows you to find optimal construction loan rates for projects, whether they are brand-new builds, fix-and-flip initiatives, or major renovations on both residential and commercial properties within MA.

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Protecting your credit score is essential—minimize unnecessary inquiries where possible. You can achieve preapproval for your land loan without the requirement of providing your social security number or other sensitive financial data.

If you agree to pledge additional property as collateral, under a blanket loan agreement, you could qualify for 100% LTV (Loan to Value) financing, enhancing your financial opportunities significantly.

Leverage the Lendersa® land loan calculator to discover vacant land loan providers servicing zip codes 1550. This tool is designed to ease the search process, helping you efficiently find the best-matched lenders for your land acquisition and construction finance needs, ensuring a streamlined yet targeted approach to financing solutions.



  • WORKERS CREDIT UNION
  • 119 Russell Street, Littleton, MA, 01460
  • Lends in Massachusetts
  • Our members – both long-time and brand-new – have chosen Workers for full banking services to meet a lifetime of financial needs, and we can help you, too. We would love to show you how we can save you money, and make banking easier, and more convenient.We take the time to focus on the things that are important to you

  • Norwood Bank
  • 11 Central Street, Norwood, MA, 02062
  • Lends in Massachusetts
  • Norwood Bank is a community bank established in 1889 for the purpose of homeownership. Today our assets total more than $676 million dollars and our message remains the same. We are committed to the financial needs of our community. We specialize in consumer banking, residential mortgage lending, and construction and commercial real estate lending.

  • Greenfield Savings Bank
  • 282 Avenue A, Turners Falls, MA, 01376
  • Lends in Massachusetts
  • Greenfield Savings Bank has stayed true to its mission to provide a secure place for local residents to save and to access financial products and resources. Today, we continue that commitment with offices throughout Franklin and Hampshire Counties and through online and mobile banking.

  • Direct Federal Credit Union
  • 50 Cabot St, Needham Heights, MA, 02494
  • Lends in Massachusetts
  • Direct Federal is a community chartered credit union. This means that ANYONE who lives, works (or regularly conducts business in), worships, or attends school in Norfolk or Middlesex Counties, Massachusetts; or, has an immediate family member that lives, works (or regularly conducts business in), worships, or attends school in Norfolk

  • Fantini & Gorga LLC
  • 197 First Avenue, Needham Heights, MA, 02494
  • Lends in Massachusetts
  • Fantini & Gorga delivers creative, cost-efficient real estate financing to its borrower clients who include investors, developers, and corporations.
    Our access to capital is unsurpassed, founded on long-nurtured relationships and powerful transaction volume. Following over 300 capital sources in a uniquely disciplined.

  • Atlas Mortgage
  • 220 Reservoir Street, Suite 4, Needham Heights, MA, 02494
  • Lends in Massachusetts
  • We are a private lender to investors in the real estate community. We specialize in working with fix and flip rehabbers and builders of new construction. What makes us unique is we are builders ourselves so we know the business and can work quickly to close a loan for a good investor!

  • Norcom Mortgage
  • 38 Security Drive, Avon, CT, 06001
  • Lends in Massachusetts
  • Norcom Mortgage was founded in 1989 by Philip DeFronzo in a single-room office. As a solo mortgage broker, DeFronzo had one thing to give his clients to make him stand out in a crowd: extraordinary customer service. It worked. By continuing this commitment to individual client needs instead of merely offering financial products,

  • Norcom Mortgage
  • 38 Security Drive, Avon, CT, 06001
  • Lends in Massachusetts
  • Norcom Mortgage was founded in 1989 by Philip DeFronzo in a single-room office. As a solo mortgage broker, DeFronzo had one thing to give his clients to make him stand out in a crowd: extraordinary customer service. It worked. By continuing this commitment to individual client needs instead of merely offering financial products

  • Dedham Institution for Savings
  • 55 Elm Street, Dedham, MA, 02026
  • Lends in Massachusetts
  • Dedham Savings has been a foundation of the community from our earliest days. When you visit a branch, you see the same friendly faces you have come to rely on. When you call us, you talk with people you’ve known for years, who are eager to help. And, we support the local causes and organizations that keep our community thriving.

  • First Mortgage Trust Inc
  • 260 Milton Street, Dedham, MA, 02026
  • Lends in Massachusetts
  • Our primary focus as an “independent” mortgage broker is to evaluate and provide a wide-range of innovative, flexible, and affordable financing programs.

    We are a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending…from purchase to refinance to construction lending.

  • Massachusetts Capital Mortgage Corp
  • 75 McNeil Way, Suite 105, Dedham, MA, 02026
  • Lends in Massachusetts
  • Mass Capital Mortgage Corp. has been in business since 1996 and values the relationships that have been built over the years. These relationships have kept us in business and will do so for many years to come. We are proudly providing financing to the third generation of returning customers.