Spencer, Massachusetts Construction loan lenders AI selection 2026

Lendersa® offers a selection of construction loan lenders in Spencer, MA, including regional banks, national lenders, and local hard money lenders utilizing private funds for ground-up construction or major rehab projects.

In Spencer, MA, lenders estimate the cost of building a 2,000 square foot home from $278,874 for basic builds to $504,059 for more upscale projects. Interest rates and loan terms can vary significantly, depending on borrowers' financial conditions, LTV (Loan to Value), ARV (After Repair Value), and the lender type selected.

Compare loan offers from 100 lenders

The magic construction loan calculator

Lendersa® uses AI technology to promptly match your loan request with many construction lenders, ensuring all your financing needs are met. Discover top construction rates for funding ground-up projects, fix-and-flip deals, or major rehabs on residential and commercial properties in MA.

Find construction loan lenders near you

Minimize unnecessary inquiries that could affect your credit score by getting preapproved for a land loan without needing to provide your social security number or any sensitive information.

You might qualify for 100% LTV financing by pledging additional property as collateral, known as a blanket loan.

Use the Lendersa® land loan calculator to find vacant land loan lenders in zip codes 1562.



  • RiverBank
  • 202 E. Spokane Falls Boulevard, Suite 500, Spokane, WA, 99202
  • RiverBank is a community business bank devoted to creating long-term client relationships by delivering high quality, digitally focused and competitively priced products & services to small businesses, professionals & private banking clients. We are located in the downtown Spokane University District & serve the greater Eastern Washington market.

  • Brazington Mortgage LLC
  • 3114 E. Marietta, Spokane, WA, 99207
  • When you contact Brazington Mortgage, LLC you get to deal with the owner directly. Stan Brazington will act as your loan officer, loan processor. underwriter and funder. Stan has in excess of 39 years experience underwriting and funding private money loans. Brazington Mortgage LLC specializes in Private Money, great service, low closing costs.

  • Canopy Credit Union
  • PO Box 2519, Spokane, WA, 99220
  • At Canopy Credit Union we know you have financial dreams. Your dream may be to purchase your first home, pay for college, get out of debt, or buy a new car. Whatever it is we can help you reach it. You deserve to work with experts who believe in your dream, give you the best advice possible , and never sell you something you don’t need.

  • Northwest Farm Credit Services
  • 2001 South Flint Road, Spokane, WA, 99220
  • We're a financial cooperative providing financing & related services to farmers, ranchers, agribusinesses, commercial fishermen, timber producers, rural homeowners and crop insurance customers in Montana, ID, Oregon, Washington and Alaska. Northwest FCS is a member of the nationwide Farm Credit System that supports agriculture & rural communities.

  • Wheatland Bank
  • 222 N Wall St, Suite 100, Spokane, WA, 99201
  • Wheatland Bank, a locally owned community Bank with a regional footprint, is nationally recognized as one of the strongest Banks in the nation. With decades of experience in providing customized Banking services to businesses throughout eastern and central Washington, Wheatland Bank stands ready to help make your vision a reality.

  • Chimney Rock Mortgage
  • 1320 N Atlantic St, Suite B, Spokane, WA, 99201
  • Chimney Rock Mortgage is a family-owned company that emphasizes community relationships, honesty, and integrity. Since our founding in 1989 by Don Mann, Chimney Rock Mortgage has been dedicated to cultivating trust and practicing responsible lending principles. For 30 years, that proven dedication and trust has given our branches.

  • Global Credit Union
  • 1500 W 4th Ave, Spokane, WA, 99201
  • Global continues to meet member needs by offering innovative products and services, low rates, few fees and excellent service. By monitoring purchasing trends, lifestyle changes and other indicators, we gain an understanding of what our members want from their credit union. We work diligently to deliver the best deposit and loan products.

  • Private Money Capital
  • 804 W Boone Ave, Spokane, WA, 99201
  • We've been helping people find private money funding options for over 20 years. Our team is dedicated to you and all of your different real estate needs. Work with a local team of seasoned professionals to help you accomplish your real estate investment goals in Washington. We are happy to offer financing options and loans not found

  • Madera Financial
  • 6890 E Sunrise Dr, Suite 120, Tucson, AZ, 85750
  • Madera Financial, Inc., our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best-mortgage for you and your family.