2025 Construction Loans use AI Lenders complete for Essex, Maryland

In Essex, MD, the Lendersa® lineup of construction loan options includes regional banks, national lenders, and local hard money lenders who use private funds to support ground-up construction or significant rehabilitation projects.

The cost evaluation for constructing a 2,000-square-foot home in Essex, MD ranges from $235,042 for standard builds up to $425,877 for more upscale constructions, as calculated by lenders. The interest rates and construction loan terms are tailored based on factors such as the borrower's financial details, the Loan-to-Value Ratio (LTV), the After Repair Value (ARV), and the chosen lender type.

Explore loan options from 100 lenders

The essential construction loan calculator

With Lendersa®'s AI technology, your construction financing requirements are promptly addressed by matching your loan application with a wide array of construction loan providers. Discover excellent construction rates to finance ventures like ground-up builds, fix and flip projects, or major rehabs on both residential and commercial properties throughout MD.

Are there local construction loan lenders?

Reducing unnecessary inquiries can safeguard your credit score. Get preapproved for a land loan without having to disclose your social security number or sensitive financial information.

You could qualify for 100% LTV (Loan to Value) financing by agreeing to a blanket loan arrangement, using additional properties as security.

Employ the Lendersa® land loan calculator to identify vacant land loan providers in zip codes 21221.



  • COPOCO Community Credit Union
  • 4265 Wilder Road, Bay City, MI, 48706
  • COPOCO Community Credit Union is a credit union, not a bank. What's the difference? The difference is the credit union exists out of an International social purpose of people helping people. Credit unions are not for profit, not for charity, but for service decisions made based on what is best for the credit union members
  • Marshall Community Credit Union
  • 839 West Green Street, Marshall, MI, 49068
  • MCCU was established in 1951 and is a full service financial institution proactively promoting the credit union philosophy of "people helping people." We provide high earnings on savings, low rates on loans, no annual fee credit cards, home financing -- the list of services is endless.
  • Community Link Federal Credit Union
  • 325 Etna Avenue, Huntington, IN, 46750
  • CLFCU has served Huntington and surrounding areas since 1932. We take pride in providing exceptional service to our members. CLFCU is federally insured by NCUA and is an Equal Housing Lender. Our Mission: Community Link Federal Credit Union is committed to being the first-choice financial institution in the community.
  • Bippus State Bank
  • 150 Hauenstein Rd, Huntington, IN, 46750
  • Bippus State Bank has served Huntington and surrounding counties since 1911. We are a community bank and pride ourselves on providing excellent customer service. BSB offices are conveniently located in Huntington, North Manchester, Roanoke, and Warren. We are Member FDIC and an Equal Housing Lender.
  • Lending HQ
  • PO Box 20785, Charleston, SC, 29413
  • Lending HQ works with borrowers with do not meet the traditional bank loan guidelines in order to secure funds for residential and commercial real estate transactions via private investors. We can use all property types as collateral, residential & commercial, including vacant land and mobile home parks.
  • First Capital Bank SC
  • 304 Meeting Street, 1st Floor, Charleston, SC, 29401
  • First Capital Bank’s mission is to provide profitable, competitive and responsive community banking services, which exceed the expectations of our customers, stockholders and employees. First Capital Bank is a community bank with an emphasis on special attention to our customers.
  • The Bank of South Carolina
  • 256 Meeting Street, Charleston, SC, 29401
  • The Bank of South Carolina is a state-chartered financial institution with depository accounts insured by the FDIC. The Bank was organized on October 23, 1986, and our first office opened for business on February 26, 1987. It is a wholly-owned subsidiary of Bank of South Carolina Corporation which became effective on April 17, 1995.
  • Sweetgrass Capital
  • 25 Cumberland Street, Suite 120, Charleston, SC, 29401
  • SweetGrass Capital makes homeownership possible for more South Carolinian’s than any other state based lender. Our philosophy is to keep marketing and advertising expenses at a minimum, instead allocating those funds to optimize a streamlined loan process. This allows us to provide our clients with lower rates and a higher level of customer service