2026 Construction Loan Lenders for Springfield, Massachusetts

Lendersa® offers an extensive catalog of construction loan lenders in Springfield, MA. This catalog includes regional banks, national lenders, and local hard money lenders who utilize private funds for both new construction projects and significant renovations.

In Springfield, MA, lenders will evaluate the construction costs for a 2,000 square foot home, with pricing starting at $280,645 for more basic constructions and escalating to $505,830 for more elaborate developments. The loan interest rates and terms fluctuate based on the financial profile of the borrower, loan-to-value (LTV) ratio, after-repair value (ARV), and the type of lender selected.

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To ensure comprehensive satisfaction for all your construction funding needs, Lendersa® utilizes advanced AI technology to effectively match your loan request with numerous construction lenders. You can now explore leading construction rates tailored for ground-up projects, fix-and-flip investments, or extensive rehabs across residential and commercial properties within MA.

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Reducing unnecessary inquiries can preserve your credit score. Obtain preapproval for your land loan without providing your social security number or any private financial information.

You might be eligible for 100% LTV (Loan to Value) financing by agreeing to use additional property as security, known as a blanket loan.

Utilize the Lendersa® land loan calculator to find lenders for vacant land loans in specified zip codes 01151.



Springfield Construction Loan Lenders

  • USA Mortgage Network, Inc.
  • 1333 Boston Road, Springfield, MA, 01119
  • Lends in Massachusetts
  • We offer the assistance you need to help in all of your mortgage endeavors. Whether you are consolidating your debt, refinancing your home, or buying your first house, we have the expertise to make it a fast, easy, and enjoyable process.Pre-qualification starts the loan process.Anabela (Bela) is the President/Owner of USA Mortgage Network Inc.

  • Greater Springfield Credit Union
  • 1030 Wilbraham Road, Springfield, MA, 01109
  • Lends in Massachusetts
  • Greater Springfield Credit Union was chartered on March 2, 1927. The original office was located on Vernon St. (now Boland Way) in Springfield. The original charter was limited to those who were Municipal Employees of the City of Springfield, family members of municipal employees who resided in Springfield, and members of the Allied.

  • The Polish National Credit Union
  • 46 Main Street, Chicopee, MA, 01020
  • Lends in Massachusetts
  • the Polish National Credit Union has grown to meet the needs of our communities. We opened our doors at 222 Exchange Street in Chicopee in an office shared with a real estate and insurance firm owned by Felix Furtek, our first president. In 1942, we moved to 228 Exchange Street and then to a new building located at 244 Exchange Street in 1967

  • Alden Credit Union
  • 710 Grattan Street, Chicopee, MA, 01020
  • Lends in Massachusetts
  • Alden Credit Union has been providing outstanding banking services to our member/owners since 1939. While our outlook and approach to customer service remains local, our reach is truly without boundaries. Whether you are looking to save or looking to borrow; one thing is certain, Alden will give you the absolute best value

  • Holyoke Credit Union
  • 490 Westfield Road, Holyoke, MA, 01040
  • Lends in Massachusetts
  • Holyoke Credit Union was organized in 1911 as a Massachusetts state-chartered credit union to deliver a full assortment of consumer banking services to its members. Today, Holyoke Credit Union is chartered by the Commonwealth of Massachusetts and regulated by the Massachusetts Division of Banks.

  • Monson Savings Bank
  • 146 Main Street, Monson, MA, 01057
  • Lends in Massachusetts
  • Monson Savings Bank is a community bank that has served local residents and businesses since 1872. We are proud to play an integral role in the communities we serve, contributing to the progress and success of the area. We have a deep connection and understanding of the local landscape which allows us to appreciate everything that makes it so great

  • Westfield Bank
  • 141 Elm Street, Westfield, MA, 01085
  • Lends in Massachusetts
  • Westfield Bank is a federally chartered stock savings bank headquartered in Westfield, Massachusetts. Founded in 1853, Westfield Bank offers a comprehensive line of commercial and personal banking products and services to customers in Western Massachusetts and Northern Connecticut.

  • Country Bank For Savings
  • 75 Main Street, Ware, MA, 01082
  • Lends in Massachusetts
  • We are a state-chartered 1.7 billion-dollar mutual savings bank with offices in central and western mass. We've gone above and beyond for our customers since 1850. We value respect, courtesy, and excellence in service above all. As a mutual bank, we answer our customers first, not to investors.